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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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SUSDavid83
post Oct 12 2017, 06:36 PM

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Submitted an online application just now, within 5 minutes said application failed.
Wasted my time! WTF!
SUSDavid83
post Oct 12 2017, 06:41 PM

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QUOTE(SzeMeng76 @ Oct 12 2017, 06:40 PM)
I think their online application very sensitive. Even I'm holding M2C Plat which is more qualified than this new VS,
also within few minutes rejected.
You might try at Card Centre.
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There's no card centre in Penang island.
SUSDavid83
post Oct 12 2017, 07:23 PM

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QUOTE(raptar_eric @ Oct 12 2017, 07:15 PM)
wow fruitie jie jie, seems like you and your colls all HNWI... pls share some kang tao with me biggrin.gif btw just got my card approved as well, gardens called me say ready for collection
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She mentioned her colleague is a foreigner.
Expatriate salary is in USD term.
SUSDavid83
post Oct 12 2017, 07:31 PM

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QUOTE(fruitie @ Oct 12 2017, 07:26 PM)
Nope. Hers in MYR.

Regarding your rejection, just send an email to them. Mine was rejected last year when I applied the generic VS card via online and got after appealed.
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I had already being rejected for MBB2 AMEX > 3 months ago .
I doubt that channel will help.
I decided to move out all my stuffs from MBB and leave minimum thing at there like loan and credit card.

This post has been edited by David83: Oct 12 2017, 07:32 PM
SUSDavid83
post Oct 12 2017, 07:58 PM

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QUOTE(fruitie @ Oct 12 2017, 07:54 PM)
Hmm. I got mine that way. Quoted to them the online application reference no. and asked them why it's rejected because fulfilled income requirement. Then, politely asked what can I do to appeal. They replied and asked for my latest income document, which I submitted my payslip. After that I got approved.
I know mine will be like this too, so didn't waste my time and applied via card centre.
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I rejected twice for MBB2 AMEX. One online; the 2nd one I called CS and they said they'll review. Then after a day, also got rejected.
I'm exhausted dealing with them.

This post has been edited by David83: Oct 12 2017, 07:59 PM
SUSDavid83
post Oct 12 2017, 08:10 PM

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QUOTE(fruitie @ Oct 12 2017, 08:06 PM)
Well, I prefer everything in writing.

Nevertheless, their cards are one of the better ones out there, so I gotta bear with all the inconveniences. laugh.gif
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If I remembered, I did everything in email too.
All in B&W.

This post has been edited by David83: Oct 12 2017, 08:10 PM
SUSDavid83
post Oct 13 2017, 09:19 AM

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Called CS to check.
CS cannot even know the reason of being rejected.
They asked me to submit another manual application using email.
Really time wasting!

This post has been edited by David83: Oct 13 2017, 09:26 AM
SUSDavid83
post Oct 13 2017, 10:26 AM

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QUOTE(MGM @ Oct 13 2017, 09:58 AM)
If I am not mistaken U also get rejection when applying for PBB CC, could it be similar reasons like overBT, PTPTN?
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I'm an existing customer with MBB. I have 2 FDs with maturity > 6 months.
I got only 1 BT with them which already > half way. I also reduced my CL for my CIMB card > 3 months ago.
For PBB, I don't have products with them. I could understand why they want to reject and I don't even care at all!

This post has been edited by David83: Oct 13 2017, 10:34 AM
SUSDavid83
post Oct 14 2017, 12:04 PM

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Is this card available at RinggitPlus?
SUSDavid83
post Oct 14 2017, 06:35 PM

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So if I don't have card from Maybank but got card from Maybank Islamic, am I considered an existing customer?
SUSDavid83
post Oct 17 2017, 04:39 PM

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QUOTE(cybpsych @ Oct 17 2017, 04:38 PM)
applying fcb vs from m2u was my 1st time. all these while i always walk-in to The Gardens maybankard centres to apply & pickup various MBB cards.

ohman, it was not a good experience with m2u application:

- uncertain rejection from m2u.
- delivery status unknown.
- delivery address uncertain/mixed up (in my case, seems like MBB chooses their preferred delivery address instead of my explicit selection in M2U form).
- portal error, intermittent.
- unable to upload supporting docments, intermittent.
by walking-in to card centres:

- hassle-free especially you're an existing mbb cardholder. literally no form to fill yourself (staff fill for you biggrin.gif). the only time i touches the form is to sign on it laugh.gif
- quick application, submission, and approval status.
- pickup at the same location.

downside: you must be near or easily accessible to card centres (travel cost/time/parking/toll/etc), else the usual m2u/email application would suffice but takes longer time to deliver.
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They seriously need to improve their online channel!
SUSDavid83
post Oct 29 2017, 02:39 PM

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Just applied at the booth at Queensbay Mall.

The lady said will follow up my application closely and I explained my situation to her. (sucks M2U online application+existing cardholder from Ikhwan+PTPTN)
SUSDavid83
post Oct 31 2017, 10:07 AM

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QUOTE(ben3003 @ Oct 31 2017, 10:03 AM)
wat is so good about this fcb VS?
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2% cash back regardless of category and days.

SUSDavid83
post Oct 31 2017, 04:24 PM

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The MBB agent just texted me to sign CL split form.
As expected, somehow my application is still rejected.
SUSDavid83
post Oct 31 2017, 06:03 PM

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QUOTE(MGM @ Oct 31 2017, 05:58 PM)
Application rejected even after submitted CL split form?
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This is my 2nd application at the booth after my 1st application in M2U is rejected.
The agent told me to sign for CL split for re-assessing.
SUSDavid83
post Nov 2 2017, 03:26 PM

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QUOTE(sl3ge @ Nov 2 2017, 03:20 PM)
"No cash back earned for EzyPay transactions via Maybank FC Barcelona Visa Signature. Any other non- EzyPay transactions are entitle for 2% Cash back for all purchases all year long and capped at maximum of RM50 except for May and August."

May i know which kind of transaction consider as EzyPay?

Btw mbb is super fast,
tuesday i apply, today get aldy. thumbup.gif
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Installment plan subscribed at merchant POS
SUSDavid83
post Nov 5 2017, 01:33 PM

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QUOTE(fruitie @ Nov 5 2017, 01:20 PM)
I supposed only auto-debit, no other way to pay GE insurance anyway via online.
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I thought some proposed JomPay?
SUSDavid83
post Nov 6 2017, 10:16 AM

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My CL split appeal hasn't finalized or approved.
It has been a week!
SUSDavid83
post Nov 6 2017, 11:30 AM

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Pay monthly is more expensive!
SUSDavid83
post Nov 6 2017, 01:38 PM

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QUOTE(Bliz @ Nov 6 2017, 01:16 PM)
For mine I just sent an email request for sharing of limit and gave some reason as I am holding 2 of their platinum card, moments later received SMS informing that my FCB has been approved  biggrin.gif
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That lady told me that if I hold Ikhwan Platinum, it'll be easier to get this card.
Then, she asked for CL split from this card.
After 3 days, I asked about the application status update and she asked me to wait for 7-14 working days.
I'm wondering what is taking so damn long!

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