Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only
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 Aug 21 2016, 04:22 PM
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#21
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Senior Member
10,001 posts Joined: May 2013 
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QUOTE(Ramjade @ Aug 21 2016, 04:11 PM) Unlikely as OPR is going to be cut some more. Even the highest Affin (4.05% now) will be reduce. In tis respect, need to lock-in slightly longer tenure |
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Aug 21 2016, 04:30 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(wil-i-am @ Aug 21 2016, 04:22 PM) In tis respect, need to lock-in slightly longer tenure Affin 4.05% pure FD fits in nicely for now.  |
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Aug 21 2016, 04:58 PM
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All Stars
48,428 posts Joined: Sep 2014 From: REality
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QUOTE(kjlow88 @ Aug 20 2016, 10:02 PM) Under Mbb merdeka promotion. No worry..*Should there be any Overnight Policy Rate (OPR) change, the offer rates may be revised. What is the meaning ? They able to change the currently rates if we already placed an account? or the rates on board ? Once u place, the rate is locked.. Only when mature, it will reflect new lower rate.. |
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Aug 21 2016, 06:06 PM
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Junior Member
232 posts Joined: Jul 2015
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The winners and those who needn't worry are those who took in 2015
Ambank's 2 years FD @ 4.6%p.a. This post has been edited by pearl_white: Aug 21 2016, 06:07 PM |
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Aug 21 2016, 06:57 PM
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Senior Member
2,337 posts Joined: Oct 2014 
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QUOTE(pearl_white @ Aug 21 2016, 06:06 PM) The winners and those who needn't worry are those who took in 2015 The real winners were those placed the MBSB exclusive 5 before it discontinued, 4.7% for 5 years, even better than most corporate bondsAmbank's 2 years FD @ 4.6%p.a. |
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Aug 21 2016, 07:33 PM
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Senior Member
5,859 posts Joined: Sep 2009
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QUOTE(cklimm @ Aug 21 2016, 06:57 PM) The real winners were those placed the MBSB exclusive 5 before it discontinued, 4.7% for 5 years, even better than most corporate bonds  38pcs in hand. |
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Aug 21 2016, 08:22 PM
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Junior Member
136 posts Joined: Jun 2016
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QUOTE(wil-i-am @ Aug 21 2016, 04:06 PM) If u have locked-in, they won't change Thanks for replyThis is considerable... when possibility of dropping opr in this few months |
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Aug 21 2016, 08:23 PM
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Junior Member
136 posts Joined: Jun 2016
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QUOTE(nexona88 @ Aug 21 2016, 04:58 PM) No worry.. Thanks for reply. Once u place, the rate is locked.. Only when mature, it will reflect new lower rate.. Looking forward to this lo☺ |
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Aug 21 2016, 11:11 PM
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Junior Member
56 posts Joined: Apr 2016
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If i want to transfer my money ( more than 50k) from one bank to another bank. Which is the best and cheapest method to do so? I dont have online banking. Sorry for my noob question.
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Aug 21 2016, 11:51 PM
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Junior Member
454 posts Joined: Nov 2010 From: SEA
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QUOTE(I_am_Mushi_90 @ Aug 21 2016, 11:11 PM) If i want to transfer my money ( more than 50k) from one bank to another bank. Which is the best and cheapest method to do so? I dont have online banking. Sorry for my noob question. cheque. |
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Aug 22 2016, 03:46 AM
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Senior Member
680 posts Joined: Aug 2008 From: Malaysia
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QUOTE(I_am_Mushi_90 @ Aug 22 2016, 12:11 AM) If i want to transfer my money ( more than 50k) from one bank to another bank. Which is the best and cheapest method to do so? I dont have online banking. Sorry for my noob question. can specifically request for banker's cheque. (may not be cheap depending how you negotiate)  Go to your homebrach, and transfer out via any transfering methods. |
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Aug 22 2016, 08:54 AM
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Senior Member
10,001 posts Joined: May 2013
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QUOTE(cklimm @ Aug 21 2016, 06:57 PM) The real winners were those placed the MBSB exclusive 5 before it discontinued, 4.7% for 5 years, even better than most corporate bonds Sad to say they withdrew tis product wef 1/1/2016  |
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Aug 22 2016, 09:54 AM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(cklimm @ Aug 21 2016, 06:57 PM) The real winners were those placed the MBSB exclusive 5 before it discontinued, 4.7% for 5 years, even better than most corporate bonds The best I got is the AmBank 2 yrs 4.6%, Oct/Nov 2015. Never have luck with MBSB's 4.7%.  QUOTE(guy3288 @ Aug 21 2016, 07:33 PM) 38pcs in hand.  |
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Aug 22 2016, 12:55 PM
Show posts by this member only | IPv6 | Post
#34
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Senior Member
10,001 posts Joined: May 2013
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Saw advertisement by RHB in The Star today
They offer 3.7%/3.9% for 6/9 mths FD |
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Aug 22 2016, 01:06 PM
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Junior Member
454 posts Joined: Nov 2010 From: SEA
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Asked HLB
Conventional - fresh fund 6 months 3.8 12 m 3.95 |
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Aug 22 2016, 03:50 PM
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Senior Member
1,590 posts Joined: Nov 2006
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QUOTE(I_am_Mushi_90 @ Aug 21 2016, 11:11 PM) If i want to transfer my money ( more than 50k) from one bank to another bank. Which is the best and cheapest method to do so? I dont have online banking. Sorry for my noob question. go to the bank and ask for RENTAS |
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Aug 22 2016, 04:02 PM
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Junior Member
454 posts Joined: Nov 2010 From: SEA
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Asked PBB
fresh fund 3m 3.68 6m 3.88 (monthly interest auto credit by bank) |
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Aug 22 2016, 04:05 PM
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Senior Member
1,055 posts Joined: Nov 2015
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QUOTE(lowdensity @ Aug 21 2016, 11:51 PM) cheque. RM 0.53 only.... |
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Aug 22 2016, 04:09 PM
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Senior Member
1,055 posts Joined: Nov 2015
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Bangkok bank 4.1% still the highest for straight forward 12m FD, but not many ppl seems interested. Is it due to far distance or long waiting time to process ?
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Aug 22 2016, 04:13 PM
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All Stars
65,276 posts Joined: Jan 2003
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QUOTE(David3700 @ Aug 22 2016, 04:09 PM) Bangkok bank 4.1% still the highest for straight forward 12m FD, but not many ppl seems interested. Is it due to far distance or long waiting time to process ? this is why bank offering highest rate may not be practical or feasible since you'll be wasting time (travel/counter) and money (parking/toll/petrol) just to gain a little gain. |
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