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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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michaelho
post Aug 23 2016, 05:33 PM

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QUOTE(wil-i-am @ Aug 23 2016, 10:19 AM)
Consider Affin Bank
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affin 4.05% pure FD is for 15 months right? Couldn't find details at Pg 1.

I just called, interest upon maturity , no other T&C.

wil-i-am
post Aug 23 2016, 08:46 PM

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QUOTE(michaelho @ Aug 23 2016, 05:33 PM)
affin 4.05% pure FD is for 15 months right? Couldn't find details at Pg 1.

I just called, interest upon maturity , no other T&C.
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TS didn't update 1st page
Yes, 4.05% is straight forward FD for 15 mths
michaelho
post Aug 23 2016, 11:57 PM

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QUOTE(wil-i-am @ Aug 23 2016, 09:46 PM)
TS didn't update 1st page
Yes, 4.05% is straight forward FD for 15 mths
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Thanks. Does anyone have any experience as to whether Affin pays interest on weekends?
babysiew
post Aug 24 2016, 09:29 AM

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QUOTE(David3700 @ Aug 23 2016, 04:56 PM)
Now already V.14  biggrin.gif
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haha sorry see wrongly biggrin.gif
joeduff
post Aug 24 2016, 12:13 PM

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have any promotion for BR?1 yr only 3.7%....faint
bbgoat
post Aug 24 2016, 12:17 PM

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QUOTE(joeduff @ Aug 24 2016, 12:13 PM)
have any promotion for BR?1 yr only 3.7%....faint
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Last week I asked, was told no promo.

Add: Confirmed that to date, still no FD promo from BR.

This post has been edited by bbgoat: Aug 24 2016, 12:49 PM
nexona88
post Aug 24 2016, 03:16 PM

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QUOTE(joeduff @ Aug 24 2016, 12:13 PM)
have any promotion for BR?1 yr only 3.7%....faint
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No promo even for merdeka cry.gif doh.gif
guy3288
post Aug 24 2016, 10:25 PM

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QUOTE(bbgoat @ Aug 22 2016, 10:34 PM)
The longest I have with BR is 2 years 4.55% starting March 2016. Did not go for the 5 years one. BR 5 yrs board rate is now 4.3%.

With MBSB just the 18 mth one of 4.5%.

Probably need to allocate some 5 yrs eggs.
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current 5 yr rate too low , not worth to be tied down. that MBSB 4.5% for 18 m must be sometime ago..sure no more now.
bbgoat
post Aug 24 2016, 10:31 PM

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QUOTE(guy3288 @ Aug 24 2016, 10:25 PM)
current 5 yr rate too low , not worth to be tied down.  that MBSB 4.5% for 18 m must be sometime ago..sure no more now.
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Ya, the MBSB one was in Aug 2015. My first ever placement with MBSB. Now looking back, should have placed for their 5 yrs one. Anyway, history !

This post has been edited by bbgoat: Aug 24 2016, 10:32 PM
aromachong
post Aug 25 2016, 08:20 AM

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QUOTE(nexona88 @ Aug 24 2016, 03:16 PM)
No promo even for merdeka cry.gif doh.gif
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economy no good ma.. haha..
wil-i-am
post Aug 25 2016, 09:26 AM

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QUOTE(bbgoat @ Aug 24 2016, 10:31 PM)
Ya, the MBSB one was in Aug 2015. My first ever placement with MBSB. Now looking back, should have placed for their 5 yrs one. Anyway, history !
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Dun regret
Perhaps u may consider to lock-in 5 years now in anticipation of lower interest rate next year
Avangelice
post Aug 25 2016, 10:21 AM

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Time to park all my fds into unit trust by doing dca. 3.7 is sad
bbgoat
post Aug 25 2016, 10:22 AM

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QUOTE(wil-i-am @ Aug 25 2016, 09:26 AM)
Dun regret
Perhaps u may consider to lock-in 5 years now in anticipation of lower interest rate next year
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No regret. May see how things goes before deciding on 5 yrs. Have one 5 yrs FD with AmBank of 4.55% before they offered 2 yrs 4.6%, but small amt.

Anyway, I think good to spread out FD to 5 yrs, 3, 2 and 1 yrs tenure. biggrin.gif
wil-i-am
post Aug 25 2016, 10:27 AM

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QUOTE(bbgoat @ Aug 25 2016, 10:22 AM)
Anyway, I think good to spread out FD to 5 yrs, 3, 2 and 1 yrs tenure.  biggrin.gif
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V r on the same page
nexona88
post Aug 25 2016, 10:30 AM

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QUOTE(bbgoat @ Aug 25 2016, 10:22 AM)

Anyway, I think good to spread out FD to 5 yrs, 3, 2 and 1 yrs tenure.  biggrin.gif
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Good plan..
Don't dump all in one tenure..
Spread the risk rclxm9.gif
bbgoat
post Aug 25 2016, 10:53 AM

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QUOTE(nexona88 @ Aug 25 2016, 10:30 AM)
Good plan..
Don't dump all in one tenure..
Spread the risk rclxm9.gif
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Already have spread out to 1,2,3 yrs tenure. 5 yrs one just one FD, need to allocate more. Kind of late now. bangwall.gif Or it is never too late. tongue.gif

This post has been edited by bbgoat: Aug 25 2016, 10:55 AM
nexona88
post Aug 25 2016, 10:55 AM

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QUOTE(bbgoat @ Aug 25 2016, 10:53 AM)
Already have spread out to 1,2,3 yrs tenure. 5 yrs one just one FD, need to allocate more. Kind of late now.  tongue.gif
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Well its never too late lor blush.gif
Some not even done / started...
bbgoat
post Aug 25 2016, 10:56 AM

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QUOTE(nexona88 @ Aug 25 2016, 10:55 AM)
Well its never too late lor blush.gif
Some not even done / started...
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Hahaha, your post and my edited post clash with each other. icon_rolleyes.gif
nexona88
post Aug 25 2016, 10:59 AM

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QUOTE(bbgoat @ Aug 25 2016, 10:56 AM)
Hahaha, your post and my edited post clash with each other.  icon_rolleyes.gif
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We are on the same page rclxms.gif
wil-i-am
post Aug 25 2016, 11:47 AM

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QUOTE(Avangelice @ Aug 25 2016, 10:21 AM)
Time to park all my fds into unit trust by doing dca. 3.7 is sad
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U have shortlisted which fund?

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