Syabas!
Guys, Is it considerable for Mbb 3.88 9 month fd ?
What gonna happening in this nine months, will we get back 4%+++ by new year ?
Thank all
Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only
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 Aug 20 2016, 08:39 PM
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Junior Member
136 posts Joined: Jun 2016  
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Aug 20 2016, 10:02 PM
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#2
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Junior Member
136 posts Joined: Jun 2016
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Under Mbb merdeka promotion.
*Should there be any Overnight Policy Rate (OPR) change, the offer rates may be revised. What is the meaning ? They able to change the currently rates if we already placed an account? or the rates on board ? |
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Aug 21 2016, 08:22 PM
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#3
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Junior Member
136 posts Joined: Jun 2016
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QUOTE(wil-i-am @ Aug 21 2016, 04:06 PM) If u have locked-in, they won't change Thanks for reply This is considerable... when possibility of dropping opr in this few months |
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Aug 21 2016, 08:23 PM
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#4
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Junior Member
136 posts Joined: Jun 2016
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QUOTE(nexona88 @ Aug 21 2016, 04:58 PM) No worry.. Thanks for reply. Once u place, the rate is locked.. Only when mature, it will reflect new lower rate.. Looking forward to this lo☺ |
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Aug 26 2016, 12:05 PM
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#5
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Junior Member
136 posts Joined: Jun 2016
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Good afternoon everyone
Queueing, taking 2 hours on weekend😤 |
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Aug 26 2016, 12:58 PM
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#6
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Junior Member
136 posts Joined: Jun 2016
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QUOTE(wil-i-am @ Aug 26 2016, 12:31 PM) Which bank? Maybank berhad, lots of customer. What's a busy day😕 |
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Aug 26 2016, 05:54 PM
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#7
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Junior Member
136 posts Joined: Jun 2016
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Hlb 5.18% 3 month, saving 10k + minimum 10k for fd.
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Aug 26 2016, 07:33 PM
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#8
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Junior Member
136 posts Joined: Jun 2016
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QUOTE(starry @ Aug 26 2016, 06:33 PM) Sounds good Didn't ask much , sorry for this. For this promotion we have to lock 10k in saving for 3 month also ? Promo valid till when? |
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Aug 26 2016, 08:22 PM
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#9
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Junior Member
136 posts Joined: Jun 2016
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Is the hlb e-fd 3.95% 12 month ,good and trustable ? Did anyone just placed it ?
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Aug 27 2016, 09:42 PM
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#10
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Junior Member
136 posts Joined: Jun 2016
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If bnm is changing SRR later, decrease or increase what will gonna happen? Good for fd ?😊
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Sep 3 2016, 07:49 PM
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#11
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Junior Member
136 posts Joined: Jun 2016
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QUOTE(nexona88 @ Sep 3 2016, 06:27 PM) Really? Where u saw it?? Rhb website could be.. |
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Sep 3 2016, 07:53 PM
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#12
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Junior Member
136 posts Joined: Jun 2016
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Is the so call Gia fd only available at Mbb ? Does others bank have such a flexibility fd product ?
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Sep 3 2016, 09:03 PM
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#13
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Junior Member
136 posts Joined: Jun 2016
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QUOTE(Ramjade @ Sep 3 2016, 08:30 PM) Unfortunately yes. Only for maybank. I would love to see another bank coming out with something like that so that it will give eGIA-i a run for the money. But how can you beat a combo of only RM1.00 in SA + > 1 month eFD rates + flexibility of withdrawal? Still Good product all time with flexibility withdrawal. But what is the meaning of Principal is not guaranteed ?Minimum investment: RM5,000 (1 month) RM1,000 (2 months and above) * Not covered by PIDM. Principal is not guaranteed This post has been edited by kjlow88: Sep 3 2016, 09:09 PM |
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Sep 3 2016, 09:45 PM
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#14
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Junior Member
136 posts Joined: Jun 2016
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Which is the best investment choices do we have beside fixed deposit investment, that's abit higher risk and higher return. Anyone suggestion ? Sorry to ask in fd tread.
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Sep 3 2016, 09:47 PM
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#15
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Junior Member
136 posts Joined: Jun 2016
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QUOTE(5p3ak @ Sep 3 2016, 09:44 PM) GIA is not FD Haha yeah, it's one of the investment products by Mbb. |
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Sep 3 2016, 10:37 PM
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#16
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Junior Member
136 posts Joined: Jun 2016
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Sep 4 2016, 01:36 PM
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#17
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Junior Member
136 posts Joined: Jun 2016
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QUOTE(bbgoat @ Sep 4 2016, 11:42 AM) The MBB GIA-i interest calculated daily. The 3.646% is due to the some of the days, it was 3.75% and some of the days it was 3.58%. You have to calculate to see it for yourself. Depends on placement date and the date when MBB changed from 3.75% to 3.58%. Right, this is how gia good, it's calculated daily interest😊 |
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Sep 6 2016, 01:39 PM
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#18
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Junior Member
136 posts Joined: Jun 2016
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QUOTE(nomen @ Sep 5 2016, 11:15 PM) I just received this new promo from RHB bank Is it true ? I don't see 4% on Rhb website. It's still 3.9%😕.[attachmentid=7467310] |
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Sep 8 2016, 01:42 PM
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#19
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Junior Member
136 posts Joined: Jun 2016
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QUOTE(owodog91 @ Sep 8 2016, 12:49 PM) Cimb 3 month 3.9% Latest fd promotion from cimb ?For preferred 4.0% for 3 month |
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Sep 10 2016, 08:13 PM
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#20
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Junior Member
136 posts Joined: Jun 2016
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At the moment Rate 3.9% above is good already. Rhb offering 4% should be good😊
IF meeting of november decided opr rate cut , that time would be around 3.5% ? 😞 Sometime in decreasing is fast, increasing is slow. |
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