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Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only
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lowdensity
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Aug 20 2016, 08:53 PM
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QUOTE(kjlow88 @ Aug 20 2016, 08:39 PM) Syabas! Guys, Is it considerable for Mbb 3.88 9 month fd ? What gonna happening in this nine months, will we get back 4%+++ by new year ? Thank all best as of now.
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lowdensity
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Aug 21 2016, 11:51 PM
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QUOTE(I_am_Mushi_90 @ Aug 21 2016, 11:11 PM) If i want to transfer my money ( more than 50k) from one bank to another bank. Which is the best and cheapest method to do so? I dont have online banking. Sorry for my noob question. cheque.
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Aug 22 2016, 01:06 PM
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Asked HLB Conventional - fresh fund 6 months 3.8 12 m 3.95
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Aug 22 2016, 04:02 PM
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Asked PBB fresh fund 3m 3.68 6m 3.88 (monthly interest auto credit by bank)
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lowdensity
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Aug 22 2016, 05:56 PM
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QUOTE(David3700 @ Aug 22 2016, 04:09 PM) Bangkok bank 4.1% still the highest for straight forward 12m FD, but not many ppl seems interested. Is it due to far distance or long waiting time to process ? distance + time / return unless few mils on hand
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Aug 22 2016, 09:09 PM
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QUOTE(cfc @ Aug 22 2016, 08:29 PM) 12 m 3.95 is this applicable to all HLB branch ? no HLB news on the first page thanks all.
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Aug 22 2016, 10:23 PM
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QUOTE(cappuccino vs latte @ Aug 22 2016, 09:17 PM) Does pbb allow upliftment at different branch? nope.
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Aug 25 2016, 04:23 PM
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QUOTE(michaelho @ Aug 25 2016, 04:20 PM) CIMB Conventional : (depending on amount and branch, ask staff to request) ================================================== 1 month - 3.65% 3 month - 4.05% 6 month - 4% 12 month - 3.95% CIMB Islamic FD ============ 1 month - 3.7% 3 month - 4.1% 6 month - 4% 12 month - 3.95% but I opted for Affin Bank Package 2 to be entitled to 4.15% (15months), just open an SA and apply debit card (free for 1st year). Hopefully I made the right decision  Better rate from CIM Bank wooo...
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lowdensity
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Aug 25 2016, 11:41 PM
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QUOTE(arenax @ Aug 25 2016, 10:55 PM) I've asked several people working in Maybank, all of them can't speak English and can't explain well. I don't understand what is rollover and campaign rate and effective campaign rate. All these are meant to confuse the customers without giving concrete examples. that's the purpose of marketing materials in any product. anyway, just ask them the average rate of the package "Kadar Purata" will do. instead of manipulating the "rollover" terminology. at the end, it is just a FD.
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Aug 26 2016, 01:33 PM
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QUOTE(kjlow88 @ Aug 26 2016, 12:58 PM) Maybank berhad, lots of customer. What's a busy day😕 payroll day
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Aug 26 2016, 11:34 PM
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QUOTE(kjlow88 @ Aug 26 2016, 05:54 PM) Hlb 5.18% 3 month, saving 10k + minimum 10k for fd. sound like complicated. average rate seems to be only 2.59% at 3rd month of placement.
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Aug 29 2016, 12:21 AM
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QUOTE(LNYC @ Aug 28 2016, 11:58 PM) OMG, just found out maybank 6mths 3.85% fd promo expired on 26 aug (friday). now highest 6mths is HLB online fd promo, 3.8%. haizz.... May consider as average 3.88% https://www.pbebank.com/Personal-Banking/Pr...i-Campaign.aspx
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Aug 29 2016, 12:16 PM
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QUOTE(ntdote @ Aug 29 2016, 12:01 PM) HL FD promo only applicable to conventional HLB account Mach by HL accounts not eligible Ya wor .... Not allow to use Islamic account for Conventional FD.
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Aug 29 2016, 07:30 PM
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QUOTE(LostAndFound @ Aug 29 2016, 05:52 PM) Seems like everyone prefer bangkok to affin, PIDM no worth to you all ah? is something similar to re-insurance ...
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Aug 30 2016, 02:03 PM
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QUOTE(cybpsych @ Aug 30 2016, 10:53 AM) Bank Rakyat chairman Jen (ret) Tan Sri Abdul Aziz Haji Zainal has been detained for questioning over a RM15mil case http://www.thestar.com.my/news/nation/2016...-after-md-held/ detain all before 31/Aug to prove their efficiency. anyway, this is their game. QUOTE(aromachong @ Aug 30 2016, 01:42 PM) Maybank close many branches ... u see ppl run? hehe... mostly are service counters without returning good profit.
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Aug 30 2016, 02:11 PM
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QUOTE(Ramjade @ Aug 30 2016, 02:04 PM) This is when people with PIDM account will feel safer cause if bank kaput, PIDM will cover until max rm250k. Of course if one bank after another kaput, then PIDM pun tak ada cash utk cover. QUOTE(nexona88 @ Aug 30 2016, 02:09 PM) PIDM only give some mental comfort.. it actually not enough fund to cover all accounts. I doubt if they can actually pay all the accounts in 1 banks, let alone all the banks under PIDM  same as re-insurance companies. the money game
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Sep 1 2016, 12:25 PM
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QUOTE(LDP @ Sep 1 2016, 11:22 AM) im waiting for US Fed rate to go up, then promo might be more hebat..hahaha You may have to wait for another month.
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Sep 5 2016, 10:02 AM
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QUOTE(eddie2020 @ Sep 4 2016, 07:52 PM) Hmmm seems like mbb promotion only place over the counter.. Want to ask anyone tried pbb online fd? If we place online, after maturity can we uplift online? Cause when place there got option to collect the certificate on branch, I wonder if we don't collect will have any effect? certificate is a valid document for pbb.
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Sep 6 2016, 01:25 PM
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QUOTE(tryifelsecatch @ Sep 6 2016, 01:07 PM) hi guys, the $ in my RHB saving account consider fresh fund or not? usually in cases like this, do i just go counter and tell them i want to put my saving a/c $ into this FD? or it can be done through RHB online system? no.
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Oct 4 2016, 12:49 PM
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QUOTE(wil-i-am @ Oct 4 2016, 11:31 AM) Latest 4 mths offer from Maybank 1. Fresh funds a. 1st 2 mths @ 3.65% b. 2nd 2 mths @ 3.55% c. Effective @ 3.60% 2. Non Fresh funds a. 1st 2 mths @ 3.60% b. 2nd 2 mths @ 3.50% c. Effective @ 3.55% Min placement : RM10k for individuals Campaign : 4 Oct to 4 Nov 2016 low!
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