Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only
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 Aug 27 2016, 09:26 PM
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Senior Member
554 posts Joined: Oct 2008 
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QUOTE(MNet @ Aug 27 2016, 09:22 PM) Try bangkok bank 4.1% pa What is your experience in placing FD in Bangkok bank, presumed you have placed it since you recommended this.... Any hassle, hidden cost, or drawback beside no PIDM?  This post has been edited by Kamen Rider: Aug 27 2016, 09:27 PM |
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Aug 27 2016, 09:42 PM
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Junior Member
136 posts Joined: Jun 2016 
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If bnm is changing SRR later, decrease or increase what will gonna happen? Good for fd ?😊
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Aug 27 2016, 10:06 PM
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All Stars
11,954 posts Joined: May 2007  
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bangkok bank is protected by pidm
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Aug 27 2016, 10:08 PM
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All Stars
48,439 posts Joined: Sep 2014 From: REality
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QUOTE(Kamen Rider @ Aug 27 2016, 09:04 PM) so what is your portfolio like? may i know.... how many % in equity, FD, property, PNB funds.... secret recipe     |
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Aug 28 2016, 03:50 PM
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld
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CIMB still offer 3.95% for 3 mths placement though. have to ask for it
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Aug 28 2016, 06:45 PM
Show posts by this member only | IPv6 | Post
#166
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Senior Member
10,001 posts Joined: May 2013
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QUOTE(kjlow88 @ Aug 27 2016, 09:42 PM) If bnm is changing SRR later, decrease or increase what will gonna happen? Good for fd ?😊 If decrease, FD rate may drop |
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Aug 28 2016, 09:56 PM
Show posts by this member only | IPv6 | Post
#167
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Staff
25,802 posts Joined: Jan 2003 From: Penang
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QUOTE(Kamen Rider @ Aug 27 2016, 09:01 PM) Saw this when in HL bank, 5-8% only for 3 months ...later it will be resumed back to the normal FD rate, beside this understand that you need to participate in their so called "Saving Plan"...... i asked the staff that i already got a saving account, do i need to open another one? he replied that yes, this is different thing... Saving plan is not saving account. so i guess by calculating the effective interest rate, i doubt it will be better than 3.95% conventional FD.... Seems, now banks require more liquidity ..... am i right.... question anyone think the SRR will be reduced this year? ..... my guest is likely .... Saving plan is a type of endowment insurance. It is a long term commitment. By participating into saving plan (insurance), you are bound to pay the premium for many years, typically 6,9,15 or more years duration (depended on the tenure of the plan) So ensure what is saving plan first before committing , as once commit, no turning back unless premature surrender the plan which one stands a chance to lose significant part of premium paid, especially it is at early stage. |
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Aug 28 2016, 11:58 PM
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Senior Member
520 posts Joined: Jul 2015
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OMG, just found out maybank 6mths 3.85% fd promo expired on 26 aug (friday). now highest 6mths is HLB online fd promo, 3.8%. haizz....
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Aug 29 2016, 12:21 AM
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Junior Member
454 posts Joined: Nov 2010 From: SEA
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QUOTE(LNYC @ Aug 28 2016, 11:58 PM) OMG, just found out maybank 6mths 3.85% fd promo expired on 26 aug (friday). now highest 6mths is HLB online fd promo, 3.8%. haizz.... May consider as average 3.88%https://www.pbebank.com/Personal-Banking/Pr...i-Campaign.aspx |
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Aug 29 2016, 09:24 AM
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Senior Member
10,001 posts Joined: May 2013
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QUOTE(LNYC @ Aug 28 2016, 11:58 PM) OMG, just found out maybank 6mths 3.85% fd promo expired on 26 aug (friday). now highest 6mths is HLB online fd promo, 3.8%. haizz.... If u miss d boat, just wait for another boat |
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Aug 29 2016, 09:39 AM
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All Stars
10,314 posts Joined: Dec 2009 From: Malaysia
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looks like no merdeka promo at all
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Aug 29 2016, 10:15 AM
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All Stars
65,278 posts Joined: Jan 2003
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QUOTE(kochin @ Aug 29 2016, 09:39 AM) looks like no merdeka promo at all unless your question is specific to a particular bank, there is merdeka promo. |
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Aug 29 2016, 11:05 AM
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All Stars
48,439 posts Joined: Sep 2014 From: REality
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Nowadays all FD rate is below 4% right??
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Aug 29 2016, 11:26 AM
Show posts by this member only | IPv6 | Post
#174
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Senior Member
10,001 posts Joined: May 2013
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Merdeka promo by Affin Bank
Read T&C http://www.affinbank.com.my/AFFINBANK/medi...aya-Merdeka.pdf Attached thumbnail(s) 
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Aug 29 2016, 11:54 AM
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Senior Member
817 posts Joined: Mar 2014
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QUOTE(nexona88 @ Aug 29 2016, 11:05 AM) Nowadays all FD rate is below 4% right?? affin 15 month 4.05%, bangkok bank 4.1%? |
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Aug 29 2016, 11:58 AM
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Senior Member
1,055 posts Joined: Nov 2015
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QUOTE(wil-i-am @ Aug 29 2016, 11:26 AM) 20% hold in CASA until maturity. Better take the 4.05% pa 15 months straight forward FD |
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Aug 29 2016, 12:00 PM
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Senior Member
1,055 posts Joined: Nov 2015
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QUOTE(sandkoh @ Aug 29 2016, 11:54 AM) affin 15 month 4.05%, bangkok bank 4.1%? I am going to try the Bangkok Bank 4.1% before it ended. At the same time, try out their lousy counter service....haha |
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Aug 29 2016, 12:01 PM
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Junior Member
324 posts Joined: Nov 2007
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HL FD promo only applicable to conventional HLB account
Mach by HL accounts not eligible |
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Aug 29 2016, 12:16 PM
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Junior Member
454 posts Joined: Nov 2010 From: SEA
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QUOTE(ntdote @ Aug 29 2016, 12:01 PM) HL FD promo only applicable to conventional HLB account Ya wor .... Not allow to use Islamic account for Conventional FD.Mach by HL accounts not eligible |
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Aug 29 2016, 01:14 PM
Show posts by this member only | IPv6 | Post
#180
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Senior Member
10,001 posts Joined: May 2013
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QUOTE(David3700 @ Aug 29 2016, 12:00 PM) I am going to try the Bangkok Bank 4.1% before it ended. Their service tat bad meh...At the same time, try out their lousy counter service....haha |
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