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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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kochin
post Aug 29 2016, 09:39 AM

I just hope I do!
********
All Stars
10,314 posts

Joined: Dec 2009
From: Malaysia


looks like no merdeka promo at all
kochin
post Sep 7 2016, 08:40 AM

I just hope I do!
********
All Stars
10,314 posts

Joined: Dec 2009
From: Malaysia


https://www.hlb.com.my/main/promotion/20160...0deposit-092016

hongleong online fd 3.95% also not bad mah.
easy to manage doing it online.
kochin
post Sep 27 2016, 03:36 PM

I just hope I do!
********
All Stars
10,314 posts

Joined: Dec 2009
From: Malaysia


aiseh.... did not realise can get cimb 4% for 3 months.

mine is maturing soon and i paid a visit to the RM.
told her to pre arrange for me so that i do not need to drop by again when it matures soon.

off hand she told me approx 3.8% for 3 months. if longer even worse i.e. 3.6% for 12 months. i was like wtf?

anyway, she told me very very soon going to launch a new klibor linked product. advisable to go for it.

min 65k per investment and approximately 5%. principal guaranteed and no service charge.

details to be released when she got it.


kochin
post Sep 27 2016, 04:22 PM

I just hope I do!
********
All Stars
10,314 posts

Joined: Dec 2009
From: Malaysia


QUOTE(bbgoat @ Sep 27 2016, 04:14 PM)
Taikor, the RM did not reply WhatsApp. For u, I called her to get the reply !

For Islamic one only, there is option to get monthly interest.  biggrin.gif
Confirmed with CIMB RM that 12 mth is 3.85%. When did u hear 3.95% ? We are talking about CIMB, HL is 3.95%.  biggrin.gif
My 2012 CIMB Klibor going to be called back. 10 years maturity ! sweat.gif

My CIMB RM told me the new Klibor to be launched tomorrow. First year return 5%, remainding 4 yrs 4.9%. Lower than the 5.2% rate for the "old" Klibor.

This 5 yrs one is better than the 10 yrs one that I am holding !! Waiting for it to be called back on 3/10.  rclxms.gif
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so it's worth to park some?
kochin
post Sep 29 2016, 02:15 PM

I just hope I do!
********
All Stars
10,314 posts

Joined: Dec 2009
From: Malaysia


the new klibor cimb fund.
sold out dy. only rm40mil allocation.
kochin
post Nov 15 2016, 08:52 AM

I just hope I do!
********
All Stars
10,314 posts

Joined: Dec 2009
From: Malaysia


capped by transfer limit to do the fpx hl 4.15% fd. sob sob.
don't think i can do it every tuesday.
tmrw try again.
4% better than nothing. sad.gif sad.gif
kochin
post Nov 22 2016, 11:02 AM

I just hope I do!
********
All Stars
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Joined: Dec 2009
From: Malaysia


another tuesday, another limit up on the fpx transfer to hl fd.
one more tuesday to max out before promo ends.
kochin
post Nov 23 2016, 04:18 PM

I just hope I do!
********
All Stars
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Joined: Dec 2009
From: Malaysia


QUOTE(laymank @ Nov 22 2016, 03:18 PM)
thkhai commented maybank allows multiple of 30k thru FPX before.
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confirm can do multiple transactions. not just maybank.

QUOTE(drbone @ Nov 22 2016, 03:53 PM)
Maybank is so convenient and hassle free. Secured 160K 2 weeks ago without problem.
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wow. there's no limit from withdrawal from mbb?
i was capped at bank's limit for fpx transfer.
hence need to spread to more than 3 tuesdays.

QUOTE(jtleon @ Nov 22 2016, 10:01 PM)
only can do one 30k FPX transaction to HLB according to PB, even i have increased the limit to 50k sad.gif
PB call center said it is not PB's limit but FPX, but FPX clearly state that 30k per transaction, and not per day.
so if Maybank allows multiple FPX transaction per day, this means PB's problem.  sad that the PB call center cannot provide accurate information.
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not sure whether fpx have limit. i did 2 transactions per day to hit my bank withdrawal limit through fpx. butboth transactions are within the 30k you mentioned.

only 29th november left to capitalise on 4.15% 6 months.
but if missed it, 4% at 6 months ain't too bad as well.

kochin
post Nov 29 2016, 08:44 AM

I just hope I do!
********
All Stars
10,314 posts

Joined: Dec 2009
From: Malaysia


just did my final hlbb 4.15% promo.
kochin
post Dec 5 2016, 09:54 AM

I just hope I do!
********
All Stars
10,314 posts

Joined: Dec 2009
From: Malaysia


QUOTE(wil-i-am @ Dec 5 2016, 09:45 AM)
Just rec'd text msg from CIMB RM on Preferred FD rates:

Conventional
1 mth 3.35%
3 mth 4.05%
6 mth 3.65%
12 mth 3.60%

Islamic
1 mth 3.45%
3 mth 4.10%
6 mth 3.75%
12 mth 3.70%
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very strange rates indeed.
kochin
post Dec 5 2016, 10:24 AM

I just hope I do!
********
All Stars
10,314 posts

Joined: Dec 2009
From: Malaysia


QUOTE(wil-i-am @ Dec 5 2016, 10:17 AM)
U mean Islamic is higher than Conventional?
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i mean the 3 months offer a substantial higher rates than both shorter and longer terms.
kochin
post Dec 8 2016, 10:53 AM

I just hope I do!
********
All Stars
10,314 posts

Joined: Dec 2009
From: Malaysia


QUOTE(bbgoat @ Dec 8 2016, 08:55 AM)
Previously was thinking the HL Tuesday 6 mth 4.15% FD promo interest only given at maturity. Now confirmed that it is given monthly.  rclxms.gif
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i didn't know that.
wah....
christmas comes early then. yippee!!!
kochin
post Dec 8 2016, 10:57 AM

I just hope I do!
********
All Stars
10,314 posts

Joined: Dec 2009
From: Malaysia


QUOTE(jack2 @ Dec 5 2016, 03:25 PM)
Affin
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does the amount needs to match for both FD package?
or is it a step up program?
kochin
post Dec 9 2016, 09:51 AM

I just hope I do!
********
All Stars
10,314 posts

Joined: Dec 2009
From: Malaysia


QUOTE(bbgoat @ Dec 8 2016, 06:56 PM)
Collected 2 sets of diaries and calendars from BR. The diary is solid and of good quality:

[attachmentid=8231456]
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nice. any other banks giving out these goodies?

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