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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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Bonescythe
post Aug 28 2016, 03:50 PM

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CIMB still offer 3.95% for 3 mths placement though. have to ask for it
Bonescythe
post Sep 19 2016, 09:38 PM

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QUOTE(michaelho @ Sep 19 2016, 07:58 PM)
as of today 3pm, Affin FD promo ended. I missed the boat as I was there only 3.30pm. Therefore put CIMB
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Not bad rate!!

rclxms.gif rclxms.gif
Bonescythe
post Oct 25 2016, 03:21 PM

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alliance 4% is only valid for 2 mths?

Or it can be more?
Bonescythe
post Oct 26 2016, 12:23 AM

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QUOTE(bbgoat @ Oct 25 2016, 05:03 PM)
For 1 yr, >100k can get 4%.
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Oh my bad.. i saw the print screen on one forumer placing that stated tempoh 2 mths.. But the 1 is hidden inside.. so is 12 mths.. Haha
Bonescythe
post Oct 31 2016, 12:23 PM

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QUOTE(bbgoat @ Oct 31 2016, 12:10 PM)
It will be interesting to see the FD promo for Nov. Whether it will still be 3.95%, 4% or whatever. In view of the expected cut in OPR in Nov. I have actions this week and next week, now planning how to tackle them.

Lets see tomorrow.  biggrin.gif
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Argh.. just took alliance bank 4%.

Now fomc.. hmm..

How how how ?

If up a lot like 0.5% then i might consider take out again lo
Bonescythe
post Nov 1 2016, 12:28 PM

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QUOTE(laymank @ Nov 1 2016, 11:29 AM)
With HLB 12-month online FPX FD Promo of 4% p.a. ended 31Oct16, today can see a 6-mth 4.15% online FD option available in HL Connect, minimum placement of 10K.

There is no promo info available though.
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Wad ? 6 mths for 4.15 % effective rate from hlb ?
Darn
Bonescythe
post Nov 1 2016, 06:25 PM

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QUOTE(cklimm @ Nov 1 2016, 12:58 PM)
Make placement lar, cakap apa lagi
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Dam lol.. every tueaday!! Wth! Miss it today, need wait 1 week.. lol!!
Bonescythe
post Nov 6 2016, 12:14 PM

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QUOTE(bbgoat @ Nov 5 2016, 11:22 AM)
You can consider Alliance Bank 12 mth 4%, min 50k.
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Last week u say above 100k

Now is 50k ???

Ahhhhh......
Bonescythe
post Nov 7 2016, 06:32 PM

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Btw.. For those who are opting for big FD placement using multiple FPX

Do take into consideration that you need to set the transfer limit from the debiting bank.

If you are doing more than 30k, let's say 90k.
I think u need to debit from 3 different bank
For example, 30k from cimb, 30k from maybank, 30k from ambank.

Because if you put in 90k in 1 bank, then on the first transaction, you already used it up to the limit (30k).

Just my understanding, not yet experience. Tomorrow will know...
Bonescythe
post Nov 8 2016, 03:31 PM

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QUOTE(thkhai @ Nov 8 2016, 10:30 AM)
Successful to placed a few 4.15% FD on eHLB, but only managed to place multiple times with M2U, other bank such as PBB, standard chartered, etc., were unsuccessful when second time placement. Anyone get the same problem with me here?
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Yea... U are right.

CIMB also say i breached limit




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Bonescythe
post Nov 8 2016, 07:22 PM

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QUOTE(thkhai @ Nov 8 2016, 06:44 PM)
Yes me too.

Based on my experienced today, for those who want to placement more than 30k FD on eHLB, move your money to M2U before Tuesday, because u can only done the multiple times with FPX by using M2U. Other banks does have the 30k or 50k daily limit.
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I better play it safe this time.. later next tuesday, maybank giv all of u a troll and limit 30k sahaja. Lolz...


Bonescythe
post Nov 11 2016, 10:22 AM

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I can smell it liao.. With this kind of currency pressure, later become OPR + 1%

brows.gif brows.gif

Lolz
Bonescythe
post Nov 11 2016, 11:22 AM

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Thinking to terminate my Alliance FD 4% for 12 mths already. But this move is unwarranted.. Argh.. Confuse leh..

Unless new promotion come back like it used to be 4.5%...
Bonescythe
post Nov 14 2016, 03:45 PM

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QUOTE(aeiou228 @ Nov 14 2016, 03:39 PM)
Did it just now. What a waste of my time going to the counter.
1. RM50k max. doh.gif  TnC did not disclose this info.
2. Can be done online.
[attachmentid=8024056]
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Can be done online?

Can tell how to do it?
Bonescythe
post Nov 14 2016, 05:06 PM

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QUOTE(aeiou228 @ Nov 14 2016, 04:21 PM)
I did it OTC, was told can be done online.
Placed via online can withdraw online. Placed via OTC much go back to home branch for upliftment.  bangwall.gif
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I think i click everything possible online and doesn't seems to get the 4.2 for online except promo, which is tuesday 4.15% tomorrow
Bonescythe
post Nov 15 2016, 11:08 AM

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QUOTE(wjchay @ Nov 15 2016, 09:47 AM)
I have moneybox account, car loan account, but HL Connect does not allow me to participate in this promo sad.gif
Did u do it correctly?

Follow the steps.

Click Apply button

Then from there choose FD placement

The rest simple steps easy to follow

nothing to do with Money Box.

But, u have to have a conventional HLB account i guess

This post has been edited by Bonescythe: Nov 15 2016, 11:09 AM
Bonescythe
post Nov 15 2016, 11:10 AM

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QUOTE(cklimm @ Nov 14 2016, 11:37 PM)
too bad I am an old poor ass who uses Digi prepaid
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side track a bit off topic
unker, digi now rm50 plan also not bad la..

Who knows, Digi will partner with Maybank and then 4.25% ?
since 2 also yellow color

Hahaha

Bonescythe
post Nov 15 2016, 12:38 PM

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QUOTE(wjchay @ Nov 15 2016, 12:27 PM)
U need a normal account, not money box
Bonescythe
post Nov 27 2016, 07:01 PM

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QUOTE(VinceCheong @ Nov 26 2016, 04:51 PM)
As what Cookie mentioned. But I'm assuming you're doing it off the counter. GIRO/IBG/IBFT/RENTAS (all within 1 business working day process).
I did rentas for about 5.30 plus 6% i think, can't recall. nominal amount. But if you're doing all online, just instant transfer it, and done.  lol
Bankers cheque also should be 5-6 bucks too.. but it takes like 2 days float to clear... or take out cash lol biggrin.gif
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The receiving bank that you r going to place FD with banker cheque do not see float. You can get the slip with today date as effective.

Yea, it cost rm5+

OTC ibg limit should be at rm50k or 100k if i am not wrong.

Anything above 100k, then use rentas for cheaper and aafe option. Banker cheque also can but costlier and mafan a bit.



This post has been edited by Bonescythe: Nov 27 2016, 07:04 PM
Bonescythe
post Dec 13 2016, 08:45 PM

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QUOTE(alison90 @ Dec 13 2016, 04:21 PM)
Hlb efd.. does it have any limit for fpx transaction per day? I understand that we cannot more than 30k/transaction. But is there any limit for number of transactions? For example.. can I place 4X 10k today?
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Yeap. No issue for maybank.

Other bank is 10k x 3 times obly becuz max 1 day limit is 30k

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