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Working in Singapore V19, All About Living in The Little Red Dot
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jojolicia
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 Jul 21 2016, 10:54 AM
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QUOTE(WallChecker @ Jul 21 2016, 12:01 AM) I thought your take home nett $1300. Now I know it is expenditure. To the rest, I do agree the basic expenses will cost about $1200, which is about comfortable level. If $900 and below u probably just working machine, eat sleep work and repeat. With minimal outing and misc. expenses. So to save and bring money back home, I think its best to have take home nett $1500 at least, although bargain power is less cause u need compete with other countries e.g. Indonesia, Thailand, Vietnam, China etc. But u must also able to save and live comfortably, otherwise its better in KL or MY as at least u are local citizen with certain privileges such as hospital, clinic etc (SG medical fees is one of most expensive in the world, aside from US *Unless u are fully covered by company*). If there is no pulling factor or career/personal future plan I don't seems to find it attractive to come and work here. And of course family should be included into consideration as well. Happy to see many people earning decent here  I remember , I wrote as take home living expenses", no? |
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ThanatosSwiftfire
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Jul 21 2016, 11:03 AM
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Shud apply pr. Dun be stubborn like me until now osos dowan get PR, now wanna change job oso susah
Be singapore PR good la. Can get resale hdb and can change job. Can give some money for retirement too for cpf. Cpf is a wonderful thing. Tax free cash to ur account
Then after that faster take citizenship. Singapore give cheap bto for u, faster grab it le. Singapore got better future for u. Better currency too.
Dun be like me, now saving money tk go bck msia and worried whether msia is ok.
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SUShuaweie5830
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Jul 21 2016, 11:08 AM
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QUOTE(long3016 @ Jul 21 2016, 10:09 AM) just a query, do the construction market in sg is slowing down and they introduce more rules for foreigner to apply job in sg? Yes for both ur question. But u can always go for some specialist contractor , their market always there |
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long3016
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Jul 21 2016, 11:13 AM
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i worked in sg b4 and as a ep holder. i leave sg about 1and half year ago and now intend to go sg work again but anyhow when search through the job, they more prefer pr or singaporean.
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deodorant
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Jul 21 2016, 11:33 AM
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QUOTE(madmoz @ Jul 21 2016, 09:50 AM) ... going private is the most practical way to go, which means shoe box units or small two bedroom units outside the central CBD area. 2 bedroom 7xx sqft condo in Punggol and Pasir Ris oso $900k liao  For $900k property for PR need to prepare $270k cash+CPF: $180k downpayment $67k stamp duty $2-3k legal fees $20k renovation Happy saving!!! |
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specopsmarines
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Jul 21 2016, 12:48 PM
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Getting Started
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Where to get the cheapest USS tics?
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SUShuaweie5830
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Jul 21 2016, 02:12 PM
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QUOTE(long3016 @ Jul 21 2016, 11:13 AM) i worked in sg b4 and as a ep holder. i leave sg about 1and half year ago and now intend to go sg work again but anyhow when search through the job, they more prefer pr or singaporean. Yeah nowadays more regulation on FT hiring |
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knwong
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Jul 21 2016, 08:34 PM
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QUOTE(anything98 @ Jul 20 2016, 02:00 PM) Any IT/media company is hiring law grad (Malaysian but graduated from UK)? PS: not intend to practise in SG. You are too ambitious. Be prepared for low pay. Somemore want to come to expensive Singapore Passion for game/IT will not sustain you long in job. My advise to you is earn as much when you are young. After 10 years of practise, you'll accumulate enough then you can do anything you want - open an IT company, develop own app game I met many successful doctors, specialist, researchers who earn well in their career at the same time chase their passion during their free time - become DJ, motor racer, care for strays etc. Opt for this kind of life is better Consult your parents, seniors and elders on your career choices This post has been edited by knwong: Jul 21 2016, 08:48 PM |
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rookie93
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Jul 21 2016, 11:09 PM
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quick question, do employment pass holders need to contribute to CPF?
This post has been edited by rookie93: Jul 21 2016, 11:09 PM
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Ultimaweapon
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Jul 22 2016, 06:25 AM
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Getting Started
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QUOTE(rookie93 @ Jul 21 2016, 11:09 PM) quick question, do employment pass holders need to contribute to CPF? Only PR's and Citizen need to contribute to CPF or after working for 2 years. But if your employer is willing to pay CPF for you, take the chance. You might have less to use monthly but you get quite a lot of savings tax-free. |
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deodorant
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Jul 22 2016, 08:11 AM
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Ultimaweapon rookie93 CPF contributions not allowed for foreigners at all, not even voluntarily.
Some companies do encash the employer CPF portion though.
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rookie93
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Jul 22 2016, 08:13 AM
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QUOTE(Ultimaweapon @ Jul 22 2016, 06:25 AM) Only PR's and Citizen need to contribute to CPF or after working for 2 years. But if your employer is willing to pay CPF for you, take the chance. You might have less to use monthly but you get quite a lot of savings tax-free. Whats the interest rate of CPF savings btw? I think i read that employee aged 55 below have to contribute 20%. Thats like double Malaysia's EPF |
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ThanatosSwiftfire
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Jul 22 2016, 08:18 AM
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QUOTE(Ultimaweapon @ Jul 22 2016, 06:25 AM) Only PR's and Citizen need to contribute to CPF or after working for 2 years. But if your employer is willing to pay CPF for you, take the chance. You might have less to use monthly but you get quite a lot of savings tax-free. Where u hear that ya? Its immediate, but on a lower tier/%. 5% first year 15% 2nd and 20% 3rd year onwards |
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SUShuaweie5830
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Jul 22 2016, 08:19 AM
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QUOTE(ThanatosSwiftfire @ Jul 22 2016, 08:18 AM) Where u hear that ya? Its immediate, but on a lower tier/%. 5% first year 15% 2nd and 20% 3rd year onwards Nope, U can choose, full or progresively |
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madmoz
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Jul 22 2016, 09:10 AM
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QUOTE(deodorant @ Jul 21 2016, 11:33 AM) 2 bedroom 7xx sqft condo in Punggol and Pasir Ris oso $900k liao For $900k property for PR need to prepare $270k cash+CPF: $180k downpayment $67k stamp duty $2-3k legal fees $20k renovation Happy saving!!! The real problem is the 15% ABSD. Waiting to be a PR saves me 10% right, which could come up to a nice $90k+ or more? That's a LOT of money. Painful.  Can almost buy one small flat in KL and collect monthly rent. BTW $20k enough for renovations meh? Things are cheaper here in SG? This post has been edited by madmoz: Jul 22 2016, 09:15 AM |
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crazy25kid
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Jul 22 2016, 09:23 AM
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QUOTE(huaweie5830 @ Jul 22 2016, 08:19 AM) Nope, U can choose, full or progresively u can choose, but whether ur company wants to accommodate is another thing. as u do full, they have to pay full for their portion too. |
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SUShuaweie5830
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Jul 22 2016, 09:27 AM
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QUOTE(crazy25kid @ Jul 22 2016, 09:23 AM) u can choose, but whether ur company wants to accommodate is another thing. as u do full, they have to pay full for their portion too. If ur company dun wanna contribute full, u knw wat to do |
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bevios
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Jul 22 2016, 02:31 PM
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Getting Started
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QUOTE(madmoz @ Jul 22 2016, 09:10 AM) The real problem is the 15% ABSD. Waiting to be a PR saves me 10% right, which could come up to a nice $90k+ or more? That's a LOT of money. Painful. Can almost buy one small flat in KL and collect monthly rent. BTW $20k enough for renovations meh? Things are cheaper here in SG? Well $20k to get from Ikea should be enough.. You,as a geylang resident why not consider Geylang area? some 2bedder less than $800k freehold  |
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bevios
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Jul 22 2016, 02:36 PM
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Getting Started
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QUOTE(madmoz @ Jul 20 2016, 01:27 PM) As a Geylang resident I object to that insinuation!!!  mee too!  but i do enjoy the views sometimes, old man can only see..  |
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Blues89
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Jul 22 2016, 03:03 PM
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my fren house reno reach 40k @@
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