Umm...that would mean it is not true, since it is not 3k

Depends on what type of saving accounts.
Since you have maxed out or almost maxed out the 60K in OCBC 360, where else do you park your funds if you do not do any sort of investment?

my 3 bills are: Telco, Broadband, CreditCard (OCBC 365)

Okay nvm, i think the original statement has been lost in the pages

good luck hunting. quite alot vacancies in sw dev. just have to try

my comp c# ftw. lol

Hi guys,

it is me again? Wonder which service provided in Malaysia hold the best international call charge if I use my MY number call back to Malaysia? (Charge lowest)

So far seems Digi charging RM 1.60 per mins. How about other service provider?

Thanks for sharing! Definitely will check it out.

Lol, I like the way u reverse calculate his saving! HAHA

I don't think Digi is the best for international roaming. I was charged for missed calls (Those missed calls went to voicemail and cost me around RM35), I decided to turn off roaming and only turn it on whenever I need it. Those are marketing calls shiet.
Back to your question, unless to landline otherwise why not just utilise LINE/Whatapps/Wechat voice/video calls? Its free anyway unlimited. If data is an issue then use Wifi at home for both sides.

Yes, I get fill miss called also it is charged to my acc. am like @_@... seriously?

but I do have bank acc and credit card with Malaysia bank.

So often they called me up, you know all this marketing calls etc.

Tats why I wonder which MY telco is charging in a lesser way for this. :/

This post has been edited by OldKidz: Feb 27 2017, 10:58 PM

Base on your saying, means financial Field have to find new area?

Currently myself was from compliance background and still looking for job in SG. What would you advice bro?

Hi all. Do I need to include all my education original or hardcopy while applying permanent resident.
My highest education is degree.
Do I need state from SPM, Diploma too? My result not that good.

Are you just focusing on bank compliane or risk?

There are many commodities firm in Sg also looking for compliance/risk officer, maybe you can try that as well.

just the copies,but bring the original,they will double confirm on the spot while checking for the documents during ur timeslot.
i only bring my degree didnt bring diploma those.

do u really need the voicemail?
the first thing i do usually when i sign up with telco - disable voice mail
if i am not mistaken, voice mail will be charged when roaming because it gets routed from local to roaming then connected back to local (voice mail).
long long time ago, i remember it was 8bux per voice mail.


When I submitted mine long ago, it was photocopy (2 copies) for main applicant and original hardcopy to verify.
they requested from SPM onwards.
Anything missing, will need to sign a form stating why it is not provided.

Bank Compliance. I hope what you said it's true that many people looking it, I've heard saying that market is slowing down ..

Wah now people jin rich.
54k sgd in bank its 150k rm can retire de.

Hanor,
54sgd in bank some more means at least 3x 4x in other investments
= 200-250k sgd
= 600-750k myr
wow can enjoy life shake legs until i die d

Cannot only have savings no investment? I don't yet have 50k now just think that it's not that hard to achieve. But 0 investment purely save for the sake of saving.

This post has been edited by IwanAGP: Feb 28 2017, 09:44 PM

Ya as I mentioned, be ready to switch industry if u want come here.

Don't restrict yourself for bank only.

Yeah, I didn't know as well until following month, and its on my secondary phone at home so best I keep it in flight mode.
I don't really need, its kind of legacy package which I didn't update when I came over SG. Never occur to me they going to keep call me and it went into voice mail.. I am using same number with Digi since 12 years ago.. Been with this Digi plan for 5-6 years now, wanted to change Operator .. But I need roaming for TAC, any cheap plan/operator to recommend?

I am not saying Financial/Banking field is "very" bad, but they are no longer glorious like many years ago. Before Lehman Brothers.. Financial crisis.. Banker (Front office) can easily get 12 months over bonus and business trips and all expensive perks (Which I was told by my senior managers) but now its unlikely unless u can bring in millions of revenue. It is still okay - but just want to manage expectations.
Personally, Compliance is good field to venture for Financial/Banking especially SG, MAS and MOM are like Boss so yea compliance job are still "required" job compared to other "good to have" job. But if your specialty are MY regulatory/jurisdiction specific, I am afraid u need to do more to harness your skill and knowledge to be at par and competitive as local SG or other FTs.

Yep, they are still "hot" cakes, but too many "cakes" available.. Supply over than demand

ic, is the voicemail giving trouble, I shall ask digi to terminate it thn.

Regarding IDD call, it is js extra number that we used during call right? @_@
Seems IDD call cheaper?