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Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only
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Ramjade
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 Jun 17 2016, 05:06 PM
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QUOTE(mamamia @ Jun 17 2016, 04:42 PM) Hi, can I placed and uplift the GIA-i account on the same day? Just now i tried to placed and wanted to uplift as I can't modify the term after that, when I click uplift, it shown the error message as below: System unavailable Account is not authorised. Reject code: [0076] and if i want to modify the account, such as change term, it shown "Status: Unsuccessful - Account is not authorised. " after I key in the TAC You can't uplift on the same day. Need to wait until tomorrow. Just try changing term but leave everything blank. Btw, term not important. You can put for 60 months and withdraw in one month. Still get full interest for 1 month |
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mamamia
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Jun 17 2016, 05:07 PM
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QUOTE(Ramjade @ Jun 17 2016, 05:06 PM) You can't uplift on the same day. Need to wait until tomorrow. Just try changing term but leave everything blank. Btw, term not important. You can put for 60 months and withdraw in one month. Still get full interest for 1 month Ooic.. Thanks for ur advice.. Now I feel relief.. |
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VinceCheong
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Jun 17 2016, 05:28 PM
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QUOTE(michaelho @ Jun 17 2016, 03:41 PM) I think 50K already can request but then it also depends on how helpful your RM is. Not bad not bad. Idk, I randomly walked into CIMB and direct to BM. Didn't go thru any RM for now. Gave them a hypothetical figure of 100~250k to deposit and see what they could come up with. These are the results, as the rates are apparently for CIMB 'preferred' customers. 1mth@3.8 3mth@4.2 6mth@4.2 12mth@4.25. I did mine just last month only.  But now i'm getting spammed by my RM for other investment products.. bleh hahaa... |
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harmonics3
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Jun 17 2016, 09:09 PM
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QUOTE(Ramjade @ Jun 17 2016, 04:08 PM) Only for the first placement. really? why i have to answer all the questions every time I make new placement under the same GIA account? |
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mamamia
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Jun 17 2016, 09:54 PM
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QUOTE(harmonics3 @ Jun 17 2016, 09:09 PM) really? why i have to answer all the questions every time I make new placement under the same GIA account? I just need to answer once |
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poor man
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Jun 17 2016, 11:16 PM
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Getting Started
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many bank fd rate down........... pb bank fd 12 mth 4.2% 20 jun 2016 to 31 July 2016 T&C https://www.pbebank.com/pdf/Promotions/tc-pbfdextra-01.aspxThis post has been edited by poor man: Jun 18 2016, 07:34 AM Attached thumbnail(s)
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starry
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Jun 18 2016, 11:41 AM
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I just checked my MBB eFD FLEXI monthly interest credited into my savings account on 1 May and 1 June. Same amount credited for both months. Shouldn't interest on 1 June be more than 1 May coz 1 June should get 31 days interest and 1 May 30 days interest? MBB calculated 30 days for both months.
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cklimm
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Jun 18 2016, 05:28 PM
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QUOTE(starry @ Jun 18 2016, 11:41 AM) I just checked my MBB eFD FLEXI monthly interest credited into my savings account on 1 May and 1 June. Same amount credited for both months. Shouldn't interest on 1 June be more than 1 May coz 1 June should get 31 days interest and 1 May 30 days interest? MBB calculated 30 days for both months. How much is the difference between 31 and 30 days interest?  |
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kit2
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Jun 18 2016, 06:35 PM
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QUOTE(cklimm @ Jun 18 2016, 05:28 PM) How much is the difference between 31 and 30 days interest? :confused: if you have 1 million @ 4% pa, it could be as high as rm109. |
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cklimm
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Jun 18 2016, 07:15 PM
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QUOTE(kit2 @ Jun 18 2016, 06:35 PM) if you have 1 million @ 4% pa, it could be as high as rm109. omg, thats quite a lot of money  |
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starry
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Jun 18 2016, 07:36 PM
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QUOTE(kit2 @ Jun 18 2016, 06:35 PM) if you have 1 million @ 4% pa, it could be as high as rm109. QUOTE(cklimm @ Jun 18 2016, 07:15 PM) omg, thats quite a lot of money I don't have 1 million in there  Just puzzled why the interest is calculated that way Will ask the staff the next time I visit MBB. |
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SUSic no 851025071234
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Jun 18 2016, 08:57 PM
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Hi guys
How to check how much my maybank GIA invest profit?
As I read it pay out everyday but I choose credit to principal. My bank account no money in and I check my deposit it only write my placement amount.
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Ramjade
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Jun 18 2016, 09:22 PM
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QUOTE(ic no 851025071234 @ Jun 18 2016, 08:57 PM) Hi guys How to check how much my maybank GIA invest profit? As I read it pay out everyday but I choose credit to principal. My bank account no money in and I check my deposit it only write my placement amount. You can only know how much you get once uou uplift it. |
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SUSic no 851025071234
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Jun 18 2016, 09:48 PM
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QUOTE(Ramjade @ Jun 18 2016, 09:22 PM) You can only know how much you get once uou uplift it. Ok thanks. If lift before 1 mth is it still can get? |
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hurtedheart
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Jun 18 2016, 09:52 PM
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QUOTE(harmonics3 @ Jun 17 2016, 09:09 PM) really? why i have to answer all the questions every time I make new placement under the same GIA account? I used to answer once but this does not last long ... QUOTE(mamamia @ Jun 17 2016, 09:54 PM) I just need to answer once I remembered the 1st time I placed it I answered the questions, and subsequent 2-3 placements need not answer. But one fine day, when I placed it, it prompted me to answer again and for the following placements every time.. Do you know how to revert it so that I do not need to answer every time? |
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Ramjade
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Jun 18 2016, 11:10 PM
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QUOTE(ic no 851025071234 @ Jun 18 2016, 09:48 PM) Ok thanks. If lift before 1 mth is it still can get? Even one day also you will get interest.  |
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bbgoat
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Jun 20 2016, 08:20 AM
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QUOTE(poor man @ Jun 17 2016, 11:16 PM) many bank fd rate down........... pb bank fd 12 mth 4.2% 20 jun 2016 to 31 July 2016 T&C https://www.pbebank.com/pdf/Promotions/tc-pbfdextra-01.aspxTQ ! This just confirmed earlier thoughts that FD promo rates not going up, but coming down ! Big Bones, 5% ??  |
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wil-i-am
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Jun 20 2016, 08:54 AM
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QUOTE(bbgoat @ Jun 20 2016, 08:20 AM) TQ ! This just confirmed earlier thoughts that FD promo rates not going up, but coming down ! Big Bones, 5% ?? Need to consider for slight longer tenure to lock-in rates |
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cybpsych
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Jun 20 2016, 09:04 AM
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QUOTE(LalaluSan @ Jun 14 2016, 04:14 PM) I realized this is the best and only place to park temporary since it count by days.  Also, i noticed in gia-i rates page, it stated that indicative profit rates effective from only 16 May 2016 to 15 June 2016. Does this mean that the rate might change after 15june? QUOTE(cybpsych @ Jun 14 2016, 04:18 PM) it remains 4% for the past few revisions. the dates are there to manage our expectations, if mbb ever need to revise the rate. as expected, maybank gia-i's indicative profit rate remains at 4.00% p.a., effective from 16 June 2016 to 15 July 2016. |
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kinwawa
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Jun 20 2016, 09:40 AM
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do you all think it's a good idea to put foreign currency fixed deposit? Like SGD or AUD for 12 months. Rate is lower than RM FD of course. Looking at long term hedge
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