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Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only
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mamamia
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 Jun 2 2016, 11:10 PM
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QUOTE(Human Nature @ Jun 2 2016, 10:11 PM) First time, BM lied that I need to place RM1500 for JustOne SA which in fact not needed. Second time, teller lied that there is no rentas and when I complained, the teller claimed otherwise. I wanted to change standing instruction but another teller wanted me to sign on a stamp stating that I have misplaced my cert and want to uplift. Filed a complaint but the HQ remedial dept is even worse. They had to keep retracting their conflicting statements. Which branch? |
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mamamia
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Jun 4 2016, 04:11 PM
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QUOTE(choyou @ Jun 4 2016, 03:27 PM) Bank: Maybank eFD Flexi 2.0 Campaign (Conventional) Campaign Period: 4th - 30th June Tenure: 12 months Min Placement: RM 10,000 (Individual) Rate: Effective rate 4.27% Link: http://www.maybank2u.com.my/WebBank/fd-flexi020616_tnc.pdfFrom 4.31% to 4.27%, reducing trend now.. |
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mamamia
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Jun 12 2016, 03:04 PM
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QUOTE(szejz123 @ Jun 12 2016, 02:39 PM) Maybank's eFD's interest is deposited monthly. but Affin's interest is given one lump sum to you during maturity. New promotion? Is it all branches also got? |
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mamamia
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Jun 16 2016, 08:11 PM
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Dunno which version should I check, sorry if I asked the repeated question:
may I Know is PBB paying interest if my FD matured on Sunday? Must complain to BNM only get? Or is there any sifu here got their interest once inform to the officer nowadays?
This post has been edited by mamamia: Jun 16 2016, 08:13 PM
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mamamia
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Jun 17 2016, 06:54 AM
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QUOTE(TOMEI-R @ Jun 16 2016, 10:05 PM) So what are you going to complain about at BNM? "Public Bank didnt want to pay me my 1 day interest?" Go talk to your bank first. If every customer were to go to BNM for such trivial matters, then BNM staff would be really busy.  I was refer to first post that mentioned that la... that's y I asked.. |
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mamamia
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Jun 17 2016, 03:56 PM
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QUOTE(TOMEI-R @ Jun 17 2016, 10:50 AM) Thats why we said, go talk to your bank first. ok, i've get the answer from other experienced sifus based on their practical experiences for the Question I raised. |
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mamamia
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Jun 17 2016, 04:42 PM
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QUOTE(Ramjade @ Jun 17 2016, 04:08 PM) Only for the first placement. Hi, can I placed and uplift the GIA-i account on the same day? Just now i tried to placed and wanted to uplift as I can't modify the term after that, when I click uplift, it shown the error message as below: System unavailable Account is not authorised. Reject code: [0076] and if i want to modify the account, such as change term, it shown "Status: Unsuccessful - Account is not authorised. " after I key in the TAC This post has been edited by mamamia: Jun 17 2016, 04:47 PM |
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mamamia
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Jun 17 2016, 05:07 PM
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QUOTE(Ramjade @ Jun 17 2016, 05:06 PM) You can't uplift on the same day. Need to wait until tomorrow. Just try changing term but leave everything blank. Btw, term not important. You can put for 60 months and withdraw in one month. Still get full interest for 1 month Ooic.. Thanks for ur advice.. Now I feel relief.. |
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mamamia
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Jun 17 2016, 09:54 PM
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QUOTE(harmonics3 @ Jun 17 2016, 09:09 PM) really? why i have to answer all the questions every time I make new placement under the same GIA account? I just need to answer once |
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mamamia
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Jun 20 2016, 11:29 AM
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QUOTE(bbgoat @ Jun 20 2016, 11:07 AM) Called HL to ask about the 6 mth 4.25%. It is still running until end of June. So this one still running. Then for seniors >50 years old, 6 mth 4.3% still running, no end date yet. But have to open a Harvest SA with 1k. Can withdraw the amt after opening so it is not tied to the FD. I think only certain branches still have quota.. I been to bukit bintang branch, the staff mentioned no more FD promotion.. |
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mamamia
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Jun 30 2016, 07:11 AM
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QUOTE(nexona88 @ Jun 29 2016, 07:00 PM) Affin Bank 4.5% FD (special) available branch (as said by fellow forummers) Affin Bangsar, Cheras, Subang Jaya, Shaftbury Cyberjaya, PJ New Town charmhy18 Wonder raja Chulan branch eligible for that? Anyone asked? |
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mamamia
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Jun 30 2016, 02:57 PM
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QUOTE(wil-i-am @ Jun 30 2016, 09:04 AM) U need to call them to confirm Called, they r not selected branch |
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mamamia
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Jul 2 2016, 09:52 AM
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QUOTE(nexona88 @ Jul 1 2016, 10:54 PM) oh now they open up to all branch huh.. then expect even faster quota meet  Wow, if this is true, it will be good news.. Coz I just called to affin raja Chulan on Thursday, but the staff said only applicable to selected branch.. When they chnsge do to all branch? Also, may I know affin has any basic account without ATM or without any charges? As I'm not affin bank customer.. If I want to place FD, I must open saving acc first right? |
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mamamia
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Jul 4 2016, 01:54 PM
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QUOTE(haur @ Jul 4 2016, 01:40 PM) Confirmed available. Just place for it. Is it available for all branch now? |
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mamamia
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Jul 4 2016, 02:56 PM
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QUOTE(haur @ Jul 4 2016, 02:44 PM) I do not have this info, forumers here claimed it's limited to certain branch. I went to light street branch in Penang. Checked, only selected branch AMBANK FD PROMO till October: 6 months 4.25%, earmark 5% of your FD amount at saving account for 6 months Minimum fresh fund RM10000 So, u need to earmark RM500 at saving for 10k FD placement for 6 months. |
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mamamia
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Jul 4 2016, 06:25 PM
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QUOTE(cklimm @ Jul 4 2016, 06:06 PM) if the 5% placed into true savers (1.8%), effective rate will be 4.21% p.a  Ya, I just assume I earn nothing for saving acc, effective rate just around 4.05%, so I give up.. |
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mamamia
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Jul 4 2016, 07:44 PM
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QUOTE(poor man @ Jul 4 2016, 07:42 PM) Finally receive ringgitplus free gift sport bracelet black colour only......... Wow, for which promo? |
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mamamia
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Jul 11 2016, 05:23 PM
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No Affin bank nearby that offer 4.5%, it seem only HLB offer the highest to me... at first i thought maybank still offering 4.25%, but, today when i asked, only have 1 month 3.68%, min fresh fund RM25k
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mamamia
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Jul 13 2016, 07:46 PM
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QUOTE(lamode @ Jul 13 2016, 01:38 PM) just back from Affin Bank, Jalan Raja Chulan, it's not available here. The officer is aware of the promo, but for selected branches only. The staff, ( I guess is Chinese guy) only aware when I call up to ask n he call to check with HQ FD team only aware.. |
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mamamia
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Jul 21 2016, 06:56 PM
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Is Al Rajhi promotion still available?
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