Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
4 Pages  1 2 3 > » Bottom

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only

views
     
kit2
post Jun 13 2016, 05:36 PM

Look at all my stars!!
*******
Senior Member
2,278 posts

Joined: Jan 2013
QUOTE(cklimm @ Jun 13 2016, 03:40 PM)
Their bankers are too annoying, they will try to divert u into unit trust, saving plans, and shit
*
usually the bigger the sum, the more irresistible you are to them. blink.gif
kit2
post Jun 18 2016, 06:35 PM

Look at all my stars!!
*******
Senior Member
2,278 posts

Joined: Jan 2013
QUOTE(cklimm @ Jun 18 2016, 05:28 PM)
How much is the difference between 31 and 30 days interest?  :confused:
*
if you have 1 million @ 4% pa, it could be as high as rm109.
kit2
post Jul 1 2016, 10:30 PM

Look at all my stars!!
*******
Senior Member
2,278 posts

Joined: Jan 2013
QUOTE(nexona88 @ Jul 1 2016, 09:55 PM)
Affin Bank 4.5% FD (special)

Available branch (as said by fellow forummers)

Affin Bangsar, Cheras, Subang Jaya, Shaftbury Cyberjaya, PJ New Town, Bayan Baru (Penang)
*
special meaning there is a min amount requirement?

can anyone tell me if affin allows us to set maturity instruction for fd? i prefer a fd that can withdraw directly into saving account upon maturity without paying a visit to the bank.
kit2
post Jul 14 2016, 10:41 PM

Look at all my stars!!
*******
Senior Member
2,278 posts

Joined: Jan 2013
QUOTE(nexona88 @ Jul 14 2016, 01:49 PM)
Thanks for the info..
Seems this rate only for now..
Gone the 4.5% rate cry.gif
*
4.35% upfront is greater than 4.5%.
kit2
post Jul 14 2016, 11:29 PM

Look at all my stars!!
*******
Senior Member
2,278 posts

Joined: Jan 2013
it's mentioned on the tnc that kfh's promo rates are dependent on opr.

http://www.kfh.com.my/kfhmb/ep/images/v2/d...1072016_eng.pdf
kit2
post Jul 14 2016, 11:39 PM

Look at all my stars!!
*******
Senior Member
2,278 posts

Joined: Jan 2013
QUOTE(wil-i-am @ Jul 14 2016, 11:34 PM)
If lock-in dy, shld b safe
*
yes, of course.

my message was for those still looking for a place to park after the rate cut.
kit2
post Jul 14 2016, 11:47 PM

Look at all my stars!!
*******
Senior Member
2,278 posts

Joined: Jan 2013
QUOTE(wil-i-am @ Jul 14 2016, 11:42 PM)
Better goes for those with straight forward deal
*
??

i was implying be prepared for interest rates of at least 0.25% lower if you go to kfh tomorrow.

This post has been edited by kit2: Jul 14 2016, 11:49 PM
kit2
post Jul 14 2016, 11:55 PM

Look at all my stars!!
*******
Senior Member
2,278 posts

Joined: Jan 2013
boe kept rates unchanged but bnm cut rates citing brexit. is malaysia's economy more exposed to brexit than britain itself? interesting.
kit2
post Jul 15 2016, 11:18 AM

Look at all my stars!!
*******
Senior Member
2,278 posts

Joined: Jan 2013
at kfh now. they still offer 4.35%.
kit2
post Jul 15 2016, 12:45 PM

Look at all my stars!!
*******
Senior Member
2,278 posts

Joined: Jan 2013
QUOTE(bbgoat @ Jul 15 2016, 12:39 PM)
OK, so they are more competitive. Like MBB is only RM0.53.  biggrin.gif Other local banks RM5 to RM6 for normal customer !
*
are you premier? mbb charged me 5.83 this morning.
kit2
post Jul 15 2016, 12:48 PM

Look at all my stars!!
*******
Senior Member
2,278 posts

Joined: Jan 2013
QUOTE(yuunasue @ Jul 15 2016, 12:46 PM)
Oh.. i see... thanks your advise.

It's look HLB offer higher rate right now isn't it ? I stay at Sin, only can find nearest branch to go  cry.gif  cry.gif
*
jb, city square. quick, get there by 4pm.
kit2
post Jul 15 2016, 01:01 PM

Look at all my stars!!
*******
Senior Member
2,278 posts

Joined: Jan 2013
QUOTE(bbgoat @ Jul 15 2016, 12:52 PM)
For MBB normal customer, if BC is from FD, then it is 53 cent. But from SA then could be what u mentioned.

Was it from SA ?  hmm.gif
*
yes, uplifted efd. so i should have gone to counter to uplift?
kit2
post Jul 17 2016, 09:13 AM

Look at all my stars!!
*******
Senior Member
2,278 posts

Joined: Jan 2013
QUOTE(tonytyk @ Jul 17 2016, 09:04 AM)
Does it mean the  downward revision of GIA rates of 3.75% only affecting new placement? Existing placement still hold on to 4%?
*
gia is using floating rates not fixed rates, meaning the rate is not fixed to the prevailng rate on the date of placement.

This post has been edited by kit2: Jul 17 2016, 09:13 AM
kit2
post Jul 17 2016, 07:27 PM

Look at all my stars!!
*******
Senior Member
2,278 posts

Joined: Jan 2013
QUOTE(nexona88 @ Jul 17 2016, 01:42 PM)
Yes. Banks cannot reduce the rate simply because we already locked the rate..
New one only they can do..
*
unlike fd, the rate is neither specified nor promised during placement. so, there is nothing to stop the bank from reducing the rate if they want to.
kit2
post Jul 17 2016, 08:50 PM

Look at all my stars!!
*******
Senior Member
2,278 posts

Joined: Jan 2013
QUOTE(szejz123 @ Jul 17 2016, 08:42 PM)
Is the new gia rate starting from today? I deposited my Gia before 16 Jul, so I'm wondering whether it's affected?
*
how did you get it to show the actual rate? mine has always been showing as "rate as declared on maturity".
kit2
post Jul 18 2016, 11:15 AM

Look at all my stars!!
*******
Senior Member
2,278 posts

Joined: Jan 2013
QUOTE(TOMEI-R @ Jul 18 2016, 11:12 AM)
Weird. That day when I went to HLBB branch in Kepong, the teller told me that the 4.15% and 4.25 % promo interest is only for Islamic Banking only.  rclxub.gif
*
it is islamic. you mean kepong branch doesnt do islamic?
kit2
post Jul 18 2016, 04:29 PM

Look at all my stars!!
*******
Senior Member
2,278 posts

Joined: Jan 2013
kfh's 4.35% promo taken off website...sigh
kit2
post Jul 18 2016, 10:12 PM

Look at all my stars!!
*******
Senior Member
2,278 posts

Joined: Jan 2013
QUOTE(Pinnacle1295 @ Jul 18 2016, 10:08 PM)
Yes, just a minimum of RM200 required to open an Islamic Saving Account.
*
why not open bsa with just rm20?
kit2
post Jul 18 2016, 10:26 PM

Look at all my stars!!
*******
Senior Member
2,278 posts

Joined: Jan 2013
QUOTE(yuunasue @ Jul 18 2016, 10:22 PM)
BSA means? I'm not really interest in normal saving account. lesser is better.  rclxms.gif

Have a reply from Affin, no longer have 4.35% PA, even put 100k  mega_shok.gif
*
basic saving account. the free and non-frill account mandated by bnm.

your last hope is hong leong. there are at least two near city square smile.gif

This post has been edited by kit2: Jul 18 2016, 10:29 PM
kit2
post Jul 18 2016, 10:30 PM

Look at all my stars!!
*******
Senior Member
2,278 posts

Joined: Jan 2013
QUOTE(Pinnacle1295 @ Jul 18 2016, 10:28 PM)
HLA says Islamic FD requires Islamic S/A.
*
there is an islamic bsa called bsa-i.

4 Pages  1 2 3 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.1357sec    0.51    7 queries    GZIP Disabled
Time is now: 3rd December 2025 - 01:57 PM