Jun 8 2016, 08:43 PM
QUOTE(cybpsych @ Jun 7 2016, 04:22 PM)
here's the website 
The Launch of “eFD FLEXI 2.0” Campaign [ Maybank | T&Cs ]
Process Flow for Placement
Process Flow to check rates
Notes:
Select interest payment mode of ‘Credit to Account'. Customers who select interest payment mode of ‘Add to Principal' will only receive the board rate and not the campaign rate.
Any ‘Modification' made to existing eFixed Deposit will not be entitled for eFD Flexi 2.0 Campaign Rate.
Premature withdrawal for 2 months and above will get half (1/2) the campaign rate for the completed number of days until premature withdrawal or closing of account.
No interest shall be paid for eFixed Deposit that has not completed its 2 months full tenure period.
The campaign rate is offered only once. Upon rollover the board rate will be given.
For first time fixed deposit customers, placement must be done through Maybank2u website (www.maybank.com.my)
For joint accounts of subsequent placement of eFixed Deposit, it must be made by the same primary customer of joint account and eFixed Deposit.
For placement of eFixed Deposit, debiting and crediting of account type imteen is not available.
Call 1300 88 6688 or visit www.maybank.com.my, ‘Promotions' for more details or terms and conditions
I called the call centre for definition of fresh fund. Accordingly, fresh fund could be a source of fund from our maybank saving / current account, even the fund is uplifted from our existing EFD and placed into this promo FD. The only thing is do not uplift today and place it today. Have to wait after 1 or 2 days. The Launch of “eFD FLEXI 2.0” Campaign [ Maybank | T&Cs ]
Process Flow for Placement
Process Flow to check rates
Notes:
Select interest payment mode of ‘Credit to Account'. Customers who select interest payment mode of ‘Add to Principal' will only receive the board rate and not the campaign rate.
Any ‘Modification' made to existing eFixed Deposit will not be entitled for eFD Flexi 2.0 Campaign Rate.
Premature withdrawal for 2 months and above will get half (1/2) the campaign rate for the completed number of days until premature withdrawal or closing of account.
No interest shall be paid for eFixed Deposit that has not completed its 2 months full tenure period.
The campaign rate is offered only once. Upon rollover the board rate will be given.
For first time fixed deposit customers, placement must be done through Maybank2u website (www.maybank.com.my)
For joint accounts of subsequent placement of eFixed Deposit, it must be made by the same primary customer of joint account and eFixed Deposit.
For placement of eFixed Deposit, debiting and crediting of account type imteen is not available.
Call 1300 88 6688 or visit www.maybank.com.my, ‘Promotions' for more details or terms and conditions
Although this was what explained by the CS, I am still doubtful especially when I probe the CS that uplift of existing Efd in Maybank to savings account and subsequently (not same day) place it under 12 months conventional Efd is defined as fresh fund.
Anybody can confirm on this?
In addition, is there anyway to check what is the rate we having? Like in those certificate FD, the rate is clearly stated.
This one is like unless till end of the 12th month, you never know whether you get 4.27%. But then if till end of the 12th month only know not getting 4.27%, then wasted the effort now, isn't it?
Thanks
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