I will love it if it goes to 4.7%, throw a party if it goes to 5% ! 

Sure, will send out invitation.  Be online at that time ! 

FD followers,
Just checked latest rates at 2 banks as follows:

Ambank 6 months 4.25%
Bank Rakyat 12 months 4.3% extended till 30 June

As for EPF, you mean I can deposit any further amount (after salary deduction) into my account? Is the 60k/ year inclusive of the already existing salary deduction or is it on top of that? And what's OT?

Thank you!

maybe inside here?
http://www.kwsp.gov.my/portal/en/web/kwsp/...lf-contribution

Ambank 6 months 4.25%

Had a pretty bad experience with Bangkok Bank (KL Branch). To open an account, you will need to wait for a few days for verification and approval. The weird part is that they will even run a CTOS check on you for FD Placement...

CIMB got eFD promotion.
4.2% for 12 months.
4.1% for 3 months.

The 1st 6 months are 3.4%. What if Maybank doesnt step up in month 07?

Maybank needs to be fresh funds?

Today terminated 2 MBB GIA-i 4% interest deal. Received exactly 4% rate by the number of days they were placed. Great deal ! 

Smooth on placement and withdrawal, like a breeze ! IBFT the fund out for its intended purpose ! 

Went to rhb to uplift my previous step up fd from a year ago. Placed additional 25% of my principal to go for current step up promo at 4.25% p.a. effective.

According to rhb staff, this promo 'reopened'.

TQ !

This just confirmed earlier thoughts that FD promo rates not going up, but coming down !

Big Bones, 5% ?? 

Your "slightly longer" means 2 yrs and above ? The 1 yr rate of 4.5/4.3% is slowly being eroded away.

Kind to share which bank has good rate for the 18 to 24 mths ? 

Bro, BR current 24 mth FD board rate is 4.2%. So lower than some of the other banks' FD promo rate. So has to nego only with sums >50k (or 100k depending on BR's requirement at that time), to get higher rates. 

Their current FD promo is 12 mth 4.3% min 25k.

Why take the 4.2% when Affin is offering 4.5% for 12 months?

I understand what u mean by "To hedge against lower rates upon maturity". But if I could get 4.5% vs 4.2% for 12 mth vs 24 mth, I will still go for the 4.5%. I already have 2 and 3 yrs FD at 4.6% and 4.5% rate in AmBank (BR 2 yrs 4.55%, AmBank 5 yrs 4.55% also).

Then why don't u get the BR 5 yrs 4.5%, to hedge even for a longer term ?

Anyway each has their own way of "hedging".