6 years ago I did eFD placement with PBB. Still have to collect the FD cert from the branch later. Cannot uplift online, only placement. So is yours placed some time ago ? Recently they seemed to have upgraded their eFD, so not sure for the last 1 year eFD placement.

So as I said, PBB has updated their eFD service recently.

If u already know can uplift, why still ask this question ?

This post has been edited by bbgoat: Jun 2 2016, 10:02 AM

My bet is by Q4, 4.6%. Big Bones hoping for 5% by Q4.

PBB updated their eFD maybe 6 months ago. So it has changed their eFD to be true "e" like some other banks.

I will love it if it goes to 4.7%, throw a party if it goes to 5% !

Sure, will send out invitation. Be online at that time !

I changed the maturity instruction to credit all to CASA. Then was able to IBFT (free) the fund out. But have to do it over 2 days. You have option to place the eFD or whatever instead of the fund idling in SCB.

This post has been edited by bbgoat: Jun 2 2016, 07:16 PM

Today took out last remaining FD out from SCB. Bad experience in the normal banking area (after I terminated their PB to avoid monthly charges). I was asking to do RENTAS for the matured FD. Then only 1 hr later they realized not enough in my JustOne acct to deduct for the fees (kept minimum in the CASA). Have to go back to get CO ! That was almost 4pm already !

Originally wanted to place FD using personal cheque after the RENTAS. So since cannot RENTAS already, get CO from SCB. Bad impression of SCB normal banking area ! May hesitate to go there next time unless has really good FD promo !

Luckily Affin still opens till 4.15pm. Got the 4.5% FD done JIT !

This post has been edited by bbgoat: Jun 2 2016, 07:27 PM

As my full sum is not out yet, going to do free IBFT out to other banks. Leaving RM1 in each of JustOne SA/CA !

Nope. Not for SCB JustOne acct at the moment.

Cashier's Order. Similar to banker's cheque.

This post has been edited by bbgoat: Jun 2 2016, 10:36 PM

Just xfer out remaining fund from SCB. Left RM1 each in JustOne SA and CA (99 cents in one of them) !

Then did MBB GIA-i online placement. Done and the placement shown immediately in the acct.

This post has been edited by bbgoat: Jun 3 2016, 09:23 PM

Bro has missed out a lot of fun in this thread !

The MBB GIA-i eff 4.5% 1 year started around Oct 2015 and has ended in Jan this year. The current GIA-i is 4% per month (1-60 months) all way through until end of campaign . Most are using it for short term placement (days or months only).

This post has been edited by bbgoat: Jun 4 2016, 07:55 AM

It is for SA. There was a thread discussing about it, now I cannot find it. Search it and see. I think @aeiou228 started it.

https://www.pbebank.com/Personal-Banking/Pr...ers-Reward.aspx

Anyway, this is OT as we talk FD here.

This post has been edited by bbgoat: Jun 5 2016, 09:02 AM

Today still receive the MBB GIA-i 4% payout for the 8th month. Interesting to see if they would remember to credit the add'l 0.5% the coming days without me having to "remind" them.

This post has been edited by bbgoat: Jun 5 2016, 01:23 PM

Hahaha, u just have to wait until the step-up time !

Have explained before. They cannot adjust the system. They also do not want the extra work of doing it manually for the next 5 months. Now the branch has to manually do it for me. Bundle of people affected !

Supposed to be automatic step-up. But due to MBB issue, they used wrong code. So it became normal GIA-i of 4% monthly interest. They admitted this error and have to manually adjust the step-up interest. System unable to change already.

Interesting ! If your the other one FD really 4%, then you have to talk to MBB about it. My branch has quite a number of people affected according to MBB officer.

This post has been edited by bbgoat: Jun 6 2016, 07:38 PM

Just the mug ? Last time when they just started, I just received the member card. No other things ! Except recently did get some goodies (gold plated coins, towels, golf umbrella) that I have shown here.

I have ended all FD's in SCB. Unlikely to place there unless they have promo's like last year. Now keeping the JustOne CASA acct with total RM2 in there.

This post has been edited by bbgoat: Jun 7 2016, 04:02 PM

So confirmed that one of your GIA-i placement has the 4% issue for 7th month interest ?

It is good to share the issues that we face. Initially I thought MBB 7th month for that promotion still giving 4%. But others told me they got 4.5% for the 7th month. That is how I discovered I got the system setting issue.

Deleted. Double post due to internet connection issue.

This post has been edited by bbgoat: Jun 8 2016, 06:17 PM

Last month after small hassle of calling them, they credited the add'l 0.5% into my SA. Then this month have not credited the add'l interest yet since the 5th (5th is day of placement). The officer claimed they set up a list of affected customer and will manually credit it until maturity.

Anyway I think I will just take it easy and kacau them later. Manual crediting is an issue.

This post has been edited by bbgoat: Jun 8 2016, 06:36 PM