As u said auto debit count as spending criteria.
If auto debit counted as spending criteria u should get the bonus interest right?

This post has been edited by koala225: Jul 5 2019, 12:48 PM

Yes.

IBFT 1 - Bank A to pay CC
IBFT 2 - Bank B for in-app purchase (RM 1 still counted)
IBFT 3 - Bank A/B to withdraw at ATM

Why RM1 only? You don't have any loans or CC bills?

I pool my liquid funds into OCBC. Then when it reach time to pay CC bills, house loan, car loan, I will schedule future transfer out 1 day before CC/loan due date to maximize the interest earned.

Understood. Thanks

Oh..means that i no need purposely transfer RM1.. just pay cc bills can complete the 3 bills payment mission?... I got a lot cc bills to pay every month.

tq

Now i feel like shift to OCBC now ..

Transfer all from another privilege, lolz

what you currently use?

The Privilege by SCB

>,<

most funny thing? OCBC just beside my local SCB ...

4% vs 4.1% only right?

hard achievement vs easy achievement

E.g. 3k vs 0.5k fresh fund

OT, did you know when the daily cutoff for Privilege SCB? I just hantam before midnight... not sure correct practice or not...

Nope, i also not sure cause i just joined 1 month club XD

Then only saw this OCBC and wanna turn side liao

No need change. U only have to fulfils 2 criteria with scb. Difference 0.1% not so much.

Scb will end soon :/

Source?

By 31st December unless there'll be an extension.
Mentioned in SCB website.

Thanks for the info
Hope they extend for another 5 to 10 years

Unker don't understand why opr will drop
What will determine opr?
Economy good opr drop?
Economy bad opr rises since more ppl borrow money?
Or is it now Malaysia lots of ppl got lots of cash then not much ppl borrow money?
Anyone can provide some simple explanation?

I work 30 years in the air condition industry so don't know much about financial stuff.

OPR movement is under the jurisdiction of BNM.
Mainly driven by economic strength/condition and/or financial liquidity/money movement (M1 or M2 - cannot remember)

If it also sometimes influenced by fiscal policy and/or inflationary pressure.

This post has been edited by CardNoob: Jul 6 2019, 10:45 AM

They had been extend with differ rate since 2016.

Also one of the CS i met said possible that it will drop back to old interest rate which max at 4.25% include invest/insure.

(Sorry, out of topic, case close for me)