hi - i am new here

thanks - i have just a very simple and stupid question
i saw a lot of comments about transferring 3 times to 3 different bank, is it possible to transfer 3 times to 1 single bank and still qualify for the bill payment interest bonus?

ok noted, let me do that as today is the last day to do it

if anyone is lacking of account and want to transfer RM1 to me in order to meet the criteria PM me for my Maybank Account Number... hahaahahaha

jusst joking - dont be too serious ok

this is my interest earned for the month of May, not much add up also not even RM100

so i trying to figure out how to know what is my average balance since they given me "RMx" amount of interest.

Interest = 4.1%
Interest Earned = RM10 (just an example)
Average balance = RM10 /(4.1% x 12) = RM2926.83

I hope my calculation is correct, can someone help me to check?

just use OCBC top up BigPay
remember to apply for OCBC Titanium Card which give 1% cashback with no capping
i top up RM10k then next day withdraw 9k out left 1k inside slowly spend
the 9k put back inside OCBC 360 account will earn you about RM30 per month

so my earning from cashback = 100 - (6 x 3 times withdrawal fee from bigpay)
= 100 - 18
= 82 nett

total earning with 1 cycle = 82 (from titanium cashback) + 30 (from 360 account interest)
= 110 nett (free money with little effort not more than 30 mins once a month

30 mins breakdown

top up bigpay with 10k = about 2 mins
drive to nearest bank where you have an account and can do bigpay withdrawal = 15 mins
withdraw 3 x 3000 = 2 mins x 3 = 6 mins
deposit 9k using CDM = 6 mins
transfer money from whatever account you deposit your 9k to OCBC = 1 mins

bigpay only allow me to top up 10k, if they allow more i dont mind to top up 100k or even more hahahaha

3 times pay bills - you can just do 3 fund transfer and still qualified, just make sure 3 different bank (some say same bank account is fine as well but i dont want to risk it )

*btw if you are lacking of bank account number to transfer money to, do PM me i dont mind to provide you my banking account. hahahaha!!!!

This post has been edited by majorarmstrong: Jun 5 2019, 09:00 PM

if can find 4k machine even better but not worth it if travel too far
so i decide to just settle with the 3k machine near my place
i am hoping BigPay increase credit card top up to 50k - slowly waiting and dreaming

totally agree

just top up to Boost or Bigpay RM500 done!

u better call ocbc customer service they would be best to answer your question
for me i dont do bill payment, i just do fund transfer to hit the criteria
the RM500 credit card spending i always met like no issue cause got boost + bigpay

easier for u la.. just top up Boost and use boost to withdraw la
Boost withdrawal only cost RM2

got such thing meh?
then all house wife cannnot open account la since no income ma..
who say no income source cannot open account, pls write to Bank Negara, quote the person name, quote the branch

r u saying MBB Saver account higher interest than OCBC 360?

bring my wife over to OCBC Bandar Puteri Puchong to open the 360 account and they say need utility bill or bank statement to proof that she is staying in puchong
let just say my wife is a house wife
everything is under my name
utility bill under my name
my wife save money in another bank but the address is her hometown
but surprisingly my wife show a proof that they cannot reject
my wife pull up a MyKid card that show our house address in puchong
**her IC is her hometown which is not Puchong

so basically OCBC is just making life difficult for their customer
but i still want to bank with them for 4.1%
Standard Chartered does have a 4.0% Saving account but i dislike SCB as their customer service sucks to the max especially ppl at the branch
OCBC on the other hand damn good, always go there a lot of staff working
wait time is short
all staff very friendly

is there a similiar product outside that can compete with OCBC other than SCB?

not all e wallet can withdraw, most common is Boost charge RM2 per withdrawal and can withdraw up to 1498, bigpay charge RM6 for withdrawal can withdraw up to RM4k but again hard to find ATM that support 4k, mostly 3k atm avail. head over to the Boost / Bigpay thread to discuss this.

Can top up wechat with credit card?

my sister never able to apply for the OCBC credit card cause her salary not meeting minimum requirement
so you are saying that she still open a OCBC 360 account and use the debit card and make a RM500 top up to WeChat Pay then withdraw it
then also make 3 bill payment which can be bank transfer
and also bank in RM500 per month then she qualified for 4.1%?
anyone tested this before?