I'm pretty sure you have at least RM 100k in 360.

No interest for average daily balance exceed 100k.

happy for u - i cant seem to hit even 50k hahaha


btw 100k onwards still got base interest of 0.1% correct?
I know in SCB anything over 100k have 2.5% - this is according to the customer service counter officer who told me that - dont know how true, never have over 100k

If you hit the requirements
1. 100k balance got 1.3% + 1.3% + 1.3%
2. ALL balance got 0.2% interest

Me also never had more than 30 or 40k before in 360 account. But now with FD rates so low, staff told me not to renew matured FD, just let the money in 360 account and fulfill the 3 criteria. Which is easy job.

This post has been edited by David_Yang: Jul 4 2019, 05:07 PM

So you divert all in matured FD into 360 to reach 100k?

360 need at least RM50k to enjoy all the rate right?

I didn't find that requirement in its TnC:
https://www.ocbc.com.my/assets/pdf/Accounts...unt_TnC_ENG.pdf

Means that if my balance is RM25000 (assuming after all the transaction below done in 1st day of month), I can enjoy 3.9%+(base) on the RM25000 ??? from 1st-31st of the month, credited following month?

-I just need to:
1. transfer RM500 from other bank.
2. Pay RM1 to 3 bill / same bill 3 times.
3. Reload bigpay RM500

A calculator is available there:
https://www.ocbc.com.my/personal-banking/accounts/360/

Go play with it.

(3) eligibility I don't know.

This post has been edited by CardNoob: Jul 4 2019, 06:03 PM

yeah
Just do Instant Transfer 3x also counted as bill payment -

The reload part is it CC Or DC?

I super late to party lol

Depend whether u have CC or DC. I use DC reload BP

DC with RM8 annual fees
CC no comment as I dun have.

If OCBC has more branches, I may consider open 360 too.
The whole Penang island got 2 branches only.

Instant transfer to CASA also consider as bill payment?

Not all. After reaching 100k I brought the rest to Affin Bank for FD.

yeah baby!

1. Compare to SC privilege savings, is this better rate + easier to achieve?

2. Is there any charges for withdrawal/transaction exceeding certain numbers of times.??

3. Boost/BP reload using their debit card also consider spending? top up(boost & by) using direct account debit not entitled right? I do not have their cc.

4. their interested in calculated from 1-31 every month? and credited following month?

This post has been edited by avinlim: Jul 5 2019, 08:05 AM

Isn't 360 easier to achieve?
Min deposit of RM 500 only compared to PS of RM 3000 deposit.