now ocbc is my 1st choice. searching for other giving higher benefits to compare.

This just walk in any branch to apply will do? including OCBC al-amin branch? (my place near al-amin branch)

https://www.ocbc.com.my/personal-banking/accounts/360/

So according to this, there is no minimum deposit need to keep in order to achieve 4.10% , right?

I can have RM500 initial deposit + RM500 deposit within month to get 0.2% + 1.3% ?

Cause i saw the broucher near my OCBC bank put RM100k and i thought is min =.=

RM100k is for interest. More than that you won't get 4.1%

yealo. wish to know is it debit or credit card.

as I don't have income I cant apply for cc lol

DC or CC is fine

Just check, DC will do also.

Can reload both BOOST and BP for the 1.3% right?

one example.

i got balance 50k on 1st of month.

but I 25th only do the RM500 saving, RM500 spending & 3 account transfer. Do I get the 3.9% for 5 days (25-30th) only after fulfill the requirement or I get from day 1-30th for the RM50k inside?

1. yes

2. i dont know pls ask the officer when open the account, i choose not to have ATM card because i unker cannot afford to pay RM10 / RM8 annually and i dont do withdrawal with OCBC. the only ATM i have is Maybank saja. If i need money, i will do fund transfer to MBB then do withdrawal with MBB. Save RM10/RM8 per year ma. Save a single plastic also. Go green

3. yes correct - it is super easy to achieve, easier than SCB PS

4. yes daily, please see screenshot that i have share before normally credited by 2nd of the month

ok...really tq unker for answering my doubts.

hi unker, meaning we have to do every requirements on day 1 of every month to unlock 4.10%?

anytime within the month from 1st till 30th as long as you meet all condition you will get it
i normally do all within the first week so i no need to worry

This post has been edited by majorarmstrong: Jul 5 2019, 09:43 AM

What about the other conditional high yield saving - S*****d C*******d ?

No need to put so many *
You should post that question to other thread.

This post has been edited by CardNoob: Jul 5 2019, 10:00 AM

schedule transaction consider as the "pay bill" criteria ka?
e.g I schedule 2nd every month auto instant transfer RM 1 to 3 other bank account.

got sms notification or ocbc online portal to check that when we have already fulfill the 3 criteria ka?

this one i tak tahu, please ask the officer when open
i bet they wont know it
they got the beauty but no brain sometimes

This is harsh!

haha..lol...don say like that la...later ladies here marah.

for the instant transfer part

3x times to other bank...is there any min amount required? RM1 will do?

RM1 also will do but i do RM10

Hi I would like to ask, if i have an auto debit of RM500 for insurance to my OCBC debit card, does that considered as 1 transaction of bill payment as well as Rm500 spending criteria?

i dont want to guess, for me i would rather go with the proven method by senior here

No. Only toward spending criteria. I've used it before. Because I'm using the debit card to autodebit, it counts as spending criteria only.