comparatively, 1 month 4.38%, 1 month almost 0%... it is averaged 2.19%.....  OCBC is 4.1% if you fulfil all criteria... or SCB 4.0% if you no invest.....

unless that amount you transfer to, is to a place with also 4.++%, then sure higher than OCBC or SCB....

but if averaged out is below 4.1%, means OCBC is still better....

If 1 month 4.38 citi then next month transfer 4.1 OCBC , rinse repeat?

Since the Titanium thread is closed, may I know if I am allowed to pay Statement amount less Unbilled rebated amount?
Or do I need to pay the statement amount and rebated amount won't count as payment (like CIMB credit cards)?
Thanks

comparatively, 1 month 4.38%, 1 month almost 0%... it is averaged 2.19%.....  OCBC is 4.1% if you fulfil all criteria... or SCB 4.0% if you no invest.....

unless that amount you transfer to, is to a place with also 4.++%, then sure higher than OCBC or SCB....

but if averaged out is below 4.1%, means OCBC is still better....

Anyone with ocbc cards can help to answer? Please and tq

If 1 month 4.38 citi then next month transfer 4.1 OCBC , rinse repeat?

comparatively, 1 month 4.38%, 1 month almost 0%... it is averaged 2.19%.....  OCBC is 4.1% if you fulfil all criteria... or SCB 4.0% if you no invest.....

unless that amount you transfer to, is to a place with also 4.++%, then sure higher than OCBC or SCB....

but if averaged out is below 4.1%, means OCBC is still better....

am i correct to say that OCBC wouldnt be the ideal situation if the Saving account is a inactive account,only monthly bank in money, not using it to pay bills or spend 500RM

am i correct to say that OCBC wouldnt be the ideal situation if the Saving account is a inactive account,only monthly bank in money, not using it to pay bills or spend 500RM

Thats my plan, a kid in my department doing with HSBC perks @ work, 5 % yo

You need to fulfill all 3 conditions in order to get 4.1%
(1) bank in at least RM500 per month
(2) pay 3 bills or transfer 3 different banks
(3) spend RM500 on OCBC CC

Thats my plan, a kid in my department doing with HSBC perks @ work, 5 % yo

Hello,

For (2), transfer to same bank (non ocbc) but 3 different accounts will work?

Anybody know which balance is used to calculate the average balance? Total balance or available balance? This crossed my mind when I saw my available balance after deducting the floating amount.

i dont even know how they calculate average balance, i just agak agak make sure my account got money from time to time saja
never count

Anybody know which balance is used to calculate the average balance? Total balance or available balance? This crossed my mind when I saw my available balance after deducting the floating amount.

i dont even know how they calculate average balance, i just agak agak make sure my account got money from time to time saja
never count

i dont even know how they calculate average balance, i just agak agak make sure my account got money from time to time saja
never count

In the statement, the sum of last amount of the day divide by 30 or 31 (some month have 30 day, some month have 31 day)

In the statement, the sum of last amount of the day divide by 30 or 31 (some month have 30 day, some month have 31 day)