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 OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct

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smartfreak
post Mar 31 2023, 04:20 PM

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QUOTE(smartfreak @ Mar 30 2023, 09:53 PM)
REVISION TO THE OCBC CREDIT CARD FEATURES
https://www.ocbc.com.my/assets/pdf/Cards/Re..._Mastercard.pdf
*
Received SMS for this.
RM0 OCBC Card: There will be changes to the OCBC Titanium Mastercard (Blue/Pink) features from 21 April 2023 onwards. More info and T&Cs at the OCBC website.
jerebubu
post Mar 31 2023, 05:10 PM

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huh...
Seems too good to be true that they are giving us more cashback on ewallet top up


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MGM
post Mar 31 2023, 05:13 PM

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QUOTE(jerebubu @ Mar 31 2023, 05:10 PM)
huh...
Seems too good to be true that they are giving us more cashback on ewallet top up
*
U r only getting more cb if spend btw 1500 to 2500,otherwise u will be getting less.
So sad cos i used >20k/mth getting >rm200 cb.
zenquix
post Mar 31 2023, 06:38 PM

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QUOTE(MGM @ Mar 31 2023, 05:13 PM)
U r only getting more cb if spend btw 1500 to 2500,otherwise u will be getting less.
So sad cos i used >20k/mth getting >rm200 cb.
*
sweet spot looks like RM1286 for RM20.70 - 1.61% cashback rate.
RM1287 - RM1499 spending get a big fat 0 - basically u need to increase your spending to past RM1500 for less effective cashback.


lolabunny123
post Apr 1 2023, 09:21 PM

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I was disappointed with the revision of their OCBC CashFlo as there’s no more auto-IPP for 12 months for my GE Premium. Anyone know why OCBC is not new CC applications anymore?
wyh
post Apr 1 2023, 10:55 PM

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QUOTE(jerebubu @ Mar 31 2023, 05:10 PM)
huh...
Seems too good to be true that they are giving us more cashback on ewallet top up
*
QUOTE(MGM @ Mar 31 2023, 05:13 PM)
U r only getting more cb if spend btw 1500 to 2500,otherwise u will be getting less.
So sad cos i used >20k/mth getting >rm200 cb.
*
Time to cut the card
cclim2011
post Apr 1 2023, 11:40 PM

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hi, means transactions before 21st April eligible for 1%?
cklimm
post Apr 2 2023, 07:44 AM

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QUOTE(jerebubu @ Mar 31 2023, 05:10 PM)
huh...
Seems too good to be true that they are giving us more cashback on ewallet top up
*
so is that means If I am to swipe 1k at 20 APR = RM10 cashback
then swipe RM200 at 21 APR= another RM20 cashback?
shihou1
post Apr 4 2023, 12:18 AM

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QUOTE(smartfreak @ Mar 31 2023, 04:20 PM)
Received SMS for this.
RM0 OCBC Card: There will be changes to the OCBC Titanium Mastercard (Blue/Pink) features from 21 April 2023 onwards. More info and T&Cs at the OCBC website.
*
This seem good right? will get cashback if top up TNG?
paogeh
post Apr 4 2023, 12:35 AM

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i have OCBC titanium CC suplementary card .

with new changes in APR

the cash back in Sup is tier or separate from principal card ?

eg: Principal swipe RM1500 ---> CB RM20
Sub swipe RM1500 too ====> CB RM20 as well total RM40 .
or just total RM20 only ?

Thank yoiu



jerebubu
post Apr 5 2023, 05:44 PM

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QUOTE(zenquix @ Mar 31 2023, 06:38 PM)
sweet spot looks like  RM1286 for RM20.70 - 1.61% cashback rate.
RM1287 - RM1499 spending get a big fat 0 - basically u need to increase your spending to past RM1500 for less effective cashback.
*
Ahhh....i understand the catch now....it's by tier...so spend more than in tier 3, it's not getting 1% but lesser 0.55%
It more like CITIBANK CB, goes by tier spending.

What a cunning marketing style to market themselves like they are giving more CB.




smartfreak
post Apr 6 2023, 09:36 PM

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QUOTE(shihou1 @ Apr 4 2023, 12:18 AM)
This seem good right? will get cashback if top up TNG?
*
good if you spend rm1286 only, spend more than that you'll get less effective cash back rate. Yes, tng will get CB if you read the tnc.

QUOTE(paogeh @ Apr 4 2023, 12:35 AM)
i have OCBC titanium CC suplementary card .

with new changes in APR

the cash back in Sup is tier or separate from principal card ?

eg: Principal swipe  RM1500 ---> CB RM20
Sub swipe RM1500 too ====> CB RM20 as well  total RM40 .
or just total RM20 only ?

Thank yoiu
*
4) Will my Supplementary card enjoy the same benefits as the Principal card?
Yes, Supplementary cardmembers will also enjoy the same benefits as Principal cardmembers.
Supplementary cardmember’s spending will be cumulated with the Principal cardmember’s
spending for rebates reflected in the billing statements of the principal cardmember’s OCBC
Titanium Mastercard (Blue/Pink).

Nom-el
post Apr 15 2023, 01:00 PM

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QUOTE(smartfreak @ Mar 30 2023, 09:53 PM)
REVISION TO THE OCBC CREDIT CARD FEATURES
https://www.ocbc.com.my/assets/pdf/Cards/Re..._Mastercard.pdf
*
QUOTE(MGM @ Mar 31 2023, 05:13 PM)
U r only getting more cb if spend btw 1500 to 2500,otherwise u will be getting less.
So sad cos i used >20k/mth getting >rm200 cb.
*
QUOTE(zenquix @ Mar 31 2023, 06:38 PM)
sweet spot looks like  RM1286 for RM20.70 - 1.61% cashback rate.
RM1287 - RM1499 spending get a big fat 0 - basically u need to increase your spending to past RM1500 for less effective cashback.
*
The spending is based on calendar month or statement month? It is even more confusing this month, before 21/4/22 is one month and starting from 21st is another month?
smartfreak
post Apr 21 2023, 09:56 PM

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0.70%* unlimited cashback on subsequent Online &
e-Wallet spending above RM1,500

*The promotional rate is valid until 31 December 2023 - subject to renewal annually. After the promotion period, subsequent Online and e-Wallet spending above RM1,500 will be entitled to receive 0.55% unlimited cashback.

https://www.ocbc.com.my/personal-banking/ca...mastercard.html


jwongsy90
post May 9 2023, 05:01 PM

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Hi! May I know reload ocbc titanium to setel eligible for cashback 0.7%?
AhDang P
post May 25 2023, 09:56 AM

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QUOTE(contestchris @ Jan 20 2023, 01:05 AM)
Has anyone close an OCBC account in Malaysia before? What's the process like? I can't seem to find any information on this on their website.

With the RM20 minimum balance requirement this account is now useless to me.
*
Just wonder, why with the RM20 minimum balance requirement this account is now useless to you?
rojakwhacker
post Jun 2 2023, 09:57 AM

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The OCBC website stated 360 account annual interest go up 3.25% now. It seems not stated any more on term and condition in pdf form.

https://www.ocbc.com.my/personal-banking/de...its/360-account
jerebubu
post Jun 6 2023, 01:18 PM

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QUOTE(jwongsy90 @ May 9 2023, 05:01 PM)
Hi! May I know reload ocbc titanium to setel eligible for cashback 0.7%?
*
unfortunately no.
refer www.ocbc.com.my/iwov-resources/my/ocbc/personal/pdf/cards/card-services/card_titanium_tnc_0423.pdf




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CPURanger
post Jun 12 2023, 07:44 AM

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My OCBC Titanium statement often give two cash back entry. Why not one entry instead of two ?

For example,
11/6/23 Cash Rebate 0.25
11/6/23 Cash Rebate 0.43

contestchris
post Jun 14 2023, 08:31 PM

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QUOTE(rojakwhacker @ Jun 2 2023, 09:57 AM)
The OCBC website stated 360 account annual interest go up 3.25% now. It seems not stated any more on term and condition in pdf form.

https://www.ocbc.com.my/personal-banking/de...its/360-account
*
What was it before?

Any chance RHB will revise the Smart Account's interest rates?

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