1)For those who open OCBC 360 saving account recently, may i know do they need company letter(To identify you work in that city) if own IC do not match the city that you are in now?
This post has been edited by rojakwhacker: Jul 23 2019, 09:38 AM
OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct
|
|
Jul 23 2019, 09:35 AM
Return to original view | Post
#1
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,175 posts Joined: May 2019 |
I have some questions, maybe can help answer
1)For those who open OCBC 360 saving account recently, may i know do they need company letter(To identify you work in that city) if own IC do not match the city that you are in now? This post has been edited by rojakwhacker: Jul 23 2019, 09:38 AM |
|
|
|
|
|
Jul 23 2019, 10:08 AM
Return to original view | Post
#2
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,175 posts Joined: May 2019 |
QUOTE(sidefulnes @ Jul 23 2019, 09:51 AM) Not sure if answers your question but I'll share with you my experience when I opened my OCBC 360 account Alright thank you Usually OCBC encourage you to open the account closest to your address. My residence and office are in KL (both very close to OCBC branch and HQ) but I went to the OCBC branch in Selangor because it was Federal Territories Day therefore none of the KL branches are opened. I didn't want to take leave just to go to the bank so I opt to go to a branch in Selangor. The person attending to my bank account application had to refer to the branch manager or person in charge before proceeding to open my 360 account (no major hiccups in particular) I just completed the form as usual with the RM500 deposit. They didn't ask for any company letter of such. |
|
|
Jul 23 2019, 07:31 PM
Return to original view | Post
#3
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,175 posts Joined: May 2019 |
|
|
|
Jul 25 2019, 09:25 PM
Return to original view | Post
#4
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,175 posts Joined: May 2019 |
QUOTE(abcn1n @ Jul 25 2019, 08:37 PM) If I do interbank funds transfer from my OCBC 360 savings account to my other bank accounts, can it be considered as paying bills to qualify for the extra 1.3%? I guess should be possibleInfo from: https://www.ocbc.com.my/assets/pdf/Accounts...unt_TnC_ENG.pdf 3.4. (a) A “Bill Payment” means a payment from the Eligible Customer’s OCBC 360 Account made : (i) through retail payment channel of OCBC Online Banking or OCBC Internet Banking to : (a) the Eligible Customer’s OCBC/OCBC Al-Amin home loan facility; or (b) any account with any bank or financing institution other than OCBC Bank (Malaysia) Berhad; or © any participating billing organisations; or including payment by Interbank GIRO conducted through OCBC Online Banking / OCBC Internet Banking, but excluding any payment by the Financial Process Exchange (FPX) platform; or (ii) pursuant to standing instruction to the Eligible Customer’s OCBC home loan facility. |
|
|
Jul 26 2019, 08:37 AM
Return to original view | Post
#5
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,175 posts Joined: May 2019 |
|
|
|
Jul 26 2019, 08:50 AM
Return to original view | Post
#6
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,175 posts Joined: May 2019 |
|
|
|
|
|
|
Jul 26 2019, 10:54 AM
Return to original view | Post
#7
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,175 posts Joined: May 2019 |
QUOTE(doomx @ Jul 26 2019, 10:11 AM) For the 500 savings, I dump my pay into ocbc once it comes out so 1st of August I need to transfer to my maybank and dump back in 500 to qualify for the %? You have to deposit RM500 into OCBC 360 account within a month to trigger the 1.3% interest for that deposit month.Or it’s already considered? Read more to know more from: https://www.ocbc.com.my/assets/pdf/Accounts...unt_TnC_ENG.pdf |
|
|
Jul 31 2019, 05:56 PM
Return to original view | Post
#8
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,175 posts Joined: May 2019 |
QUOTE(avinlim @ Jul 31 2019, 05:29 PM) Recently facing issue with OCBC OneToken, the app suddenly force close all the way whenever attempting to login/go to onetoken page...not able to sign in and perform transaction at all... After register this OCBC OneToken thing, you cant receive otp sms but only allow receive otp from app? If this was the case, how do you perform transaction from the next month then?f**k I read from the app review, look like a lot of review commenting not able to login, app crash/close, cant receive otp to perform transaction. That's terrible. |
|
|
Aug 1 2019, 08:44 AM
Return to original view | Post
#9
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,175 posts Joined: May 2019 |
QUOTE(abcn1n @ Aug 1 2019, 01:42 AM) Trying to get the additional 1.3% interest for spending of $500 and above for debit card. So I spent $500 in July (about $250 on 31/7). Noticed that for eg: if my transaction was 26 July, the details may only be captured on 31 July. So if my transaction is 31 July, then details most likely will be in August, does that mean then, I don't get the additional 1.3% interest in July? I guess most likely but still depend on the merchant posting date. |
|
|
Aug 1 2019, 09:28 AM
Return to original view | Post
#10
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,175 posts Joined: May 2019 |
QUOTE(avinlim @ Aug 1 2019, 09:06 AM) One opted for OneToken, cannot go back to OTP. So, not advice to switch now as the platform is damn not stable...I need to use other phone to try. What if the case I do not have other smart phone? Need purchase a fking new phone just because this OCBC onetoken thing cannot work on my current phone? I have read the recent comment on the app review. Some user said IOS phone still work while android phone don't. There is an user said you can call the helpline to change back from onetoken to normal sms otp, this you can try and tell us back here.WTF ocbc... My advise, use OTP. do not switch to onetoken. |
|
|
Aug 1 2019, 02:46 PM
Return to original view | Post
#11
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,175 posts Joined: May 2019 |
QUOTE(avinlim @ Aug 1 2019, 02:05 PM) I think I will switch back to OTP. One of the convincing reason for the OneToken (one banker told me) is that, some people use it oversea, and no need roaming to receive sms, just use wifi/internet to get the OneToken from the app...then can do transaction. If use it overseas is the convincing reason for one token, then i hope normal sms otp can do transaction over RM10k but look like have to install one token for x >RM10k. I am android user too. Pray that you have no problem. When u have problem and you rushing need to pay people money...that point sure will piss you off. |
|
|
Aug 2 2019, 10:20 PM
Return to original view | Post
#12
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,175 posts Joined: May 2019 |
QUOTE(abcn1n @ Aug 2 2019, 06:34 PM) You cannot stop spending, still have to continue spending RM500 per month to meet 1.3% spending criteria. Looks like 0.2% base interest is credit on 31th of each month and 1.3% x 3 is credit on 2nd of following month (if all went smooth). |
|
|
Aug 3 2019, 08:28 AM
Return to original view | Post
#13
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,175 posts Joined: May 2019 |
QUOTE(blackseed202 @ Aug 3 2019, 06:36 AM) See link below, look like yes.Link (360 Account-i): https://www.ocbc.com.my/OCBCAL_Amin/pb_deposits.shtml |
|
|
|
|
|
Aug 5 2019, 02:15 PM
Return to original view | Post
#14
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,175 posts Joined: May 2019 |
QUOTE(sl3ge @ Aug 5 2019, 01:57 PM) Hi guys, may i know.. Yes for instant transfer 3x. (better different bank and account, not sure for same bank and account)Instant transfer 3x to any other bank account for any amount will do? for example RM1 or need certain amount And for the 1st criteria deposit RM500, i need go bank cdm to deposit RM500, OR i can online use other bank instant transfer RM500 to my ocbc acc, will it count as deposit RM500? Lastly, if i got 30k in my ocbc acc, i take out 20k after 10days. The 20k will get interest for 10day, and the 10k will get interest for 30 days. Am i right? Thanks yes for deposit rm500. 1st - 10th day = RM30k per day 11th - 30th day = RM10k per day (assume take out RM20k on 11th) 1st - 30th - total sum on balance of each day = RM500k Average = RM500k / 30 days = RM16,666.66 That's what i understand |
|
|
Aug 5 2019, 02:18 PM
Return to original view | Post
#15
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,175 posts Joined: May 2019 |
|
|
|
Aug 5 2019, 02:27 PM
Return to original view | Post
#16
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,175 posts Joined: May 2019 |
|
|
|
Aug 5 2019, 02:35 PM
Return to original view | Post
#17
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,175 posts Joined: May 2019 |
|
|
|
Aug 5 2019, 02:56 PM
Return to original view | Post
#18
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,175 posts Joined: May 2019 |
QUOTE(sl3ge @ Aug 5 2019, 02:39 PM) i planing apply through here New ocbc 360 as in OCBC 360-i saving account?https://ringgitplus.com/en/savings-account/...60-Account.html to get free gift btw doest anyone know, i already got ocbc saving acc with debit card, apply ocbc 360 will get new acc with new debit card is it? |
|
|
Aug 5 2019, 03:00 PM
Return to original view | Post
#19
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,175 posts Joined: May 2019 |
QUOTE(sl3ge @ Aug 5 2019, 02:58 PM) i dont how the ocbc360 account works yet, coz i hvnt open it. If you do open another new OCBC 360 saving account, you wont get additional interest on that new ocbc 360 saving account. Each person can only have one OCBC 360 saving account. If i am not wrong.but just now i called ringgitplus and asked. since i already got the SMARTSAVERS ACCOUNT-I with ocbc, i cant get the gift. Edit: Alright, I read it wrongly. U have smartsavers account-I. ok go ahead apply OCBC 360 saving account. This post has been edited by rojakwhacker: Aug 5 2019, 03:02 PM |
|
|
Aug 16 2019, 04:02 PM
Return to original view | Post
#20
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,175 posts Joined: May 2019 |
QUOTE(sidefulnes @ Aug 5 2019, 07:17 PM) Just submitted my application for Ti today~ Telemarketer wanted to entice me with cash flo IPP with first 3 years AF waiver... sorry I need to save money not have more means to spend more... I just got mine. It takes one week to deliver the credit card and another week to inform me (i have to ask).Also i success opened OCBC 360 saving account. Officially joined OCBC 360 saving account club. How's your application going? |
| Change to: | 0.0863sec
0.25
7 queries
GZIP Disabled
Time is now: 6th December 2025 - 03:57 PM |