QUOTE(lepakboy @ Apr 13 2016, 10:51 AM)
I have actually opened this account. Personally I use it as sort of an FD as the rates are decent and I like the ability to withdraw my money when I want to. The card spend isn't actually that bad especially if you are a Great Eastern customer. (their Great Eastern Plat Card splits your premium over 12 months)
I did compare it to Maybank's and Hong Leong's offerings but
Maybank Premier Plus - requires RM500,000 balance to earn 2%? Might as well dump it all in an FD.
Hong Leong Pay & Save - Paying 15 Bills to get 1.9%? I mean how many bills do you have unless you're running a business
Only thing I can complain about is probably the lack of ATM's. But then again, i guess it forces me to spend less and save. Which is the reason for opening the account in the first case!
For the Great Eastern auto-IPP, does the installment amount still count towards the RM500 spend on credit card part? Or only those insurance premium that is not converted to installment counts?I did compare it to Maybank's and Hong Leong's offerings but
Maybank Premier Plus - requires RM500,000 balance to earn 2%? Might as well dump it all in an FD.
Hong Leong Pay & Save - Paying 15 Bills to get 1.9%? I mean how many bills do you have unless you're running a business
Only thing I can complain about is probably the lack of ATM's. But then again, i guess it forces me to spend less and save. Which is the reason for opening the account in the first case!
For Pay & Save account, online IBG is also counted as an online transaction. You can even use it to pay your other banks' credit card for e.g.
QUOTE(HarpArtist @ Apr 13 2016, 01:40 PM)
QUOTE(aromachong @ Apr 13 2016, 05:54 PM)
i have many savings account here
so (1) serve me the purpose and i like my smart savers very much.. no need headache.. just dump 1 k every month for extra money.
unlike ocbc 360, it has limit for the savings to earn u interest
smartsavers u can put 1 mil 2 mil as u like as there is no limit restrict by bank
If really want high intrerest for big amounts, can consider OCBC Premier Save account, so (1) serve me the purpose and i like my smart savers very much.. no need headache.. just dump 1 k every month for extra money.
unlike ocbc 360, it has limit for the savings to earn u interest
smartsavers u can put 1 mil 2 mil as u like as there is no limit restrict by bank
200K and above - 3.33% (4.00% promo rate)
less than 200K - 1.00%