QUOTE(roarus @ Dec 1 2019, 12:39 PM)
There's one condition "Spend RM1,000 on your credit card to earn 1.5% p.a. bonus interest." Does topping up rm1k to big pay fulfil this criteria?Sorry, off topic.
OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct
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Dec 2 2019, 06:01 PM
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Dec 3 2019, 04:07 AM
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Dec 4 2019, 05:57 PM
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QUOTE(jefftan4888 @ Dec 4 2019, 03:17 PM) For those who are interested. If my understanding is correct, the 4.1% interest is capped on Rm100k. If both account is eligible, does that mean the cap become 200k? 100k each for 360 and 360-i?1) Collected my CC. 2) Openned 360-i, linked existing 360 Debit Card to 360-i Fast Cash Account. 3) Spending 360 with CC 4) Spending 360-i with Debit Card 5) ATM withdrawal, 360-i primary, 360 secondary 6) Most important is both accounts are eligible for 4.1% 7) Can open 360-i at conventional OCBC branch, no need to go to OCBC Al-amin |
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Dec 4 2019, 07:45 PM
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QUOTE(jefftan4888 @ Dec 4 2019, 06:59 PM) Great, thanks! Now I want to know how to earn 4.1% for both account.1. Deposits rm500 each to 360 and 360i? Total rm1000 per month. 2. Pay 3 bills/credit card bills, can use same bills/credit cards or need different one? 3. Spend rm500 by reloading to big pay using OCBC titanium CC is enough for both 360 and 360i? |
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Dec 4 2019, 09:33 PM
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Dec 5 2019, 12:50 PM
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Thanks all for sharing. From all the reply, I guess to earn 4.1% interest we need to:
1. Deposit Rm500 into 360 and another Rm500 into 360-i. Total rm1k per month 2. Pay 3 bills for 360 and another 3bills for 360-i. Total 6 bills. 3. Top up big pay/spend RM500 using CC for 360 and RM500 using debit card for 360-i. Total RM1000. Correct me if my understanding is wrong. This post has been edited by smartfreak: Dec 5 2019, 12:51 PM |
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Dec 5 2019, 06:32 PM
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If not mistaken, the bonus interest is credited on the 2th of every month. Not sure if this is the same for every one.
If you see 3 bonus interest appear on your statement for that month, I believe you have already fullfill the 3 criteria. |
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Dec 5 2019, 06:33 PM
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Dec 16 2019, 06:22 PM
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QUOTE(toews19 @ Dec 13 2019, 10:32 AM) I didn't topup every day May I know what campaign is this? Is it too late to join now?topup every day then target cash back >RM2500 ooo *** 5.8 The Cashback will be credited into the respective Winners’ OCBC Credit Card account, OCBC saving account* or OCBC current account* (*for Debit Card members only). The crediting of the Cashback will be performed within 6 (six) weeks from the end of the campaign. *** Should be announced this week then |
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Dec 16 2019, 06:52 PM
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Thanks, looks like already end on 31 october. I missed it.
This post has been edited by smartfreak: Dec 16 2019, 06:52 PM |
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Dec 23 2019, 07:19 PM
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Jan 2 2020, 11:02 PM
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Jan 3 2020, 11:52 AM
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Jan 3 2020, 11:57 PM
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QUOTE(DRBS @ Jan 3 2020, 05:55 PM) apologies if this has been asked before. I believe should be OK.If my wife and I both open separate 360 accounts, and we both pay to the same billing company for the same months bills (example, I split our water, electricity and indah water bill into two), will that be counted as each of us having fulfilled our three payments? I read through I am paying the same set of 3 CC bills (3 different CC numbers) for OCBC 360 and 360i and still entitle for the bonus interest. No need to pay 6 different bills as I thought previously. |
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Jan 4 2020, 02:24 PM
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QUOTE(l4nc3k @ Jan 3 2020, 11:10 PM) 100k - ocbc 360 - Standard charted FD 4.7%? But need to lock at least 70k in FD.200k - ocbc 360i 300k - sc privilege saver Beyond - FD? Of course above just theoretical. https://www.sc.com/my/promotions/fd-deposit-campaign/ - Citibank AcceleRate Savings Account? https://www.citibank.com.my/english/deposit...SavingsAccounts -OCBC Booster Account? https://www.ocbc.com.my/personal-banking/Ac...ster/index.html - UOB Stasth? https://www.uob.com.my/stash/index.html#/ Any idea which one is good or have other better options? |
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Jan 4 2020, 04:20 PM
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QUOTE(l4nc3k @ Jan 4 2020, 02:45 PM) SC 4.7%: need to maintain 7:3 ratio (FD:low interest savings) Ok noted, thanks for the comment.Citi: High interest only for fresh fund monthly. Meaning if you got 30k already in your account, the high interest will not be applied to the 30k. OCBC Booster: Need to get insurance/UT.. don't like to be bond like that UOB Stash: Need high amount only high interest.. haha. Thanks for sharing |
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Jan 4 2020, 07:06 PM
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QUOTE(sl3ge @ Jan 4 2020, 06:46 PM) SCB PSA reduce to 3.5% pa this year am i right? It is still 4% when I checked SC website:Then beside Psa and ocbc 360 any other place can parking for around 4% pa? https://av.sc.com/my/content/docs/privilege...campaign-tc.pdf 1. The Standard Chartered Bank (“SCB”) “Privilege$aver Campaign” (“Campaign”) Terms and Conditions is valid from 1 December 2016 to 31 December 2020 both dates inclusive (“Campaign Period”). The Campaign end date has been extended from 10 January 2019. |
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Jan 4 2020, 07:08 PM
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Jan 4 2020, 09:10 PM
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Jan 5 2020, 06:32 AM
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