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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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justanovice
post Jun 28 2017, 02:37 PM

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QUOTE(fruitie @ Jun 28 2017, 12:11 PM)
Is Ambank 0% promo advertised publicly?
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Yes, here it is.
https://www.ambank.com.my/eng/deals-page/Ge...ewPrincipalCard

QUOTE(thecoffeeguy @ Jun 28 2017, 02:02 PM)
thanks for the insight. government servant, earning about 3.5k per mth.. tried looking at ambank's website but I only see the 4.99% / 8.99% one? or should walk in for further info?

Actually in his case, is it wiser to stop using and pay off till the 5k is finished, or to do BT in the first place?  sweat.gif
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1. Link as above.
2. If u ask me, do BT if possible to spend less on interested. If get 0% then it's best.
Stop using & pay off - this is very subjective. To make it simple, stop using it. For more technical users, maybe different story but well, get your friend to dig himself out of the hole first. This is so vital for his future.


QUOTE(bearbear @ Jun 28 2017, 02:22 PM)
i think ambank one is new to bank customer only?

even got free gift if you BT certain amount.
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Yep, BT 0% up to 30K or 80% CL, and free gift somemore. Happy.
fruitie
post Jun 28 2017, 02:48 PM

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QUOTE(justanovice @ Jun 28 2017, 02:37 PM)
Thanks. tongue.gif
But too bad I'm not a new users. tongue.gif
westlife
post Jun 28 2017, 06:07 PM

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Just applied the 3rd time of Maybank balance transfer again. 0% interest and waiver 3% fee for 12 months. 19 minutes later already received email saying it is approved. Getting faster and faster.
SzeMeng76
post Jun 28 2017, 06:36 PM

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my MBB still got limit to apply balance transfer, for no more balance to let me transfer as I had transfer across PBB, MBB, HLB. biggrin.gif

waiting my Ambank new card to reach then going to apply the 0% 12 mths promo (to overpay SCB justone plat maybe, as every month I have fixed exp around 2k), the Ambank minimum need to balance transfer 4k.
gastacopz
post Jun 28 2017, 09:41 PM

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QUOTE(cybpsych @ Jun 28 2017, 02:34 PM)
this?

user posted image
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Until today didn't receive any call from.ambamk for this..

Was told they gonna call u about the free gift...

Done BT 100% CL from them to my ikhwan cc..and transfer excess to my Maybank casa
Candlenie
post Jun 28 2017, 10:44 PM

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I wonder why my online application keeps getting rejected. The amount requested is still within credit limit. sad.gif
chiahau
post Jun 28 2017, 11:04 PM

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If my statement already came but my waiver for the BT came after statement, can I pay the statement balance minus the waiver?

If not I have to pay quite a hefty amount lei.... sad.gif
guy3288
post Jun 28 2017, 11:28 PM

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QUOTE(sendohz @ Jun 23 2017, 10:23 AM)
I think you will still need to wait for the 6th installment to be posted then you can apply.
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i paid up the 5th and 6th installments, sent my new BT appl, rejected! i tried again after getting CS to do "offset". hopefully can approve next few days
bearbear
post Jun 28 2017, 11:44 PM

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QUOTE(Candlenie @ Jun 28 2017, 10:44 PM)
I wonder why my online application keeps getting rejected. The amount requested is still within credit limit. sad.gif
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mbb?

you are not alone

just use email but require statement
Candlenie
post Jun 29 2017, 01:12 AM

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QUOTE(bearbear @ Jun 28 2017, 11:44 PM)
mbb?

you are not alone

just use email but require statement
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Fill in the form and send to mbbcardservices@maybank.com.my ?

The form can fill in digitally?
DarReNz
post Jun 29 2017, 06:16 AM

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QUOTE(chiahau @ Jun 28 2017, 11:04 PM)
If my statement already came but my waiver for the BT came after statement, can I pay the statement balance minus the waiver?

If not I have to pay quite a hefty amount lei.... sad.gif
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ya I have done that no issues nod.gif
chiahau
post Jun 29 2017, 07:55 AM

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QUOTE(DarReNz @ Jun 29 2017, 06:16 AM)
ya I have done that no issues  nod.gif
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Cool.

Gonna submit a new BT later then.

Was worried I have to pay that amount 1st, thus restricting my cash flow for a bit.

RHB promo seems to be going on, eh? biggrin.gif
xixo_12
post Jun 29 2017, 08:57 AM

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MBB balance transfer still got 0% allocation?
cybpsych
post Jun 29 2017, 09:02 AM

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QUOTE(xixo_12 @ Jun 29 2017, 08:57 AM)
MBB balance transfer still got 0% allocation?
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same answer as before...


// The allocated fund for 3% waiver is only up to RM7.2M during campaign period. This campaign will end automatically upon fund has fully depleted (Subject to General Terms and Condition Clause No.9 :- Maybank will notify by posting on the Website www.maybank2u.com or by any other mode that the bank shall deem fit) //
xixo_12
post Jun 29 2017, 09:03 AM

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QUOTE(cybpsych @ Jun 29 2017, 09:02 AM)
same answer as before...
// The allocated fund for 3% waiver is only up to RM7.2M during campaign period. This campaign will end automatically upon fund has fully depleted (Subject to General Terms and Condition Clause No.9 :- Maybank will notify by posting on the Website www.maybank2u.com or by any other mode that the bank shall deem fit) //
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ok noted.. i will grab for it then.. tq
bearbear
post Jun 29 2017, 09:10 AM

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QUOTE(Candlenie @ Jun 29 2017, 01:12 AM)
Fill in the form and send to mbbcardservices@maybank.com.my ?

The form can fill in digitally?
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manual fill up and scan
drbone
post Jun 29 2017, 10:32 AM

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QUOTE(joenjill @ Jun 28 2017, 12:26 PM)
MBB 0% BT, approve early June but still no receive rebate on 3% & GST.

anyone same here still waiting?
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Applied on 6/6 and waiver by 14/6.
stargate8
post Jun 29 2017, 08:08 PM

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anyone facing this issue with mbb bt?

Service unavailable.
System is currently unavailable.
Please try again later.

Reject Code : [2551]
peri peri
post Jun 29 2017, 10:48 PM

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QUOTE(xyunknown @ Jun 25 2017, 09:48 AM)
You did the PBB BT to settle Maybank Card balance, then apply for excess amount to transfer to Saving account?
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yes,
cybpsych
post Jun 30 2017, 07:23 AM

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PB Balance Transfer [ PBB | Form & T&Cs ]
1 July - 31 December 2017

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