Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

views
     
DarReNz
post Sep 14 2016, 03:53 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


ok gonna try to charge a larger amount to online transaction card then later do a 0% BT to Aeon then gonna use the online transaction card to pay Aeon through posonline cool2.gif

anyway if you are overseas, Aeon CS said you can enter overseas mobile number in the form nod.gif

This post has been edited by DarReNz: Sep 14 2016, 03:54 PM
DarReNz
post Sep 14 2016, 04:06 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


QUOTE(lilsunflower @ Sep 14 2016, 04:01 PM)
That is exactly what I did. But I also did simultaneous BT (apply for large BT with PBB, then use Aeon BT to pay PBB).
*
well i thought of charging the amount to Aeon CC to get the points and then BT to PBB but doesn't make sense so better do the other way around so can get 4% CB which is obviously better than points equivalent to 0.4% CB
DarReNz
post Sep 16 2016, 05:13 AM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


if you do BT to MBB and then to Aeon what happens ? so MBB received the full amount of BT and you still have to keep paying the installment for a year ? and you get extra cash right in MBB cc ? so you have to transfer from MBB cc to a savings account to transfer it around ?

This post has been edited by DarReNz: Sep 16 2016, 05:13 AM
DarReNz
post Sep 16 2016, 03:41 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


QUOTE(lilsunflower @ Sep 16 2016, 09:46 AM)
Yes, that's exactly what happens. Take the cash out to a CASA.

I then put the extra cash into a one month FD, and every month pay off the instalments, and create another one month FD.
*
another question is it sufficient to provide the online login page that shows the outstanding balance of the cc with the BT form without waiting for the unbilled transaction to appear ?
DarReNz
post Sep 16 2016, 11:06 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


QUOTE(joylay83 @ Sep 16 2016, 05:05 PM)
so means... we still have to submit a cc statement of any form e.g. screenshot / soft copy. unlike pbb?
*
how different is pbb ? doesn't need any screenshots ?
DarReNz
post Sep 16 2016, 11:06 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


QUOTE(lilsunflower @ Sep 16 2016, 05:02 PM)
I always show the first page without transaction listing. However, note that when using online screen shot, some banks may also request for the first page of your latest statement which shows your full credit card number, name and address.

As a pre-emptive measure, you should include this anyway, but use your screenshot amount for the BT application.
*
ok thanks biggrin.gif

This post has been edited by DarReNz: Sep 17 2016, 09:57 AM
DarReNz
post Sep 17 2016, 01:40 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


QUOTE(feralee @ Sep 17 2016, 11:41 AM)
How u all make payment for Aeon credit?

I check webiste can use cimb,Mbb & PBB CDM, got charges? icon_question.gif
*
using posonline nod.gif
DarReNz
post Sep 17 2016, 02:06 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


QUOTE(lilsunflower @ Sep 17 2016, 01:56 PM)
PBB doesn't require any statements or screenshots or anything.

Aeon and MBB do.
*
ok one day will try it so meanwhile will do Aeon & MBB BT icon_rolleyes.gif
DarReNz
post Sep 18 2016, 12:55 AM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


QUOTE(coolguy_0925 @ Sep 17 2016, 09:43 PM)
Anyone tried BT extra for CIMB credit card and successfully requested to refund the extra to CIMB CASA? And any fee for this?

I tried asking CIMB last time and they said they won't allow this
*
only tried for cashback but i think it should work for BT as well, so to CASA no fee to another bank yes nod.gif

This post has been edited by DarReNz: Sep 18 2016, 12:55 AM
DarReNz
post Sep 19 2016, 08:47 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


wah you all MBB BT so fast one ? all do over the weekend ?
DarReNz
post Sep 19 2016, 08:52 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


QUOTE(ClessRV @ Sep 19 2016, 06:42 PM)
Hi guys, need some opinion(s) here,

I am thinking of doing 2 balance transfer as follows:

CIMB (Existing, ~RM6000) -> Maybank (Existing, ~RM5000) -> Aeon (New)

which means the new card Aeon will be transferred RM5000 and Maybank will be transferred RM6000.

is it possible to do 2 balance transfer at once? or any other methods?

Thank you.
*
do you have pbb card ?

yeah just do 2 BT then
CIMB -> Maybank
Maybank -> Aeon

This post has been edited by DarReNz: Sep 19 2016, 08:54 PM
DarReNz
post Sep 20 2016, 09:54 AM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


QUOTE(shortleg88 @ Sep 20 2016, 09:25 AM)
Which mean need la? I thought if don't need i can just put a higher amount to be BT-ed. Sorry another question, can Maybank BT transfer to AEON since someone mention Aeon is not a bank
*
pbb BT doesn't require any statement to be given just fill in the form and send it off
DarReNz
post Sep 22 2016, 07:25 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


wah aeon BT really fast funds already received now need to call MBB CS to see what's happening with their BT doh.gif

This post has been edited by DarReNz: Sep 22 2016, 07:25 PM
DarReNz
post Sep 24 2016, 09:44 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


aiyoyo just found out MBB CS dunno how to unzip the BT files that I sent over through email not sure why they are quite dumb or IT illiterate shocking.gif

This post has been edited by DarReNz: Sep 24 2016, 09:46 PM
DarReNz
post Sep 25 2016, 04:28 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


QUOTE(edwardccg @ Sep 25 2016, 03:25 PM)
ask my sister which received MBB pin and pay card to check the Balance transfer via m2u.
the option is there and able to proceed to request for BT.

So it was really because I havent received pin and pay so unable to submit request for MBB BT online.
----

for the BT, can i request to BT the "outstanding" amount instead of statement amount on the fund receiving CC?
eg: statement balance = RM2000, outstanding = RM4000, I want to BT RM4000 to MBB instead of statement balance of RM2000 only
*
should be fine with MBB cos i told the same to Aeon and then it was approved. At first Aeon called and said sorry we don't accept unbilled transaction only accept current statement and i told the them please see the outstanding balance then they are fine with it nod.gif
DarReNz
post Sep 27 2016, 06:58 AM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


QUOTE(lilsunflower @ Sep 26 2016, 04:06 PM)
Just another poor working mummy paying life savings into kids' education, insurance and family holiday.  blush.gif
*
it's good that a female is trying hard to save money and appreciate it doing that rather than someone just thinking this is a waste of time thumbsup.gif
DarReNz
post Sep 29 2016, 07:45 AM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


man i am getting annoyed, i just check my junk mail and then saw that the unzip files that I sent to MBB CS for BT got bounced wtf


was not delivered to:

mbbcardservices@maybank.com.my

because:

Router: Unable to dispatch message. Size exceeds 4096 KBytes


so the challenge is to unzip and has to be below the threshold doh.gif bangwall.gif

DarReNz
post Sep 30 2016, 12:20 AM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


QUOTE(tetsu @ Sep 29 2016, 11:40 AM)
Avoid all the drama by applying through m2u?

Way faster than a form via email/fax.
*
i would but i can't as i haven't received my replacement pin/pay cards
DarReNz
post Oct 8 2016, 06:55 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


finally my MBB BT went through and i could see payment been sent to other bank but it is rm70 short oh well better than nothing lol
DarReNz
post Oct 10 2016, 08:50 AM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


QUOTE(lilsunflower @ Oct 8 2016, 07:24 PM)
Glad it all worked out in the end. I was initially hesitant to experiment with BTs but now I've gone a bit overboard and currently have RM120k outstanding in 0% BT instalments (comprising 5 "rounds" of BTs across 3 banks).

Happy weekend!
*
wow you are big spender rclxms.gif

2 Pages  1 2 >Top
 

Change to:
| Lo-Fi Version
0.0326sec    0.73    7 queries    GZIP Disabled
Time is now: 4th December 2025 - 07:30 AM