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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
guy3288
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Jun 23 2017, 09:52 AM
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My Aeon Credit card balance Transfer got another installment (6th) in next statement 10.7.2017, now paying the 5th BT installment. thinking to pay 5th and 6th installments all together and apply new BT............
Previously if clear all the 6 month 0% BT early, no penalty, is it still same now?
Anyone recently pay up BT early to apply for new AEON BT?? TQ
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justanovice
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Jun 23 2017, 09:58 AM
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QUOTE(ronnie @ Jun 22 2017, 02:44 PM) My latest MBB 12-month 0% BT submission without 3% charge was approved on 19 June 2017 Good info. Thanks
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sendohz
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Jun 23 2017, 10:23 AM
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QUOTE(guy3288 @ Jun 23 2017, 09:52 AM) My Aeon Credit card balance Transfer got another installment (6th) in next statement 10.7.2017, now paying the 5th BT installment. thinking to pay 5th and 6th installments all together and apply new BT............ Previously if clear all the 6 month 0% BT early, no penalty, is it still same now? Anyone recently pay up BT early to apply for new AEON BT?? TQ I think you will still need to wait for the 6th installment to be posted then you can apply.
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rdevil33
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Jun 23 2017, 01:05 PM
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MBB BT approved on 20Jun and fund received next day in my HLB card. Called just now to HLB to request to transfer the overpayment to my HLB CASA but is rejected. CS said it can only transfer back to the original source. If I transfer back to my MBB card, is MBB allow me to transfer to my MBB CASA?
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cipher3344
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Jun 23 2017, 05:35 PM
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anyone BT to M2C Amex? it failed.. only can visa or master..
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cybpsych
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Jun 23 2017, 05:40 PM
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QUOTE(cipher3344 @ Jun 23 2017, 05:35 PM) anyone BT to M2C Amex? it failed.. only can visa or master.. i did early this month, approved on 9 June, for M2C Amex. no issue.
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cipher3344
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Jun 23 2017, 05:45 PM
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QUOTE(cybpsych @ Jun 23 2017, 05:40 PM) i did early this month, approved on 9 June, for M2C Amex. no issue. did u think BT into amex can get 5x TP? hehehe
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cybpsych
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Jun 23 2017, 05:54 PM
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QUOTE(cipher3344 @ Jun 23 2017, 05:45 PM) did u think BT into amex can get 5x TP? hehehe // The following transactions are not taken into account in the accumulation of TreatsPoints Feature: Transactions for Maybank EzyCash, Maybank EzyPay Plus, Cash Treats, Cash Advance, and Balance Transfer; Refunded, disputed, unauthorized or fraudulent retail transactions; Payment for transactions, payment of annual card membership fees, interest payments, late payment fees, charges for cash withdrawals, Government Bodies; Any other form of service or miscellaneous fees. //
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peri peri
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Jun 23 2017, 10:34 PM
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pbb BT to MBB, money in called mbb to transfer to casa, done in 2 days! omg, so efficient. thx mbb
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monara
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Jun 24 2017, 07:59 AM
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Somehow this month no need to pay any CC balance, after do BTs; Mb to others and then others to Mb, plus some cash . Just in nice time for the raya QUOTE(sendohz @ Jun 23 2017, 10:23 AM) I think you will still need to wait for the 6th installment to be posted then you can apply. I just did it, BT all the amount to clear off Aeon 5th and 6th installment, then apply new.
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drbone
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Jun 24 2017, 02:23 PM
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So would it have been possible , if let's say if the egia rate wasn't gonna be restructured, to BT More than CC outstanding balance , and then by transferring the extra amount into savings account , to put that amount into egia?
This post has been edited by drbone: Jun 24 2017, 02:23 PM
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xyunknown
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Jun 25 2017, 09:48 AM
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New Member
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QUOTE(peri peri @ Jun 23 2017, 10:34 PM) pbb BT to MBB, money in called mbb to transfer to casa, done in 2 days! omg, so efficient. thx mbb You did the PBB BT to settle Maybank Card balance, then apply for excess amount to transfer to Saving account?
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victorywp
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Jun 26 2017, 10:37 AM
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QUOTE(peri peri @ Jun 23 2017, 10:34 PM) pbb BT to MBB, money in called mbb to transfer to casa, done in 2 days! omg, so efficient. thx mbb yeah, so far mbb is the best in terms of "cashing" out the excess.. i always did this lol.. but cimb worst.. they will ask how the money came from and not to say cashing it out to casa, but just to transfer the amount from the cc to home loan account also can't. QUOTE(xyunknown @ Jun 25 2017, 09:48 AM) You did the PBB BT to settle Maybank Card balance, then apply for excess amount to transfer to Saving account? yeah, you may try it.
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MGM
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Jun 26 2017, 01:51 PM
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Normally I would use email to do MBB BT but today I am in a rush to BT from AEON CC to MBB using M2U, in which case I have to choose CITIbank as d payee bank with the AEON CC number right? Just want to reconfirm. TQ
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fruitie
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Jun 26 2017, 02:51 PM
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Rise and Shine
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QUOTE(MGM @ Jun 26 2017, 01:51 PM) Normally I would use email to do MBB BT but today I am in a rush to BT from AEON CC to MBB using M2U, in which case I have to choose CITIbank as d payee bank with the AEON CC number right? Just want to reconfirm. TQ Yes, Citibank is OK.
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justanovice
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Jun 27 2017, 04:00 PM
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QUOTE(bearbear @ Jun 21 2017, 12:04 AM) no link, like I said I received a SMS to register. They then called me to proceed. I have friends who explore (did not receive SMS) after I shared and they were been successful to get BT. Try email or call them QUOTE(chiahau @ Jun 21 2017, 07:49 AM) Cool. Thanks for updating Gonna try it out Rhb 0% 6 month BT was from Mar to May 2017, currently extended to end of June (may be extended further) Up to 80% of CL. There's RHB promo at MV now, apply new card and spend rm3000 will get rm228 cashback. With t&c.
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bearbear
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Jun 27 2017, 04:37 PM
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QUOTE(justanovice @ Jun 27 2017, 04:00 PM) Rhb 0% 6 month BT was from Mar to May 2017, currently extended to end of June (may be extended further) Up to 80% of CL. There's RHB promo at MV now, apply new card and spend rm3000 will get rm228 cashback. With t&c. Really? funny they nvr advertise on their webpage anymore. they started with 10k / customer then later the lady whatsapp me saying can hentam. I hentam 96% of my CL.
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fruitie
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Jun 27 2017, 04:50 PM
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Rise and Shine
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QUOTE(justanovice @ Jun 27 2017, 04:00 PM) Rhb 0% 6 month BT was from Mar to May 2017, currently extended to end of June (may be extended further) Up to 80% of CL. There's RHB promo at MV now, apply new card and spend rm3000 will get rm228 cashback. With t&c. I pass by RHB booth every working day in MV and none of the staff will approach me. This same goes to all other booths in MV for e.g. UOB, HSBC and SCB. Even when I'm outside also not approached by these agents. Face problem? Looks too poor? Or young look? Even my colleagues and friends find this funny and I have the most cards among them. Nevertheless, if I know it has good promo, I may consider but well I don't like to approach them. If apply directly via bank, I supposed will also have.
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bearbear
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Jun 27 2017, 04:54 PM
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QUOTE(fruitie @ Jun 27 2017, 04:50 PM) I pass by RHB booth every working day in MV and none of the staff will approach me. This same goes to all other booths in MV for e.g. UOB, HSBC and SCB. Even when I'm outside also not approached by these agents. Face problem? Looks too poor? Or young look? Even my colleagues and friends find this funny and I have the most cards among them. Nevertheless, if I know it has good promo, I may consider but well I don't like to approach them. If apply directly via bank, I supposed will also have. i walked in to their branch in paradigm few years back, there is this malay lady that is very friendly she handled my case until i got the card. surprisingly she call me back then every time i apply for BT even though i send my application to their general e-mail, she is like my RM. But lately no more i guess she might have quit or move on.
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fruitie
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Jun 27 2017, 04:57 PM
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Rise and Shine
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QUOTE(bearbear @ Jun 27 2017, 04:54 PM) i walked in to their branch in paradigm few years back, there is this malay lady that is very friendly she handled my case until i got the card. surprisingly she call me back then every time i apply for BT even though i send my application to their general e-mail, she is like my RM. But lately no more i guess she might have quit or move on. Your business must have given her a lot of commission.
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