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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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gastacopz
post Apr 19 2016, 10:27 PM

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https://ringgitplus.com/en/balance-transfer...-Programme.html

sifu..

if i opted from above link for example..10k,
with 24 months 0% p.a. and no one-time upfront handling fee,

means that 10k/24 only right?

means 417 monthly..

correct or not?
gastacopz
post Apr 19 2016, 10:36 PM

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QUOTE(scFoong @ Apr 19 2016, 10:32 PM)
Isn't the monthly payment = 5% of outstanding amount?
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doh.gif

notworthy.gif notworthy.gif

mislook about that sweat.gif

still, its ok right?5% from outstanding still ok with me

and 2nd month, 5% is reducing right? or maintain.. hmm.gif

from 500 > 475..or not?
gastacopz
post Apr 22 2016, 02:54 PM

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QUOTE(Petre @ Apr 22 2016, 10:53 AM)
thanks for the info

to those applied recently, any difference applying aeon card in the mall and thru online? gifts... offers...
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got gifts meh?

tot wanna apply aeon bt too...

via online..just submit the latest statement and the form..
gastacopz
post Apr 22 2016, 03:16 PM

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QUOTE(kelvinlzy @ Apr 22 2016, 03:11 PM)
Apply in the mall or Aeon Credit will get RM10 Aeon Voucher. Not sure about applying online though.
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biggrin.gif

the hassle to go there... cry.gif

unless rm50...kinda worth it...
gastacopz
post Apr 22 2016, 03:36 PM

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QUOTE(kelvinlzy @ Apr 22 2016, 03:32 PM)
Don't purposely go there to just apply la..lol..Apply it when you are doing your grocery, shopping etc.
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haha...i just call them..they said no promotion also for walk in customer..

cannot wait any longer..later late approve
gastacopz
post Jul 27 2016, 10:01 AM

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QUOTE(CAFE21 @ Jul 27 2016, 01:54 AM)
Maybank 1% balance transfer for 12mths is back.
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Any link?
gastacopz
post Sep 19 2016, 12:39 PM

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If applied today, think can get b4 25th or not?

and min 1000, is it per card or combined?

This post has been edited by gastacopz: Sep 19 2016, 01:55 PM
gastacopz
post Sep 19 2016, 06:10 PM

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QUOTE(cybpsych @ Sep 19 2016, 06:06 PM)
yes! finally!

// RM0.00 MBB:We are pleased to inform that your request for Balance Transfer appl is approved.Thank You //
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RM0.00 Maybankard:We are pleased to inform that your STP request for Balance Transfer appl is approved.Thank You

Just received also..but what does STP means?and why its different from yours

Submit 2pm today..
gastacopz
post Sep 20 2016, 09:31 AM

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QUOTE(cybpsych @ Sep 20 2016, 09:06 AM)
perhaps due to Aeon is not a bank, but just a financial institution (FI).
got. 6-month 0%, min RM6k. no statement required.

read here https://www.pbebank.com/Personal-Banking/Pr...ansfer-XVI.aspx
you can, actually.

screenshot the summary page, showing current outstanding/balance.

ensure your cc number (or last 4 digit) and name is visible in your screenshot.

I even capture the URL address bar, just to prove the page is from legit site  sweat.gif
for me, i'm currently trying to BT current statement (due in few more days! sweat.gif) + this month's unbilled outstanding. so far SMS told me approved. yet to 'see' the fund transferred.
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Owh..can bt unbilled also?thought statement amount only..wasted...still, can we do another bt later on after this one approved?
gastacopz
post Sep 20 2016, 10:31 AM

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QUOTE(cybpsych @ Sep 20 2016, 10:22 AM)
// RM0.00 Maybankard:Your approved BT amount has been transferred to your UOVBMYKL bank. Thank you. ///
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Same here also..

But why mine is ctbbmykl.. transferring to cimb card

Is ctbbmykl cimb or citibank...

Or did i select wrongly during drop down selection...sweat.gif
gastacopz
post Sep 20 2016, 11:11 AM

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QUOTE(zaFrOoNaLdO @ Sep 20 2016, 11:07 AM)
hello, i think ur card is CIMB Islamic card? if yes, then correct. CTBBMYKL is the swift code for CIMB Islamic Bank.

For CIMB Bank, its CIBBMYKL.

CTBBMYKL - stands for its old CIMB islamic name, i.e. Commerce Tijari Bank
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Mine is cimb cash rebate..

Thanks for the explanation though...
gastacopz
post Sep 21 2016, 11:44 PM

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QUOTE(romariotan82 @ Sep 21 2016, 09:22 PM)
Do we need to attached the bank statement if apply via M2U.

I submitted on 15 Sept  night  via M2U and there is no record in MBB. CS said need to attached statement
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i just apply online..no attachment...should apply more than statement balance.. laugh.gif

below is my experience CIMB to MBB

19 Sept

2.00pm - Submit via m2u
2.06pm - received approval email after a while (approved in principle)
2.23pm - received email approved, bal will transfer in 3 days
6.03pm - received sms balance transfer is approved

20 Sept
10.20am - received sms bal transferred to my CIMB card rclxm9.gif
Check my CIMB, not yet in... sweat.gif

Checked on 21st Morning, already in my CIMB
Transaction date showed posting and transaction date is 20 Sept laugh.gif

Total - 2 days rclxm9.gif

Due date is 25th sweat.gif

Lucky processing fast
gastacopz
post Sep 22 2016, 02:11 PM

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QUOTE(paqralos @ Sep 22 2016, 02:10 PM)
Thank you.
If I apply through M2U i won't get 100%?
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why cannot get 100% via m2u?

hmm.gif
gastacopz
post Sep 22 2016, 04:39 PM

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QUOTE(triple c @ Sep 22 2016, 04:13 PM)
If I apply MBB BT today, still got hope to get the 3% waiver? :confused:
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Until 2017 bro..why cannot?
gastacopz
post Sep 22 2016, 04:44 PM

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QUOTE(mamamia @ Sep 22 2016, 04:41 PM)
There is quota for the 3% waiver
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Still, nobody can give exact answer for that...sweat.gif
gastacopz
post Sep 22 2016, 06:42 PM

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QUOTE(cybpsych @ Sep 22 2016, 06:36 PM)
what exact answer are you expecting?
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erk..me not questioning..just quoting the person b4 me...regarding 3.6mil allocation..

biggrin.gif


gastacopz
post Sep 22 2016, 10:09 PM

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QUOTE(rmvalues @ Sep 22 2016, 09:32 PM)
Just requested increase CL couple days ago and got increased today.
Then I applied BT half an hour ago
5 minutes ago received email - rejected...
T_T
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Oh the irony.

Maybe can try again later
gastacopz
post Sep 29 2016, 08:34 PM

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anyone tried to bt below 1k each card, but combined 1k++

as im still curious min 1k per card or per bt
gastacopz
post Sep 30 2016, 03:52 PM

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QUOTE(ytan053 @ Sep 30 2016, 02:44 PM)
Me.
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successful?

share ur experience and amount please
gastacopz
post Oct 1 2016, 12:37 AM

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QUOTE(MGM @ Oct 1 2016, 12:27 AM)
On 22-9 I applied MBB BT thru email, money credited into my other CCs after 4 days, no fees was charged.
On 27-9 I applied MBB BT thru  M2U, money credited into my other CC on 28-9, & the 3% fees+gst for this BT appeared in my CC account on 28-9.
Looks like I need to call the CS on this. vmad.gif  ranting.gif  mad.gif
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i tot they charged 1st, and waived after 30 days...?

as per tnc's
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