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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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stargate8
post Sep 22 2016, 08:38 PM

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nice interest free money to use... 12k bt for 12 months.
stargate8
post Sep 29 2016, 12:57 AM

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QUOTE(MGM @ Sep 28 2016, 08:12 PM)
The BT amt was credited into my PBB CC account today, one day after application thru M2U.

I called the PBB CS to transfer the excess funds to my Savings Acc but CS ask for proof of payment but PBB doesn't accept the BT application form only payment receipt.
*
i overpaid bt to hlb cc, i just told cs i accidentally overpaid from my mbb account. simple and easy...

hmm, seem like pbb make it hassle to their customer...
stargate8
post Oct 14 2016, 09:03 PM

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waiver received... so good
stargate8
post Mar 20 2017, 05:37 PM

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QUOTE(WhitE LighteR @ Mar 20 2017, 05:05 PM)
Ya just sharing my experience as a warning to others.
Yes so the credit now stucked there. I will start charging some of my transaction in there to "cash out" the money.
*
last time hlb ok to transfer to any casa.
u go open hlb casa, see can transfer to hlb casa or not...
stargate8
post Mar 20 2017, 05:46 PM

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QUOTE(WhitE LighteR @ Mar 20 2017, 05:41 PM)
i have a hlb sa... they say cannot.
*
wow what a bangwall.gif
if yours is wise card, then monthly 2k spending should be fine...

thanks for the heads up... thumbsup.gif
stargate8
post May 25 2017, 08:33 PM

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QUOTE(Devil4life @ May 25 2017, 01:49 PM)
Is it safe to apply another 1 this week? Should not have any issue on quota finished?
*
read the tnc

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

Terms and Conditions:

Applicable to Maybank MasterCard, Visa or American Express Credit Cards Cardmembers.
Applicable to approved Balance Transfer during the campaign period.
Minimum transfer amount RM1,000 and maximum transfer amount RM50,000
Upfront fee of 3% for Balance Transfer 0% 12 months is WAIVED during the Campaign period
By participating in this campaign, cardmember is bind to agree in accessing Maybank website at maybank2u on regular basis to view the terms and conditions and to ensure that they are kept-up-to-date with any changes or variations made to the terms and conditions.

Note:

*The allocated fund for 3% waiver is only up to RM7.2M during campaign period. This campaign will end automatically upon fund has fully depleted (Subject to General Terms and Condition Clause No.9 :- Maybank will notify by posting on the Website www.maybank2u.com or by any other mode that the bank shall deem fit)
The 3% up-front fee waiver will be reversed from credit card account within 30 working days from the Balance Transfer approval date.

This post has been edited by stargate8: May 25 2017, 08:34 PM
stargate8
post Jun 29 2017, 08:08 PM

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anyone facing this issue with mbb bt?

Service unavailable.
System is currently unavailable.
Please try again later.

Reject Code : [2551]
stargate8
post Nov 23 2017, 04:10 PM

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QUOTE(paogeh @ Nov 23 2017, 04:07 PM)
AEON BT 0% , still need statement ?

anyway to bypass , so that no need statement ?
*
no way to bypass... very strict
stargate8
post Nov 30 2017, 11:20 AM

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Aeon should not limit, now best is PBB and MBB
stargate8
post Dec 11 2017, 05:19 PM

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QUOTE(westlife @ Dec 11 2017, 05:13 PM)
yup. checked my ocbc credit card account. the fund is already credited in. super fast.  shocking.gif

but funny thing scb one the fund is not in yet.
*
have to wait for scb to update
stargate8
post Dec 11 2017, 05:29 PM

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QUOTE(westlife @ Dec 11 2017, 05:20 PM)
yeah. scb update is slow.  tongue.gif
*
other bank also geh... u can check available credit limit see got changes or not
stargate8
post Dec 27 2017, 09:12 AM

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PBB no news on renewal of BT promo
Aeon stingy can only do once every 6th months upon statement posted
MBB pity me, not enough CL to perform BT
hope PBB renew for 2018, that will be great, else have to slow down on BT, dont want to get stuck.
stargate8
post Dec 27 2017, 01:08 PM

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QUOTE(confusedway @ Dec 27 2017, 12:21 PM)
Pray hard hard that PBB will continue cause i plan to do only early of next year...

Else might need to do on the last day of the month??? Any clue that its based on application date or fund transfer date on the 0% BT???  hmm.gif
*
approval date before 31dec
mine just approved today, fully max my CL rclxm9.gif
if u apply today, doubt will be in time unless they work during weekend.
stargate8
post Dec 27 2017, 04:17 PM

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QUOTE(chonghe @ Dec 27 2017, 04:13 PM)
When did you apply?
I applied last Thu via email till now no news  cry.gif
*
last friday, i checked pbe under unbill tranx posted, now waiting for fund
stargate8
post Dec 27 2017, 04:30 PM

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QUOTE(chonghe @ Dec 27 2017, 04:24 PM)
Strange.. I applied last Thu but still no news except the email saying they forwarded to the relevant department.

Did you through email also?
*
yes via email, have u check your pbe?
stargate8
post Dec 27 2017, 04:56 PM

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QUOTE(chonghe @ Dec 27 2017, 04:39 PM)
I just checked and yes it shows BAL TRF(NEW)-6MTH@0% KUALA LUMPUR MYS Inst#1/6
So it is successful just that I didn't receive SMS

Thanks! thumbup.gif

Edit: pbe posted yesterday check another bank fund still not in
*
wait 2-3 biz day the fund will be in...
stargate8
post Dec 27 2017, 08:43 PM

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QUOTE(gastacopz @ Dec 27 2017, 07:48 PM)
my SCB card due on 29th.

still can make it on time if BT now using maybank BT?
*
at least 3 biz days... u may try at your own risk
stargate8
post Dec 28 2017, 11:03 AM

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QUOTE(nonoi1231 @ Dec 28 2017, 10:03 AM)
Tried to apply via Maybank2U --> Balance Transfer

Service unavailable.
System is currently unavailable.
Please try again later.

Reject Code : [2551]

Anyone encounter this error? Why is it? My credit limit more than enough cos I don use the card for anything else after September 2017
*
better double check your available CL
for me i have experienced it few times when my available CL not enough for BT
today i have transferred payment to my M2Amex and i have available CL to perform another round of MBB 0% BT
stargate8
post Dec 28 2017, 12:07 PM

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QUOTE(chiahau @ Dec 28 2017, 11:33 AM)
Nobody bother to read my earlier reply sad.gif

Hi XXX, good day to you. Any inconvenience is much regretted. Upon checking, there is an issue with the Balance Transfer application via Maybank2u with that error code at this moment. This matter is in the midst of rectifying by our respective unit. In addition, we are not able to provide the time frame for the issue to be rectified. However, for the time being you may send the application form along with the other bank statement via our secured email address at mbbcardservices@maybank.com.my with an attachment of less than 3MB. If the file's content is bigger than 3MB, you may separate the attachment. You will receive and acknowledgment with a case number from the email that you have sent. Thank you for your interest.

So when you get that 2551, means MBB's system got problem.
*
yesterday afternoon i have the same code 2551
today transfer payment to clear due amount, and can apply BT
last time i also having same issue, so i concluded that it was my available CL not enough or not meet the requirement for BT

This post has been edited by stargate8: Dec 28 2017, 12:07 PM
stargate8
post Dec 28 2017, 12:09 PM

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QUOTE(ziniowong @ Dec 28 2017, 12:02 PM)
i called CS and she said it's based on application date
*
then good news for u, better hurry apply
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