Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only
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 Mar 2 2016, 11:13 AM
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#1
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Senior Member
1,276 posts Joined: Dec 2005 From: Klg-Ktn-Klg-KK-PG-BM 
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QUOTE(kochin @ Mar 2 2016, 09:08 AM) the ocbc 15 months 4.3% also comes with a free trolley bag if amount exceed RM70k. I can't see the promotion on the website wor..please ask for it. it's their promo presently.  can elaborate more? |
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Mar 2 2016, 12:30 PM
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#2
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Senior Member
1,276 posts Joined: Dec 2005 From: Klg-Ktn-Klg-KK-PG-BM
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QUOTE(cybpsych @ Mar 2 2016, 11:51 AM) thanks, no info on the luggage though..stick to RHB then.. |
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Mar 2 2016, 12:44 PM
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#3
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Senior Member
1,276 posts Joined: Dec 2005 From: Klg-Ktn-Klg-KK-PG-BM
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QUOTE(cybpsych @ Mar 2 2016, 12:36 PM) are you sure? what I meant was lack of info for the brand and size of the free luggage bag.. |
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Mar 11 2016, 04:17 PM
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#4
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Senior Member
1,276 posts Joined: Dec 2005 From: Klg-Ktn-Klg-KK-PG-BM
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QUOTE(WhitE LighteR @ Mar 11 2016, 04:03 PM) *sorry off topic guys* people use rentas to transfer money to other banks, not necessary for FD, you don't need to take the banker cheque to your destination bank if for business transactionsi see the charge is also RM5, same as bank cheque. any advantage of rentas over bank cheque? as far as i can see both need to be done over the counter. |
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Mar 11 2016, 04:40 PM
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#5
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Senior Member
1,276 posts Joined: Dec 2005 From: Klg-Ktn-Klg-KK-PG-BM
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QUOTE(WhitE LighteR @ Mar 11 2016, 04:34 PM) oh ic.. i guess in FD case since u need to be present there anyway it makes no diff.. unless u have RM in this case, banker cheque is much better because you can bring it to any banks you like, when you like. you can rentas if you already have a account at the other bank, so... bankers cheque is better for fd placement |
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Mar 15 2016, 05:45 PM
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#6
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Senior Member
1,276 posts Joined: Dec 2005 From: Klg-Ktn-Klg-KK-PG-BM
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just manage to open FD at Alliance bank today using bankers cheque
was told today is the last day for their 3-9months FD promotion at 4.35 |
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Mar 18 2016, 04:35 PM
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#7
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Senior Member
1,276 posts Joined: Dec 2005 From: Klg-Ktn-Klg-KK-PG-BM
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QUOTE(Pinnacle1295 @ Mar 18 2016, 03:56 PM) OCBC charged 53 cents only whereas MayBank is FOC ..... both cases if no name change. then I was scammed of RM6 by hong leong bank liao... |
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Mar 19 2016, 09:36 AM
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#8
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Senior Member
1,276 posts Joined: Dec 2005 From: Klg-Ktn-Klg-KK-PG-BM
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mentioned earlier HLBB charged RM6 for a bankers cheque, and in fact the FD account belongs mother in law, a senior, still they charge RM6
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Mar 22 2016, 04:09 PM
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#9
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Senior Member
1,276 posts Joined: Dec 2005 From: Klg-Ktn-Klg-KK-PG-BM
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QUOTE(vergil88 @ Mar 22 2016, 03:18 PM) cool. i'm new to FD. is it advisable to put in different banks?? there's a thing called PIDM to protect depositors but limited to RM250k per account, so if you have more than 250k, you canif you want different mature dates, yes you can also if not, it's just simply not convenience to have FD at multiple different banks |
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Apr 19 2016, 10:03 AM
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#10
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Senior Member
1,276 posts Joined: Dec 2005 From: Klg-Ktn-Klg-KK-PG-BM
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QUOTE(Xaphier @ Apr 19 2016, 09:55 AM) Hi guys, beginner here. I have been saving under Maybank FD and have never take out my funds before (I let it auto renew and roll over the interests). Anyway, I want to put my FD into Hong Leong Bank for a promotion that needed fresh funds, but I have no idea how to do it. if you already have accounts in HLBB, than you can just IBG to that account, if not, you can take the bankers' cheque/ bank draft over to HLBBFirst, I assume fresh fund is something that is not from their bank account, so I think I passed that criteria. Second, how do I send the fresh fund over? I have no cheque book. Do I use IBG or some sort? Bank draft? The sum is about 20k, so I am unable to take them out in cash. Thanks in advance! |
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