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 Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only

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poor man
post May 23 2016, 09:36 PM

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affin bank offer again 4.5% fd ???!!!!!!! rclxms.gif thumbup.gif
ask affin banker just now ....
no 4.5%.. 4.3% 13mth and emark rm5k sa....... confused.gif

This post has been edited by poor man: May 23 2016, 09:48 PM
SUSMNet
post May 23 2016, 09:40 PM

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Why I can't find the 4.5% pa promo at their website?
tonytyk
post May 23 2016, 09:48 PM

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QUOTE(eXau5t @ May 23 2016, 09:02 PM)
Was planning to withdraw my FD from Affin Bank and park it under Maybank today, however the counter lady told me they introduced new rate last Friday. 4.5% for 12 months. Renewed my FD with them and got that rate.
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Which Maybank promo?
5p3ak
post May 23 2016, 09:51 PM

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QUOTE(eXau5t @ May 23 2016, 09:02 PM)
Was planning to withdraw my FD from Affin Bank and park it under Maybank today, however the counter lady told me they introduced new rate last Friday. 4.5% for 12 months. Renewed my FD with them and got that rate.
*
Min amount 10k? hmm.gif
twinkle5129
post May 23 2016, 09:57 PM

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I was at Affin today and the staff said no new promo yet.
aromachong
post May 23 2016, 10:48 PM

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QUOTE(eXau5t @ May 23 2016, 09:02 PM)
Was planning to withdraw my FD from Affin Bank and park it under Maybank today, however the counter lady told me they introduced new rate last Friday. 4.5% for 12 months. Renewed my FD with them and got that rate.
*
Serious or troll?
wil-i-am
post May 23 2016, 11:08 PM

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QUOTE(eXau5t @ May 23 2016, 09:02 PM)
Was planning to withdraw my FD from Affin Bank and park it under Maybank today, however the counter lady told me they introduced new rate last Friday. 4.5% for 12 months. Renewed my FD with them and got that rate.
*
Any specific T&C?
nexona88
post May 23 2016, 11:09 PM

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QUOTE(eXau5t @ May 23 2016, 09:02 PM)
Was planning to withdraw my FD from Affin Bank and park it under Maybank today, however the counter lady told me they introduced new rate last Friday. 4.5% for 12 months. Renewed my FD with them and got that rate.
*
seriously. I didn't hear any 4.5% for 12mth
VinceCheong
post May 24 2016, 04:10 AM

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QUOTE(jonathanchee315 @ May 22 2016, 10:40 PM)
Hey guys what is the best current FD promo for now ? My previous FD fund all just matured in this month. Planning to put around 400-500k FD. Thx for the advice
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What's the tenure that you're looking for? Short term or long term?? I got 4.2 for 3-month tenure with CIMB, and at your rate you should be able to get it too. The branch I go to was at Serdang Perdana.

QUOTE(twinkle5129 @ May 23 2016, 07:04 AM)
I also need to shop around for better FD rate by end of this month.
My principal PB officer is finally inviting me for lunch to talk about wealth management now that I've informed him that I'm re channeling my FD saving from their bank
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LOOOOOOOL..."Finally invited" I like that lol, I didn't bother informing him. The fact that he does remember me or took my WhatsApp msg seriously (new number), I showed up the very next day and broke the certs and ship it to the next bank. lol.
yygo
post May 24 2016, 09:06 AM

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QUOTE(MNet @ May 23 2016, 09:40 PM)
Why I can't find the 4.5% pa promo at their website?
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y must u see it at website? bangwall.gif banks not update fd offer in website.

QUOTE(aromachong @ May 23 2016, 10:48 PM)
Serious or troll?
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seems not true or with casa as their previous promo?
bbgoat
post May 24 2016, 10:28 AM

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QUOTE(aromachong @ May 23 2016, 10:48 PM)
Serious or troll?
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QUOTE(nexona88 @ May 23 2016, 11:09 PM)
seriously. I didn't hear any 4.5% for 12mth
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I called to Penang Affin branch. No 4.5% promo. Still same old 13 mth 4.3% with 5k in CASA. biggrin.gif

We need to have more accurate info on this thread. shakehead.gif

This post has been edited by bbgoat: May 24 2016, 10:29 AM
feralee
post May 24 2016, 10:32 AM

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Anybody deposit to KFH?

How was the service?

Very little branch at Klang valley
bbgoat
post May 24 2016, 10:38 AM

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QUOTE(feralee @ May 24 2016, 10:32 AM)
Anybody deposit to KFH?

How was the service?

Very little branch at Klang valley
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I was impressed with their service esp they helped me to get my car battery replaced back about 3 years ago ! biggrin.gif

Their branch are limited. Their current promo of 4.25% profit now is not bad.
feralee
post May 24 2016, 10:43 AM

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QUOTE(bbgoat @ May 24 2016, 10:38 AM)
I was impressed with their service esp they helped me to get my car battery replaced back about 3 years ago !  biggrin.gif

Their branch are limited. Their current promo of 4.25% profit now is not bad.
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Oh ok.

I check website.

Dont have branch at Cheras.

Nearest also KL Sentral sweat.gif sweat.gif sweat.gif sweat.gif
cybpsych
post May 24 2016, 10:44 AM

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QUOTE(bbgoat @ May 24 2016, 10:28 AM)
I called to Penang Affin branch. No 4.5% promo. Still same old 13 mth 4.3% with 5k in CASA.  biggrin.gif

We need to have more accurate info on this thread.  shakehead.gif
*
we should enforce a standardized reporting template for posters to post fd info vmad.gif

example:

Bank:
Branch/Location:
Date of Report/Placement:
Effective Interest/Profit Rate:
Promo Period (if any):
Minimum Placement:
Other Requirements: such as CASA, UT-linked, etc etc
Website/T&C (if any):
Aftermaths
post May 24 2016, 10:55 AM

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QUOTE(bbgoat @ May 24 2016, 10:28 AM)
I called to Penang Affin branch. No 4.5% promo. Still same old 13 mth 4.3% with 5k in CASA.  biggrin.gif

We need to have more accurate info on this thread.  shakehead.gif
*
The higher rates may be true but sometimes not offer to the public.

Sometimes some bank officers might call the FD owner to renew it at higher rate.
(Keep money within their bank, instead of FD owner put into other bank)

I've received a call like that b4 but no time go to the bank meet the officer.
(In the end renew lower FD rate in other bank bangwall.gif bangwall.gif bangwall.gif )
SUSlowya
post May 24 2016, 11:22 AM

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QUOTE(cybpsych @ May 24 2016, 10:44 AM)
we should enforce a standardized reporting template for posters to post fd info  vmad.gif

example:

Bank:
Branch/Location:
Date of Report/Placement:
Effective Interest/Profit Rate:
Promo Period (if any):
Minimum Placement:
Other Requirements: such as CASA, UT-linked, etc etc
Website/T&C (if any):
*
+1
nexona88
post May 24 2016, 12:21 PM

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QUOTE(Aftermaths @ May 24 2016, 10:55 AM)
The higher rates may be true but sometimes not offer to the public.

Sometimes some bank officers might call the FD owner to renew it at higher rate.
(Keep money within their bank, instead of FD owner put into other bank)

I've received a call like that b4 but no time go to the bank meet the officer.
(In the end renew lower FD rate in other bank  bangwall.gif  bangwall.gif  bangwall.gif )
*
oh it's mean case on case basis.

didn't know they do for FD too blush.gif
twinkle5129
post May 24 2016, 02:24 PM

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I was at Affin earlier on and asked about 4.5% promo. Staff said it could be selected branch and selected client only.
wil-i-am
post May 24 2016, 02:28 PM

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QUOTE(twinkle5129 @ May 24 2016, 02:24 PM)
I was at Affin earlier on and asked about 4.5% promo. Staff said it could be selected branch and selected client only.
*
They practice discrimination?

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