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 Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only

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aromachong
post Apr 15 2016, 10:14 AM

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QUOTE(cybpsych @ Apr 15 2016, 10:07 AM)
mbb gia-i 4.5% promo already over. i wonder why ppl keeps bringing this up again and again  rclxub.gif  doh.gif

mbb eFD can be placed and withdraw/uplift online in M2U. placement: SA --> eFD. uplift: eFD --> SA
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mbb gia-i still hav 4%.. i'd say it's good as mentioned by forumer ram
aromachong
post Apr 15 2016, 10:19 AM

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QUOTE(cybpsych @ Apr 15 2016, 10:16 AM)
i've been using eGIA-i 4% as SA liao biggrin.gif

read the chatter here
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heard promotion gonna end soon. interest will be back to board rate if promotion ends?
aromachong
post Apr 15 2016, 10:27 AM

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QUOTE(cybpsych @ Apr 15 2016, 10:25 AM)
it's NOT a promotion la. it's mbb's basic banking product.
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alright thanks for head up!
aromachong
post Apr 15 2016, 10:28 AM

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QUOTE(Ramjade @ Apr 15 2016, 10:26 AM)
Source?
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Sorry i got confused by ocbc 360 and mbb rhb

going to move my funds into mbb thanks !!
aromachong
post Apr 16 2016, 09:47 AM

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QUOTE(wil-i-am @ Apr 16 2016, 07:15 AM)
Banks r betting BNM will reduce OPR on 19/5?
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if like that drop liao lo no more 4.5%? i believe back few months back mach offer 4.5% and BSN did it too
aromachong
post Apr 16 2016, 10:32 AM

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QUOTE(yygo @ Apr 16 2016, 10:02 AM)
oreidy has sign about 2 month back. even mbsb 4.18%. oni uob has this late march for short time.

so 4.5%  rclxs0.gif
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lol i have br so no worries rclxs0.gif

just want put extra money earn this few months into mbb or hlb again hmm...
aromachong
post Apr 16 2016, 12:46 PM

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QUOTE(filage @ Apr 16 2016, 10:50 AM)
Is the Maybank eFD promotion not many sign up? Looks like not too much mention on it.
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i guess not many knows about it.. i was the one... haha..

This post has been edited by aromachong: Apr 16 2016, 12:46 PM
aromachong
post Apr 16 2016, 12:51 PM

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QUOTE(sandkoh @ Apr 16 2016, 12:48 PM)
so what do u get in br, 4.5%?
rclxms.gif  another fd regulars notworthy.gif
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during CNY i put.. 4.5% they gave me hampers pen and they will call me once they have dinner.. can eat for free lor.. but i didnt go for it last year.. i got this info also from the thread here.. so em.. not consider as regular

now got extra money .. so thinking put into hlb or mbb lo... dont want to put all in one basket
aromachong
post Apr 16 2016, 07:03 PM

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QUOTE(TOMEI-R @ Apr 16 2016, 06:30 PM)
Not as high as 2/3 months ago. With the Ringgit strengtening a bit, hope that all is good from here.  sweat.gif
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yes 4.5% for 6 or 3 months hard to see.. only 4.2% from hlb i see from their site..

well anything banks offer more than 4.2% for 3-6 months?

guess next month will drop again?
aromachong
post Apr 16 2016, 10:06 PM

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ambank savers gang 4.2% for 7 months looks like a good deal too
aromachong
post Apr 17 2016, 09:12 AM

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QUOTE(wil-i-am @ Apr 17 2016, 07:40 AM)
Can share more info?
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http://www.ambank.com.my/ambank/SiteAssets...paignTnCENG.pdf

good enough?
aromachong
post Apr 17 2016, 11:59 AM

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QUOTE(TOMEI-R @ Apr 17 2016, 11:56 AM)
Nowadays, banks will only give out loans to those who dont need one. whistling.gif
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they did it since last year
aromachong
post Apr 17 2016, 05:55 PM

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QUOTE(TOMEI-R @ Apr 17 2016, 05:43 PM)
I hope they do keep raising the interest rates high... but then again, the market and economy suffers. Oh well...  rolleyes.gif
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i hope same as asw2020 6% above but its quite impossible lor?
aromachong
post Apr 19 2016, 08:23 AM

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QUOTE(poor man @ Apr 19 2016, 08:22 AM)
Deposit with e-Fixed Deposit/e-Alliance Term Deposit-i
njoy 3.90% p.a. interest rate/profit rate when you place a minimum deposit of RM10,000 in your e-Fixed Deposit/e-Alliance Term Deposit-i via allianceonline.

This promotion is valid until 30 June 2016.
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1 month placement also 3.9%? tongue.gif
aromachong
post Apr 19 2016, 11:09 AM

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QUOTE(bbgoat @ Apr 19 2016, 10:30 AM)
Received call from BR to collect the gifts. Including gold coins and golf umbrella (not golf club  tongue.gif ). Will collect later.  rclxms.gif
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good to hear for gold coins.. how much you place for the FD? >300k?
aromachong
post Apr 19 2016, 11:28 AM

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QUOTE(bbgoat @ Apr 19 2016, 11:18 AM)
Likely to be gold plated coins. FD amt yes.  biggrin.gif
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last 2 months only to get few hampers for CNY , some pens, calendar, and some dinner

your gifts quite good i'd reckon rclxms.gif

aromachong
post Apr 20 2016, 08:16 AM

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QUOTE(eagle008 @ Apr 20 2016, 08:15 AM)
how to entitle that ? BR , right ?
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It's better to ask your branch for that

Some branch requires only 200k, some 300k, some 500k and if you have deposit >1 million above it'd be a different story
aromachong
post Apr 20 2016, 08:22 AM

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QUOTE(bbgoat @ Apr 20 2016, 08:20 AM)
I don't think one should put money in BR just because of the gifts. I put there mainly because of the FD rate, the nego rate they gave me. Their service, the monthly interest.  biggrin.gif
Thanks sis !  biggrin.gif
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That is the main purpose of putting our papers in BR.. because of the high rates compare to other banks flex.gif
aromachong
post Apr 21 2016, 09:24 AM

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QUOTE(bbgoat @ Apr 21 2016, 08:57 AM)
Surprised that BR is trying to brand their Xclusive Club. Coming out with gifts specially engraved with the Xclusive name. To do justice to the coin, see below. The packaging box looks and feels good too.

[attachmentid=6446508][attachmentid=6446511]
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it's gold or gold plated boss? 916? 999?
aromachong
post Apr 21 2016, 09:34 AM

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QUOTE(bbgoat @ Apr 21 2016, 09:33 AM)
As said earlier, gold plated. Looks good. 916/999, NED (no-eye-deer).  tongue.gif
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Ah sorry i missed that part..

anyway it's good looking overall! good for you..
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