Some BR updates:
The gold coin is supposed to be only for those who put in RM300k or more fresh funds.

Lots of gifts from HQ Xclusive (haven't checked everything yet), they are more knowledgeable on the benefits/gifts.
There are promos like
- RM50 a month for gym at the HQ
- clinic at HQ
- paragliding at RM100 instead of RM200

Both have its own features as it depends on d duration n flexibility

Thanks for the reply. Did my research whole morning and had opts for GIA-i. More flexible for my case.

Just out of curiosity, did they ever make any loses? Can't find any information regarding to this. Just consistent 4% p.a.

Based on my knowledge, they didn't record any losses

Thanks for the reply. Did my research whole morning and had opts for GIA-i. More flexible for my case.

Just out of curiosity, did they ever make any loses? Can't find any information regarding to this. Just consistent 4% p.a.

Please click here to view the Investment Account Fund Performance Report.

 

You received those gifts including gold coins ? In Penang, the BR branch has yet to inform me about collecting those gifts.

Looks like KL side has better benefits ! 

hi sifu sekalian, please bear with me for a simple question. i am budak baru belajar, saving reach 20k (celebrate ) so i was thinking to put 10k in FD but at the same time want to make sure i understand the premature withdraw correctly.

so i was looking at the MBB eFD (http://www.maybank2u.com.my/WebBank/edFlexi250316_tnc.pdf)

in table2 scenario where it says premature Withdrawal, the last column (*Interest Payable & Penalty Calculation) means if i need to withdraw the 10K out for emergency, the value in the table is the prorated interest i gain? or penalty $ i need to pay for withdrawing before FD mature?

I should     to you else I wouldn't know such gifts existed!

Maybe since you are in Penang, perhaps you can try to call the Xclusive HQ directly to ask?

I think I did mention I went to 2 branches but no one knows of such gifts until I went to HQ today. Also, according to the lady, she said in my case I can go to HQ for any dealings & they can also instruct the respective branch on my behalf.

And they are strict on the 300K fresh funds but I was lucky as I have a few FDs just renewed

didnt i reply to you that you can open online/m2u? 

Just want to reconfirm cos a branch manager said the first placement must be done at branch to get an account number then subsequently can do ePlacement.

If already has a M2U account, can I open a GIA-i account online, or must I open the account at a MBB branch?

didnt i reply to you that you can open online/m2u? 

no le, the account creation is done online too. usually takes 2 days for the placement to show in m2u.

subsequent placement, will be immediate to the same acct number (gia-i)

if u place a conventional efd, another acct is will be created.

I did my GIA at maybank2u, the cert directly appear without delay.

no le, the account creation is done online too. usually takes 2 days for the placement to show in m2u.

subsequent placement, will be immediate to the same acct number (gia-i)

if u place a conventional efd, another acct is will be created.

mine is immediate.

hi sifu sekalian, please bear with me for a simple question. i am budak baru belajar, saving reach 20k (celebrate ) so i was thinking to put 10k in FD but at the same time want to make sure i understand the premature withdraw correctly.

so i was looking at the MBB eFD (http://www.maybank2u.com.my/WebBank/edFlexi250316_tnc.pdf)

in table2 scenario where it says premature Withdrawal, the last column (*Interest Payable & Penalty Calculation) means if i need to withdraw the 10K out for emergency, the value in the table is the prorated interest i gain? or penalty $ i need to pay for withdrawing before FD mature?

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