Nowadays usually every bank allow us to transfer cash in saving account into FD directly online right?

I'm looking for a bank like that so that I can transfer my monthly income to FD with internet banking.


Thanks.

For the Maybank GiA, is it as long I have a maybank2u account I can deposit my saving into GiA directly online without going to the counter?

I've just applied a saving account at maybank for this purpose.

I've just deposited with Maybank GIA-i.

Just wondering, since that they calculate the profit by daily basis (and profit is given monthly), no penalty for early withdrawal, then what's the purpose of the tenure? I mean I can just set 60 months and then withdraw at any time right?

I did my GIA at maybank2u, the cert directly appear without delay.

Written there:

- Campaign Effective Rate for 12 months is 4.31% p.a
- Board Rate for 12 months is 3.30% p.a
*Should there be any Overnight Policy Rate (OPR) change; the offer rates may be revised

My experience is you cannot immediately uplift after placing an eGIA cert. Not sure if need to wait for 1 day or a few hours.

For board rate FD, if let's say period achieved, bank will auto renew at latest board rate right? If let's say I withdraw few weeks later, these few weeks got pro rated interest? Or only half?