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Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only
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cybpsych
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Apr 19 2016, 10:03 AM
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QUOTE(Xaphier @ Apr 19 2016, 09:55 AM) Hi guys, beginner here. I have been saving under Maybank FD and have never take out my funds before (I let it auto renew and roll over the interests). Anyway, I want to put my FD into Hong Leong Bank for a promotion that needed fresh funds, but I have no idea how to do it. First, I assume fresh fund is something that is not from their bank account, so I think I passed that criteria. Second, how do I send the fresh fund over? I have no cheque book. Do I use IBG or some sort? Bank draft? The sum is about 20k, so I am unable to take them out in cash. Thanks in advance! go to maybank, ask them to prepare banker's cheque (BC), under your name and NRIC. there's a small fee for this BC. bring this BC to hongleongbank for fd placement.
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sevendogz
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Apr 19 2016, 10:03 AM
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QUOTE(Xaphier @ Apr 19 2016, 09:55 AM) Hi guys, beginner here. I have been saving under Maybank FD and have never take out my funds before (I let it auto renew and roll over the interests). Anyway, I want to put my FD into Hong Leong Bank for a promotion that needed fresh funds, but I have no idea how to do it. First, I assume fresh fund is something that is not from their bank account, so I think I passed that criteria. Second, how do I send the fresh fund over? I have no cheque book. Do I use IBG or some sort? Bank draft? The sum is about 20k, so I am unable to take them out in cash. Thanks in advance! if you already have accounts in HLBB, than you can just IBG to that account, if not, you can take the bankers' cheque/ bank draft over to HLBB
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munkeyflo
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Apr 19 2016, 10:15 AM
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Blooop bloop bloop
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QUOTE(Xaphier @ Apr 19 2016, 09:55 AM) Hi guys, beginner here. I have been saving under Maybank FD and have never take out my funds before (I let it auto renew and roll over the interests). Anyway, I want to put my FD into Hong Leong Bank for a promotion that needed fresh funds, but I have no idea how to do it. First, I assume fresh fund is something that is not from their bank account, so I think I passed that criteria. Second, how do I send the fresh fund over? I have no cheque book. Do I use IBG or some sort? Bank draft? The sum is about 20k, so I am unable to take them out in cash. Thanks in advance! Uplift your FD in Maybank, the whole amount plus interest earned will go into your saving account in Maybank. Get a bank draft issued for the amount you wanna placed into FD in HLB. Go to HLB, and tell them you wanna place that amount into their FD promotion.
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munkeyflo
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Apr 19 2016, 10:17 AM
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Blooop bloop bloop
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QUOTE(cybpsych @ Apr 18 2016, 07:11 PM) no le, the account creation is done online too. usually takes 2 days for the placement to show in m2u.*update: immediate placement now* subsequent placement, will be immediate to the same acct number (gia-i) if u place a conventional efd, another acct is will be created. Yes immediate placement now. The eGIA appeared under the same GIA account which I have other GIA placed over the counter. And yes, if eFD, they usually create another account.
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bbgoat
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Apr 19 2016, 10:30 AM
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QUOTE(bbgoat @ Apr 18 2016, 05:34 PM) I will leave it to the Penang branch to get the gift from KL. They apologised to me on the delay. Hopefully they can receive from HQ this week.  Not in the hurry to get the gift.  Received call from BR to collect the gifts. Including gold coins and golf umbrella (not golf club  ). Will collect later.
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kit2
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Apr 19 2016, 10:38 AM
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QUOTE(Xaphier @ Apr 19 2016, 09:55 AM) Hi guys, beginner here. I have been saving under Maybank FD and have never take out my funds before (I let it auto renew and roll over the interests). Anyway, I want to put my FD into Hong Leong Bank for a promotion that needed fresh funds, but I have no idea how to do it. First, I assume fresh fund is something that is not from their bank account, so I think I passed that criteria. Second, how do I send the fresh fund over? I have no cheque book. Do I use IBG or some sort? Bank draft? Thanks in advance! i used ibft for hong leong.
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aromachong
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Apr 19 2016, 11:09 AM
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Look at all my stars!!
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QUOTE(bbgoat @ Apr 19 2016, 10:30 AM) Received call from BR to collect the gifts. Including gold coins and golf umbrella (not golf club  ). Will collect later.  good to hear for gold coins.. how much you place for the FD? >300k?
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bbgoat
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Apr 19 2016, 11:18 AM
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QUOTE(aromachong @ Apr 19 2016, 11:09 AM) good to hear for gold coins.. how much you place for the FD? >300k? Likely to be gold plated coins. FD amt yes.
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aromachong
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Apr 19 2016, 11:28 AM
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Look at all my stars!!
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QUOTE(bbgoat @ Apr 19 2016, 11:18 AM) Likely to be gold plated coins. FD amt yes.  last 2 months only to get few hampers for CNY , some pens, calendar, and some dinner your gifts quite good i'd reckon
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bbgoat
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Apr 19 2016, 11:31 AM
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QUOTE(aromachong @ Apr 19 2016, 11:28 AM) last 2 months only to get few hampers for CNY , some pens, calendar, and some dinner your gifts quite good i'd reckon  Share for fun and incentives for others. I am not the only one getting the special gifts. Others are quiet about it.
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yygo
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Apr 19 2016, 11:35 AM
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QUOTE(bbgoat @ Apr 19 2016, 10:30 AM) Received call from BR to collect the gifts. Including gold coins and golf umbrella (not golf club  ). Will collect later.  remember to show us, unker goat!
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pearl_white
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Apr 19 2016, 12:08 PM
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Getting Started

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I don't have Xclusive Card. I never received pens, gold coins, dinner invites. Never got consierge service.
Only thing I got is 1) amenity bag 2) 2 coffee mugs 3) 1 Bank Rakyat recycle bag 4) 1 Hari Raya open house (last year) 5) CNY hamper
Poor vendor intelligence and management.
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yygo
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Apr 19 2016, 12:19 PM
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QUOTE(pearl_white @ Apr 19 2016, 12:08 PM) I don't have Xclusive Card. I never received pens, gold coins, dinner invites. Never got consierge service. Only thing I got is 1) amenity bag 2) 2 coffee mugs 3) 1 Bank Rakyat recycle bag 4) 1 Hari Raya open house (last year) 5) CNY hamper Poor vendor intelligence and management. how come? they miss u out?  call them n show them your deposit!
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gchowyh
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Apr 19 2016, 02:54 PM
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QUOTE(bbgoat @ Apr 19 2016, 10:30 AM) Received call from BR to collect the gifts. Including gold coins and golf umbrella (not golf club  ). Will collect later.  Let me guess, last night I checked my goodie bag with the following: 1. golf umbrella 2. 2 mugs 3. 1 zip up diary 4. 1 gold coin 5. 1 calendar I was searching through both bags for the 'Cross' pen but can't find it!
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bbgoat
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Apr 19 2016, 03:02 PM
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QUOTE(gchowyh @ Apr 19 2016, 02:54 PM) Let me guess, last night I checked my goodie bag with the following: 1. golf umbrella 2. 2 mugs 3. 1 zip up diary 4. 1 gold coin 5. 1 calendar I was searching through both bags for the 'Cross' pen but can't find it! Over the phone, the BR told me just the gold coin and the golf umbrella. Thats why u guys in Klang valley has better benefits. What ? U got 2 bags so 2 gold coins ?
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SubangSales
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Apr 19 2016, 03:08 PM
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Getting Started

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anyone got link for cimb promo 4.3. just went there the lady says 4.1 p.a 1 year.
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Bonescythe
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Apr 19 2016, 05:37 PM
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QUOTE(Xaphier @ Apr 19 2016, 09:55 AM) Hi guys, beginner here. I have been saving under Maybank FD and have never take out my funds before (I let it auto renew and roll over the interests). Anyway, I want to put my FD into Hong Leong Bank for a promotion that needed fresh funds, but I have no idea how to do it. First, I assume fresh fund is something that is not from their bank account, so I think I passed that criteria. Second, how do I send the fresh fund over? I have no cheque book. Do I use IBG or some sort? Bank draft? Thanks in advance! Just ibg over. Is considered fresh fund. Just did it today. No issue
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gchowyh
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Apr 19 2016, 05:37 PM
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QUOTE(bbgoat @ Apr 19 2016, 03:02 PM) Over the phone, the BR told me just the gold coin and the golf umbrella. Thats why u guys in Klang valley has better benefits. What ? U got 2 bags so 2 gold coins ?  Only 1 gold coin. 1 bag has most of the stuff while the other bag has just 1 mug.
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bbgoat
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Apr 19 2016, 06:00 PM
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QUOTE(gchowyh @ Apr 19 2016, 02:54 PM) Let me guess, last night I checked my goodie bag with the following: 1. golf umbrella 2. 2 mugs 3. 1 zip up diary 4. 1 gold coin 5. 1 calendar I was searching through both bags for the 'Cross' pen but can't find it! QUOTE(gchowyh @ Apr 19 2016, 05:37 PM) Only 1 gold coin. 1 bag has most of the stuff while the other bag has just 1 mug. Thanks ! I think the gifts are probably NOT standardized. All depends on the HQ or branch concerned. I guess I was lucky to get the 2X Cross pens. My BR branch ran out of the Cross pens already and is now giving out Parker pens. Getting my gold coins and golf umbrella tomorrow. This post has been edited by bbgoat: Apr 19 2016, 06:01 PM
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poor man
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Apr 19 2016, 11:16 PM
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Getting Started

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HLB Priority Banking Floating Rate Negotiable Instrument of Deposit (FRNID) 07 Apr 2016 – 27 Apr 2016 The first two hundred (200) Selected Customers who deposit a minimum of RM70,000 into FRNID and a minimum of RM10,000 into the Top Yield Account concurrently during the Promotion Period (“Eligible Customers”) are also eligible for the Early Bird Gift (“Gift”) set out in the table below . The amount deposited into Top Yield Account must be New Funds and earmarked for four (4) consecutive months (“Earmarked Period”): T&C https://www.hlb.com.my/main/assets/files/fr...aign-tnc-en.pdfThis post has been edited by poor man: Apr 19 2016, 11:17 PM Attached thumbnail(s)
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