Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only
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 Apr 20 2016, 08:15 AM
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Junior Member
102 posts Joined: May 2012 
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QUOTE(bbgoat @ Apr 19 2016, 06:00 PM) Thanks ! I think the gifts are probably NOT standardized. All depends on the HQ or branch concerned. I guess I was lucky to get the 2X Cross pens. My BR branch ran out of the Cross pens already and is now giving out Parker pens. how to entitle that ? BR , right ?Getting my gold coins and golf umbrella tomorrow.   |
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Apr 20 2016, 08:16 AM
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Trade Dispute
2,644 posts Joined: Sep 2013 
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QUOTE(eagle008 @ Apr 20 2016, 08:15 AM) how to entitle that ? BR , right ? It's better to ask your branch for thatSome branch requires only 200k, some 300k, some 500k and if you have deposit >1 million above it'd be a different story |
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Apr 20 2016, 08:20 AM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(eagle008 @ Apr 20 2016, 08:15 AM) how to entitle that ? BR , right ? I don't think one should put money in BR just because of the gifts. I put there mainly because of the FD rate, the nego rate they gave me. Their service, the monthly interest. QUOTE(aromachong @ Apr 20 2016, 08:16 AM) It's better to ask your branch for that Thanks sis ! Some branch requires only 200k, some 300k, some 500k and if you have deposit >1 million above it'd be a different story |
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Apr 20 2016, 08:22 AM
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Trade Dispute
2,644 posts Joined: Sep 2013
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QUOTE(bbgoat @ Apr 20 2016, 08:20 AM) I don't think one should put money in BR just because of the gifts. I put there mainly because of the FD rate, the nego rate they gave me. Their service, the monthly interest. That is the main purpose of putting our papers in BR.. because of the high rates compare to other banks Thanks sis !  |
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Apr 20 2016, 08:26 AM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(aromachong @ Apr 20 2016, 08:22 AM) That is the main purpose of putting our papers in BR.. because of the high rates compare to other banks Haha, at one time, I was pulling out from them because their rates was not competitive esp 2015. Even now I think they lose out on 4.3% vs 4.28% (BR). Anyway now I have enough eggs in BR, not going to top up there even if they give me high nego rates. |
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Apr 20 2016, 08:58 AM
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Junior Member
102 posts Joined: May 2012
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QUOTE(bbgoat @ Apr 20 2016, 08:20 AM) I don't think one should put money in BR just because of the gifts. I put there mainly because of the FD rate, the nego rate they gave me. Their service, the monthly interest. u right, major concern is the rate offered. Thanks sis ! but recently I saw their rate quit competitive, mind to share what other bank offer within this mth ? thx |
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Apr 20 2016, 09:41 AM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(eagle008 @ Apr 20 2016, 08:58 AM) u right, major concern is the rate offered. Please check post 1, 2 in page 1.but recently I saw their rate quit competitive, mind to share what other bank offer within this mth ? thx |
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Apr 20 2016, 01:32 PM
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Senior Member
817 posts Joined: Mar 2014
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QUOTE(bbgoat @ Apr 19 2016, 10:30 AM) Received call from BR to collect the gifts. Including gold coins and golf umbrella (not golf club uncle goat, show us the gold coins!  ). Will collect later.   |
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Apr 20 2016, 01:55 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(sandkoh @ Apr 20 2016, 01:32 PM) uncle goat, show us the gold coins! Patience. sandkoh & yygo.Please see attached. Only one of the gold coins (gold plated) belongs to me. Also the gold coin is similar to the one given out last year for those that deposit certain amt for FD in BR. 
Golf umbrella is huge: 
This post has been edited by bbgoat: Apr 20 2016, 02:03 PM |
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Apr 20 2016, 02:30 PM
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Junior Member
376 posts Joined: Dec 2013 
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QUOTE(bbgoat @ Apr 20 2016, 01:55 PM) Patience. sandkoh & yygo.Please see attached. Only one of the gold coins (gold plated) belongs to me. Also the gold coin is similar to the one given out last year for those that deposit certain amt for FD in BR. what's the market value for the gold coin? |
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Apr 20 2016, 02:31 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(giko @ Apr 20 2016, 02:30 PM) what's the market value for the gold coin? No idea. Have no intention to sell it. |
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Apr 20 2016, 02:53 PM
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All Stars
10,314 posts Joined: Dec 2009 From: Malaysia
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well done. very classy leh the coins.
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Apr 20 2016, 03:22 PM
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Senior Member
2,065 posts Joined: Feb 2011
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Gold coins
Still available? |
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Apr 20 2016, 03:45 PM
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All Stars
24,357 posts Joined: Feb 2011
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QUOTE(giko @ Apr 20 2016, 02:30 PM) what's the market value for the gold coin? QUOTE(OPT @ Apr 20 2016, 03:22 PM) Gold coins Gold-plated. Not real gold. Still available?  |
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Apr 20 2016, 04:33 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(kochin @ Apr 20 2016, 02:53 PM) well done. very classy leh the coins. Looks pretty nice. Better than the photo was showing, unfortunately due to reflections of the gold plated surface. Specially made for BR with their logo on the coin. |
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Apr 20 2016, 04:45 PM
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Senior Member
2,145 posts Joined: Mar 2009 From: 1BORNEO
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QUOTE(bbgoat @ Apr 20 2016, 01:55 PM) Patience. Is that the Kijang Emas gold coin?? Can sell to Maybank?? sandkoh & yygo.Please see attached. Only one of the gold coins (gold plated) belongs to me. Also the gold coin is similar to the one given out last year for those that deposit certain amt for FD in BR.
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Apr 20 2016, 08:31 PM
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Senior Member
4,726 posts Joined: Jul 2013 
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Question regarding ocbc 15month fd. It's not mentioned anywhere that I need a savings account. However I rmb reading in here that for fd above 12 months, i'm receiving interest every 6months. So, I do need a savings acct with them?
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Apr 20 2016, 09:22 PM
Show posts by this member only | IPv6 | Post
#1458
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Staff
25,802 posts Joined: Jan 2003 From: Penang
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QUOTE(adele123 @ Apr 20 2016, 08:31 PM) Question regarding ocbc 15month fd. It's not mentioned anywhere that I need a savings account. However I rmb reading in here that for fd above 12 months, i'm receiving interest every 6months. So, I do need a savings acct with them? Yup, normally (may vay), FD more than 12 months typically like 15 months, banks do give the interest every 6 months, so an account is needed to credit the interest given. |
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Apr 20 2016, 10:09 PM
Show posts by this member only | IPv6 | Post
#1459
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All Stars
26,528 posts Joined: Jan 2003
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QUOTE(adele123 @ Apr 20 2016, 08:31 PM) Question regarding ocbc 15month fd. It's not mentioned anywhere that I need a savings account. However I rmb reading in here that for fd above 12 months, i'm receiving interest every 6months. So, I do need a savings acct with them? If you want the interest to be credited in, you need to get a CASA. However, you can still make the placement without CASA. The interest for every 6 months will be shown at your FD account (OCBC portal). I didn't ask whether can withdraw directly as cash or not.This post has been edited by Human Nature: Apr 20 2016, 10:13 PM |
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Apr 20 2016, 11:34 PM
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Senior Member
2,006 posts Joined: Jan 2005 From: KLANG
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yo guys, whats the best FD deposit right now?
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