thank you! i will try apply once more through walk in...

not sure if i wanna try maybank again anot since they rejected once already.

Try UOB One Card or HLB Mach or SCB Cash Back Gold a bit Lenient Compare to other banks for build up your Credit History 1st...

Actually, 1 of MY first CCs also from Them...

https://forum.lowyat.net/topic/3842474

https://forum.lowyat.net/topic/2421215

https://www.sc.com/my/campaign/cashback-gold.html
Btw, U are fresh grad...???

This post has been edited by fly126: Mar 7 2016, 01:05 PM

Thank you for your recommendations. Will find out more info and apply accordingly. Yes, i am fresh grad but i've been working for 2 years freelance for my company.

Now i'm permanent full time staff confirmed on January 2016.

This post has been edited by omgimahero: Mar 7 2016, 01:10 PM

That explains why your application was rejected - cause there is not enough credit record histories to look at.
You may still try to apply, but without a consistent EPF contributions for past 1 year (since you said you work freelance), it's hard to approve.

Ahh.. icic, i think i will try to apply one more time but with the card requirement of RM24k PA instead of MBB RM30k PA requirement.

if still rejected i think i will have to wait for another 6-9 months before applying again with a stronger credit record history i guess?

This post has been edited by omgimahero: Mar 7 2016, 01:30 PM

At least 6 months EPF's Contribution as you need for Bank Reference on New CC apps.

Yup, Becos of U tiada EPF, the Bank will assumed you're Not working long enough do not have a Stable Job, yet..

This post has been edited by fly126: Mar 7 2016, 04:08 PM

ok.. then i might consider reapplying again in another 3 months i guess...

Plan to check my CCRIS, we could only go to BNM and print it, right?
Any cheap parking suggestion nearby the area?
I am from Klang Valley

This post has been edited by edwardccg: Mar 8 2016, 08:02 PM

can email to request for it too...however, I emailed last week, still no respond.

Take KTM but you need to walk quite far in.
There are plenty of parking spaces in BNM, you only need less than 5 minutes to print it if the kiosks are not occupied.
My last visit was quite pleasant, fast and easy. I took KTM from KL Sentral since my office is in KL Sentral.

Maybank has started 'Visa Checkout', an online payment convenience similar to PayPal, except that it's by Visa.

Got my credit report dy. All is clean. Cancelled SCB cards are not there too.

visa checkout will be popular can use wearables, mobile app, built in car application etc to pay

Also expecting it to be cheaper than PayPal, in term of fees and charges if any.

I know that daigou65 charges 4% for using PayPal. But Visa Checkout is still new in this region.

This post has been edited by DarReNz: Mar 9 2016, 12:34 PM

Email i thought is for those outside klang valley or inaccessible to BNM branch.
Will try to email then.

Do you mean inside BNM building?
My places is no where near to any public transport, unless i park in station and use public transport but it will be costy than i drive there and park. I believe within 1 hour can settle all.

So around 5-7 working days by email?

Yes and the building to print CCRIS report is at the last building....

Guys, any credit card I can leverage with booking.com? I have both UOB VOX and CIMB CR which I supposed I will get 5% cash back for online transaction.

How about cards from other banks?

I also have Maybank, HLB, OCBC, AmBank, AEON and Citibank cards. Any promos?

I'll use it with Shopback to get RM 60 but would like to maximize it.

This post has been edited by fruitie: Mar 9 2016, 11:22 PM

for booking.com? none of it useful lol... because you will only swipe your cc during your stay at the hotel. now they just use your cc to guarantee your room only. they will only charge to your cc if you did not turn up on that day.

After i sent a reminder, they emailed the report the next day. so maybe dont wait till 1 week. reminder after few days.

like what victory said. have to pay to the hotel upon check in.