I see. Got it. Then, hopefully my card can be accepted there.
It is an isolated place in China. God bless me that time.

Then, how would Shopback know if I did stay there or not? Let's say if they can't accept card, I'm going to pay with cash.

This post has been edited by fruitie: Mar 9 2016, 11:43 PM

when you stay there, the hotel will update to booking.com because booking.com get their commission from the hotel. if they are linked to booking.com, you can almost fully sure that the hotel will have a cc terminal.

better get some cash, btw, under the hotel policies, it does state if they accept card, and what kind of cards.

i think citibank for 8%? correct me if i am wrong.

Well, having a CC terminal is one thing and if it is working for overseas cards, that's another thing...
My card was denied in Chengdu and Chongqing, only usable when I was in Beijing.

Now this place which I'm going is far more less developed compared to the developing Chengdu and Chongqing...

I'll definitely have cash with me, no worries.

Citibank has 8%?
Anyway, I will use Shopback for RM 60.

always cross check with milkadeal. sometimes either one offering higher rebate than the other, although usually they offer the same.

Got it.

I thought of using online transactions cash back card for better rebate.

if you want to use online cb cc, then you have to go through agoda rather than booking.com.

Yes, Agoda got it but too bad my stay is less than RM 220 to be eligible for Agoda cash back on Shopback.

if there any limit to holding number of credit cards within same bank ??

Edit: found it, applicable to different Credit Card Issuers

This post has been edited by sj0217: Mar 12 2016, 02:15 PM


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I notice that most general purpose card lately (excluding VS cards) are mostly tier-ed type cb % now. No card that gives a flat % cb like OCBC Ti or Watami anymore. Using this tier-ed type card can sometimes be quite a balancing act. Charged too much ur cb % goes down, charge not enough n u wont hit the targeted cb %

Sigh.

This post has been edited by WhitE LighteR: Mar 12 2016, 03:01 PM

is there any difference between having visa or master? i already have amex and visa and am wondering whether there is any need to get a mastercard to cover all 3 ..so to speak.

also is there such thing as having too many cards?

yes, certain promo only targeted for visa or mastercard.

as long as each of the card benefits you and you earn from it.

Pin and Pay has been deferred to 1st July 2017, an extra 6 months.

https://pinandpay.com.my/en/cardholder.html

Malaysia really boleh, like this also got delayed.

I think partly could be due to the card vendors could not catch up with such a surge in fortune to produce millions of cards for all the banks.

Not surprising at all.

A few of my iFriends messaged me at Facebook yesterday and today to highlight that Maybank will be downgrading their credit cards’ benefits once again Effective 15th April 2016!!!

All Maybank credit cards are effected - Gold, Platinum and Premium EXCEPT for Maybank KrisFlyer AMEX.

Click the link below to find out the latest revision to Treats Points which will come into effect on 15 April 2016 and what credit cards you should use to replace your Maybank credit cards for transactions relating to Government, Insurance, Utilities, Education and even PTPTN:

http://genxgenygenz.com/2016/03/17/bad-new...nts-april-2016/

Hi guys 12 am today i used my credit card to purchase a game item worth 86 euros. I received the notification from Maybank that i was charged 86 euros. But the staff of the game website told me that it was not accepted and they issued a refund. And they told me it would take a very very long time, could be more than a month.I'm just scared if Maybank doesnt notice the refund, or there are problems with the refund.. I dont know what to do right now.What should I do? Who should i call? I used my visa debit card from maybank.

I received the email from the website : We are sorry, but your transaction has been declined by our security system.

PTPTN still cannot be paid via Government site, I have tried several time and even contacted their Administrator, no definite time it will be fixed.