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Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq

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edwardccg
post Feb 27 2016, 06:22 PM

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Hi, need some advice.
recently my mach CC and UOB VOX approved on Jan and Feb.

Since the watami rumor, I am thinking to get either younique or GE plat.
Do you think they will approve? or I better wait for few months then only apply younique or GE plat. How long do you suggest ?

I have around 2 years old GE policy, do you think it has higher chance to get the GE plat approve compare to younique?

This post has been edited by edwardccg: Feb 27 2016, 06:22 PM
victorywp
post Feb 27 2016, 08:31 PM

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QUOTE(edwardccg @ Feb 27 2016, 06:22 PM)
Hi, need some advice.
recently my mach CC and UOB VOX approved on Jan and Feb.

Since the watami rumor, I am thinking to get either younique or GE plat.
Do you think they will approve? or I better wait for few months then only apply younique or GE plat. How long do you suggest ?

I have around 2 years old GE policy, do you think it has higher chance to get the GE plat approve compare to younique?
*
3 months. but if you also already have many other cc than just mach and vox, your chances to get approved also will be lower, unless you have an increment of salary.
adele123
post Feb 27 2016, 10:47 PM

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So, you know how some credit cards gives extra points/entries for their campaign when say spending overseas...

Since with online purchase nowadays, would agoda paid in foreign currency be considered as oversea spending?

My question is actually, will extra points given for online spending?
edwardccg
post Feb 27 2016, 11:00 PM

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QUOTE(victorywp @ Feb 27 2016, 08:31 PM)
3 months. but if you also already have many other cc than just mach and vox, your chances to get approved also will be lower, unless you have an increment of salary.
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Thanks, then will apply around May/Jun tongue.gif
chiahau
post Feb 28 2016, 03:15 PM

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QUOTE(adele123 @ Feb 27 2016, 10:47 PM)
So, you know how some credit cards gives extra points/entries for their campaign when say spending overseas...

Since with online purchase nowadays, would agoda paid in foreign currency be considered as oversea spending?

My question is actually, will extra points given for online spending?
*
MBB Vs considers online transaction in foreign $$ as 5x TPs.

Not sure about other banks thou.
adele123
post Feb 28 2016, 03:19 PM

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QUOTE(chiahau @ Feb 28 2016, 03:15 PM)
MBB Vs considers online transaction in foreign $$ as 5x TPs.

Not sure about other banks thou.
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have you tried paying air tix, not mas or airasia, (in foreign currency) with MBB VS?
chiahau
post Feb 28 2016, 03:21 PM

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QUOTE(adele123 @ Feb 28 2016, 03:19 PM)
have you tried paying air tix, not mas or airasia, (in foreign currency) with MBB VS?
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Nope.

Don't think I'll have the chance to, since the card is already at the bottom of drawer waiting cancellation.

For flights, I usually let someone else purchase it because they have better CB card for that purpose lol
mentalkronik
post Feb 29 2016, 01:47 PM

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dear forumer,

want to ask is there any credit card to get any benefit (cashback) for monthly insurance payment? need advice from otai here
Human Nature
post Feb 29 2016, 03:20 PM

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QUOTE(mentalkronik @ Feb 29 2016, 01:47 PM)
dear forumer,

want to ask is there any credit card to get any benefit (cashback) for monthly insurance payment? need advice from otai here
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Alliance Younique, HLB Essential among others
Human Nature
post Mar 2 2016, 01:41 PM

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The credit report request form has 3 pages. Second page is left blank (only for date review) The third page is the table for loan declaration. Do we need to list all our credit card details here?
fruitie
post Mar 2 2016, 02:36 PM

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QUOTE(Human Nature @ Mar 2 2016, 01:41 PM)
The credit report request form has 3 pages. Second page is left blank (only for date review) The third page is the table for loan declaration. Do we need to list all our credit card details here?
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I have never declared anything so far. laugh.gif
Human Nature
post Mar 2 2016, 02:51 PM

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QUOTE(fruitie @ Mar 2 2016, 02:36 PM)
I have never declared anything so far. laugh.gif
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alright thanks. so just front page and the supporting docs. how long it takes them to send the report?
fruitie
post Mar 2 2016, 02:54 PM

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QUOTE(Human Nature @ Mar 2 2016, 02:51 PM)
alright thanks. so just front page and the supporting docs. how long it takes them to send the report?
*
Oops. I just saw you meant credit report. I printed mine from the machine, so can't advise further.
That said, I don't think credit cards are loans. So, should be OK. biggrin.gif
Human Nature
post Mar 2 2016, 03:04 PM

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QUOTE(fruitie @ Mar 2 2016, 02:54 PM)
Oops. I just saw you meant credit report. I printed mine from the machine, so can't advise further.
That said, I don't think credit cards are loans. So, should be OK. biggrin.gif
*
I will just leave it blank unless they request for it. Too many CC to list down also rclxub.gif
vin_ann
post Mar 2 2016, 03:46 PM

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are Great Eastern insurance premium best paid using OCBC card?

Looking for cash rebate for GE premium. any other card to recommend?
edwardccg
post Mar 2 2016, 08:32 PM

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QUOTE(vin_ann @ Mar 2 2016, 03:46 PM)
are Great Eastern insurance premium best paid using OCBC card?

Looking for cash rebate for GE premium. any other card to recommend?
*
1. aeon watami for 3.4% if you have. Not accept new application now.
2. alliance younique for 1 - 1.67% if your monthly spend is 1.5k - 3k include that insurance monthly premium
3. Ocbc GE platinum for 1% in first 1k spend
4. Hong leong essential for 0.6% first 5k spend

Human Nature
post Mar 2 2016, 08:38 PM

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According to the rules/procedure, wow long it takes for the credit card account to be removed from the credit report once it is being terminated?
azrin_kiko
post Mar 2 2016, 09:04 PM

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Hi guys, i want to ask. Is there any confirmed financial institution that accepts fixed deposit pledging to apply credit cards?
Human Nature
post Mar 2 2016, 09:07 PM

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QUOTE(azrin_kiko @ Mar 2 2016, 09:04 PM)
Hi guys, i want to ask. Is there any confirmed financial institution that accepts fixed deposit pledging to apply credit cards?
*
CIMB, MBB, PBB among others
hurtedheart
post Mar 2 2016, 11:29 PM

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Hi, want to ask:
1) I am having a credit card which its anniversary is on June this year. I am planning to cut the credit card in order to get rid of the hard to waive annual fee. When is the best timing to cancel the card in order to get rid of being charge annual fee?
2) If annual fee is charged, as long as I do not use the card after being charged annual fee, is my request later for waiver of annual fee definetly be entertained or subject to bank's decision?
Thanks

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