PIN and Pay card will be equipped with higher security measures in the chip.

and yes, all old cards that are not pin and pay ready will be replaced gradually this year.
No, you don't have to request for it to change. the bank will most likely send a new replacement as the card reaches its anniversary.

Anniversary is yearly, my dear.
I am not referring to expiry.

does anyone know how do the banks calculate your per annum income? how do we know we earn enough to qualify
according to my EA form, i definitely earn much more than the per annum requirement by the card, but still the bank rejects my application based on the reason that my per annum income was not enough...
the documents that i submitted on the spot are only IC & KWSP for the last year 2015
thank you!

2 banks' cards actually. It's because all credit limit will be shared for the same bank.

P/s: Not the same for M2Cards and Ikhwan because not sharing same limit.

Yeah, the GE only has an extra 0.1% for IPP.

OCBC cards damn boring Once auto debit insurance, can keep in drawer forever..

Yup, I saw the post sharing by some one there, but still haven't confirm yet.

I will still spend on Watami Card since the point almost reach 12500

for Younique, if take RM1000 as example, ya OCBC GE is better, but if monthly spending is higher (RM2000 >) could be consider on this card too

3 months. but if you also already have many other cc than just mach and vox, your chances to get approved also will be lower, unless you have an increment of salary.

are Great Eastern insurance premium best paid using OCBC card?

Looking for cash rebate for GE premium. any other card to recommend?

none of the situations above i able to fulfills...     

monthly premium RM200, some yearly RM5k & RM2k. that's all.

Guess any card will be look the same for me then. Thank!

can email to request for it too...however, I emailed last week, still no respond.

Take KTM but you need to walk quite far in.
There are plenty of parking spaces in BNM, you only need less than 5 minutes to print it if the kiosks are not occupied.
My last visit was quite pleasant, fast and easy. I took KTM from KL Sentral since my office is in KL Sentral.

Got my credit report dy. All is clean. Cancelled SCB cards are not there too.

Take KTM but you need to walk quite far in.
There are plenty of parking spaces in BNM, you only need less than 5 minutes to print it if the kiosks are not occupied.
My last visit was quite pleasant, fast and easy. I took KTM from KL Sentral since my office is in KL Sentral.

Renew via MyEg and use CIMB CR? I renewed mine two years ago with CC.

Yes if the JPJ branch has a CC terminal.State HQ sure can.

For personal, Last time it dont hv ccris report in the ctos report, now hv

CTOS is only important if you are blacklist from banks.

Besides the ccris report, they rate u by giving credit score like usa, they collect ur credit info via various source, including whether u r bankrupt, in any lawsuit, u hold/held any director position in any company, ur residential address history, any party check ur finantial info n etc..

and and and..convinient for ppl like myself tat cant/hard/lazy to go to bnm to get the free ccris report..or wan to get the report as soon as posible..u can view ur report, depends on what time and from which provider u request the report from, either instantly, in an hour to few hours time or the next working day from their web portal or ur email account..