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Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq

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DarReNz
post Feb 23 2016, 07:09 AM

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heya all,

i kinda forget but if there was a direct debit on the card the credit card provider will still categorise whether it is under utilities, insurance, telco etc right ? just wanted to confirm .....
DarReNz
post Feb 23 2016, 11:59 AM

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QUOTE(laymank @ Feb 23 2016, 09:46 AM)
How to direct debit? Cash advance/withdrawal on the credit card?
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i mean if you give the details of your cc they will auto debit every month so let's say insurance, the insurance provider when they process your card, i am guessing their payment gateway would be put as insurance so is that how the credit card companies know which categories it belongs to ?
DarReNz
post Mar 9 2016, 12:13 PM

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QUOTE(laymank @ Mar 9 2016, 10:08 AM)
Maybank has started 'Visa Checkout', an online payment convenience similar to PayPal, except that it's by Visa.
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visa checkout will be popular can use wearables, mobile app, built in car application etc to pay
DarReNz
post Mar 9 2016, 12:33 PM

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This post has been edited by DarReNz: Mar 9 2016, 12:34 PM
DarReNz
post Mar 26 2016, 08:38 AM

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QUOTE(fruitie @ Mar 22 2016, 12:44 AM)
After having my company's supplied Citibank corporate credit card for 3 years, today only I noticed it gives 25 days free interest period unlike our usual commercial credit cards which give only 20 days. laugh.gif rclxms.gif

user posted image

Just sharing, good for me because we reimburse our expenses and sometimes could take a bit of time because processed by other region's team. laugh.gif
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msia only give 25 days, other countries give 55 days free interest sweat.gif
DarReNz
post Mar 27 2016, 10:17 PM

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QUOTE(fruitie @ Mar 26 2016, 11:48 AM)
You mean for business cards?
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they are just regular cards including classic, platinum etc
DarReNz
post Mar 31 2016, 01:17 PM

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QUOTE(EncikP @ Mar 31 2016, 01:12 PM)
I got general concern regarding the cc. Lets say when dining,izit ok or safe to pass our cc to the waiter for the payment. Afte all we paid the service charge then y need to walk to cashier isnt it.

Can something goes wrong tho?
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it should be safe but if you are worried you can activate the sms transaction alert of RM1 with your bank CS so you can be rest assured if there is any swipes which you didn't make nod.gif
DarReNz
post Apr 11 2016, 08:23 PM

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QUOTE(Zaleo @ Apr 11 2016, 04:26 PM)
Currently just started working in Korea. My salary is quite complicated, but the malaysian portion is decent enough for credit card.

Wanted to apply and get it sent to oversea, is it possible?
Thinking about Maybank 2 card. Wanna get those sweet points for airline mileage.
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i remember bank ppl said overseas salary don't qualify for msian credit cards cry.gif
DarReNz
post Apr 22 2016, 12:23 PM

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QUOTE(adele123 @ Apr 21 2016, 09:12 PM)
I don't like cimb but since I don't know if my uob vox is approved or not, I gotta keep cimb for another 2 months. I have been paying outstanding a few months, then suddenly got charged finance charge for my february statement.

Complained, they reversed the finance charge. CS say maybe cause I didn't clear statement balance. But seems like you are doing that and still fine.
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u use CIMB mostly for online transactions ?
DarReNz
post May 14 2016, 01:07 PM

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QUOTE(Human Nature @ May 11 2016, 11:56 PM)
so means agoda also is the same as booking.com? will recalculate the foreign exchange rate during charging..
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for the pay later option they tell you a future date when it will be charged, so how are you gonna predict the rates ?
DarReNz
post May 14 2016, 01:17 PM

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QUOTE(Human Nature @ May 14 2016, 01:13 PM)
i got the answer from agoda. their pay later option will follow the exact amount during booking.
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oh ok so we are talking about MYR, i thought it will be in foreign currency thumbsup.gif
DarReNz
post May 30 2016, 12:59 PM

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QUOTE(omgimahero @ May 30 2016, 12:29 PM)
Hi guys.

How do u check how much cashback did u get? I got 5% cashback on dining on weekend using maybank2 card but i check statement got no such information provided.

edit: i checked directly with mbb, only reflected on 1st june...
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by manually calculating yourself to see if the cashback tallies ?
DarReNz
post Jun 18 2016, 10:23 AM

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QUOTE(LDP @ Jun 17 2016, 02:00 PM)
Hi anyone

Is there any credit card in Malaysia that offer you longer interest free settlement period like 40 - 60 days ?
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hopefully one day msia companies can offer all the cc with 55 interest free days just like other countries, i just found out that in oz you can get 1 year interest free then pay back in full nod.gif
DarReNz
post Aug 12 2016, 10:59 AM

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can one get a malaysian credit card with overseas payslip ?
DarReNz
post Sep 3 2016, 05:52 AM

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QUOTE(fruitie @ Sep 2 2016, 10:56 PM)
Yes just call and tell them, not interested anymore. They are quite efficient in removing. laugh.gif
I wanted to convert from my existing GE Plat to 365, everything was OK and they even sent me the card as well. Unfortunately, AF was charged immediately. I called in for waiver, received SMS on the next day that it's not successful. Immediately called them to cancel it as I haven't activated it.

Only if you are totally new to OCBC, you will get first year free AF, else no chance to waive at all. Based on a few forummers' feedback as well.
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well if you knew 2nd year won't be able to get waiver so don't think will apply ? hmm.gif
DarReNz
post Sep 3 2016, 05:53 AM

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QUOTE(adele123 @ Sep 2 2016, 08:55 AM)
abit serious note: I think we should be more objective about this. while i like to swipe my credit card around, those merchants who charge you 2% or wants minimum payment is because those are their additional expenses when you pay credit card, compared to paying by cash.

places where they don't care, probably already priced it in, making the goods & services more expensive than it should be, and you spend more.
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merchants are not supposed to do that , u can try to take a pic of the 2% charge if they displayed outright and report to bnm so that they can suspend their terminals or fine these merchants instead nod.gif

This post has been edited by DarReNz: Sep 3 2016, 05:56 AM
DarReNz
post Sep 3 2016, 08:03 PM

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QUOTE(fruitie @ Sep 3 2016, 11:18 AM)
I will apply first and at least it's a temporary solution for me. That was my intention.
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yeah i was thinking if it was someone new that's thinking to sign up and read this sweat.gif
DarReNz
post Jan 19 2017, 11:07 AM

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is there a bank list so that we know which credit cards can malaysians working overseas apply ?
DarReNz
post Jan 24 2017, 06:35 PM

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QUOTE(anthony.wkv @ Jan 23 2017, 02:45 PM)
Did anyone get annual fees waived for Citibank reward card? They recently moved my platinum card to Reward card and refused to waive the annual fees. They charges RM600 to my barely used account. The reward card is designed to use your point to contra the annual fees, 127,000 point if I remember correctly. Otherwise, there is no way they going to waive the RM600 annual fees. Does anyone experience this?
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as long you haven't use the card after you been charged the annual fees, you can get it waive or cancel the card nod.gif
DarReNz
post Feb 20 2017, 09:47 AM

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QUOTE(pisang @ Feb 12 2017, 09:47 PM)
Hi all,
I have a question.
Can a malaysian working in overseas , in this case Macau, apply for a malaysian CC? Tks
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actually i asked for a list of msian banks that accepted foreign payslips but didn't receive any replies so means no one knows but i know for PBB you can get it cos it is stated on their website nod.gif

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