Hi all, This Maybank agent called me up and helped me to register for Maybank credit card.

In my Maybank2U account, it shows 2 cards. I have not received any card yet.
1) Maybankard 2 Visa Gold
2) Maybankard 2 Amex Gold

This means i will get 2 cards instead of 1? Or how?

Sifu please help

No, i think the annual fees about RM300 plus, for more detail head to that thread.

but it is 10% rebate, minus annual fees will be about 8.X%

Try this link:

http://www.affinbank.com.my/General/Whats-...ol--Touch-.aspx

HSBC Visa Platinum not good? Just got it a few days ago.

I always go to shopping malls so means will swipe there for makan etc..

https://www.hsbc.com.my/1/2//personal-banki...#_visa_platinum

Faster to earn RM50 vouchers also if compare with Maybank2Card:
https://www.hsbc.com.my/1/PA_ES_Content_Mgm...ards/index.html

15k for RM50 voucher, compare to Maybank is 23k for RM50 voucher. And it's Visa so means much more easily accepted compare to 5x points Amex Maybank card:
https://www.maybank2u.com.my/WebBank/TPoint...ption300415.pdf (page 18)

recently i went to a restaurant and it's written at the counter that they will charge 0.02% if i were to use cc for payment. but in the end they charged me 2% instead.

if you do that, then next time you have to pay by cash already lor since they don't use cc terminal anymore.

Currently I'm holding few credit cards, but every month I almost fully utilize the limit by helping people to purchase item.  More than 20k per month. But my salary not actually not more than 10k per month. Will it cause to bring any issue such as tax inspection?

as far as i still remember, uob & rhb don't allow.. should have other banks don't allow too.

Just curious.

Late payments would mean there would be some kinda record on the CCRIS record even thou the finance charges/late payment are eventually reversed out by the bank right?

Was told to defer my payment until investigations are completed but I don't want to risk a strike on my records. Any opinion on this mater?

Hey all,

Just wanted to check if it is normal for credit card companies not to provide reasons when rejecting credit card applications?
I find this odd as why they cannot tell me the reasons for the rejection.
Is this normal practice for all credit card companies?

Thanks.

I believe not all credit card companies do that, so I still don't understand why this company do not disclose the reasons.

question about the pin and pay, existing card which already have pin ( for ATM access ), is that compatible with the pin and pay? or they still need to replace a new card to compatible with pin for payment?

My newly approved mach card confirm is a pinandpay card. How do I confirm there is a need to get replacement for pinandpay enabled card for my MBB 2 card, Ikhwan, watami?

Thanks for the information. All my other card expiry is over 2017. So they will only replace it during anniversary? I thought that is a must that it should use pin and pay by 1st jan 2017?

Yes, U need to inform the update with THEM, becos the Expiry Date of the PIN card will be different as compared to your existing card.

https://m.youtube.com/watch?v=X7pjUIxKoEc ,https://m.youtube.com/watch?v=1pMuV2o4Lrw , https://m.youtube.com/watch?v=Ks_w352BS-Q , Danger of chip and pin in Europe not sure about 2017 bolehland handle these system

Which is the best credit card to use when buying items from AliExpress?

Which is the best credit card to use when buying items from Paypal in
(a) Malaysia currency
(b) Foreign currency

Thanks!

heya all,

i kinda forget but if there was a direct debit on the card the credit card provider will still categorise whether it is under utilities, insurance, telco etc right ? just wanted to confirm .....

Guys,

Here's my situation:
1. Used my CC on 01/01/16 at 0009 & 0024

2. However, in my CC statement, it was stated as 31/12/15 transactions

3. Filed a report to the CS about the mistakes in my statement

4. CS amended the mistakes, but now my transactions dates were changed to 2nd & 3rd January 2016

5. Enquired CS how they came up with so many different dates & these were their reply:
a) tarikh transaksi yang tertera dalam penyata adalah berbeza dengan tarikh transaksi sebenar seperti mana yang direkodkan dalam sistem bank kami iaitu pada 31 Disember 2015 disebabkan ia melibatkan sistem Visa International yang berada di zon masa yang berbeza

b) Perkara ini telah dirujuk ke unit yang berkenaan dan kami dapati sistem sms telah dihantar kepada pemegang kad sejurus transaksi dicajkan ke akaun kad kredit (tidak kira samada transaksi berjaya atau tidak).
pihak kami dapati, perbezaan tarikh yang tertera adalah disebabkan ianya melibatkan pihak ketiga (Visa International) di mana sistem tersebut berpusat di Amerika Syarikat yang berada di zon masa yang berbeza

Based on the reply from CS, is that a valid reason for the dissimilarity of my transaction dates in my CC statement?

Yup already sent them an email