Okay, kindly update here

Wa... You so fast apply and replace for Watami card, but still has no any announcement yet

Have you thinking about alliance bank younique card ?? More cash back if you spend a lot compare to OCBC GE

you see here:
https://forum.lowyat.net/index.php?showtopi...post&p=78857807

said existing watami will be terminated and replaced with other aeon card. so once it happen, need to arrange for prudential auto debit dy.

Younique is tier based. RM1000 monthly spending is confirmed so better get the 1% or RM120 per year in pocket first.

Yup, I saw the post sharing by some one there, but still haven't confirm yet.

I will still spend on Watami Card since the point almost reach 12500

for Younique, if take RM1000 as example, ya OCBC GE is better, but if monthly spending is higher (RM2000 >) could be consider on this card too

Thredshold is around 1500.
Ge get 1000x1% + 500*0.5% = 12.5
Younique get 1000* 0.5% + 500*1.5% = 12.5
If over rm1500 spend, i believe younique is better.
Btw, younique cashback include insurance? i didnt see it mention from their TnC, so would consider include?

This post has been edited by edwardccg: Feb 26 2016, 07:28 AM

What I saw from their website as below, so all transaction should be entitled for cash back including Petrol ??

Earn up to 3% Cash Rebates on ALL retail purchases with no restrictions on what, where or when to spend. There is more,
you will also enjoy unlimited cash rebates!

- retracted unanswered question - TQ

This post has been edited by giko: Feb 27 2016, 11:11 PM

Alliance You:nique is good for transaction up to RM3000 base on tiering below:

Tier 1 RM0 to RM1000 = 0.5%
Tier 2 RM1001 to RM2000 = 1.5%
Tier 3 RM2001 to RM3000 = 3%
Tier 4 RM3001 to unlimited = 0.3%

If you spent RM3000, you will get RM50 cash back (equivalent to 1.67% cash back). Still a good cash back card.

I have the following cards:
1) M2C Amex and Visa
2) UOB One Card and VOX Visa
3) OCBC Great Eastern Platinum MasterCard
4) Hong Leong Essential Visa
5) MBB Ikhwan MasterCard
6) AEON Watami Visa
7) Alliance You:nique MasterCard
8) CIMB Cash Rebate Platinum MasterCard
9) Citibank Platinum Cash Back

Which is the best credit card to use when buying items from Paypal in
(a) Malaysia currency
(b) Foreign currency

Thanks!

Please be informed that OCBC Great Eastern MasterCard has been discontinued. We are currently offering OCBC Great Eastern Platinum MasterCard and it is only issued to eligible applicants who hold any currently valid insurance policies by GE Life and Overseas Assurance Corporation (Malaysia) Berhad

:s

I was called last week regarding this card and answer is yes, can be apply said by CS and now...

Oh no, this is the card could be replace to Watami Card but now is discontinued already.... may consider Alliance You:nique then if any change on Watami

Thanks for update

yeah what a let down.

will be considering between younique and essential now.

Aiyah, and I just started to promote it for FREE, haha.

I have initiated application for You:nique

Yeah, what a bummer.

Looks like the GE Plat is not really a bad card. Will keep it then since my GE insurance is charged to it every month.

This post has been edited by fruitie: Feb 26 2016, 11:06 PM

seems like you already own all the best cashback cards! maybe you should try to get pbb vs next.

a) vox
b) watami

Do you implied there is no different in benefit on these cards when buying items from Paypal whether it is Malaysia or foreign currencies?

Just want to be clear.

How do you apply for your You:nique card?

Upload the image and type your details? Then they contact you to submit your form?

I submit my application via fax. Then they called me but I opt for no image.

So they give a default image or just blank white background?

Default image.