Fixed Deposit Rates In Malaysia V. No.11, Strictly for FD Discussion Only
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 Feb 3 2016, 04:42 PM
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Senior Member
1,338 posts Joined: Sep 2012 
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QUOTE(GloryKnight @ Feb 3 2016, 04:33 PM) Anyone have any idea on the best plan for a 10k deposit based on current offers? How long do you want to put? 6 months? 12 months? 5 years? Seems like not any offers are being attractive right now.  Inb4 someone ask you to read 1st page  |
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Feb 3 2016, 04:44 PM
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Senior Member
1,770 posts Joined: Dec 2010 From: ~Where White Knights in Shining Armour Unite~
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QUOTE(ohcipala @ Feb 3 2016, 04:42 PM) How long do you want to put? 6 months? 12 months? 5 years? Read liao cannot decide leh T.TInb4 someone ask you to read 1st page |
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Feb 3 2016, 04:46 PM
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All Stars
65,283 posts Joined: Jan 2003
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QUOTE(GloryKnight @ Feb 3 2016, 04:44 PM) Read liao cannot decide leh T.T go for 5yrs. solved your issue for that duration. |
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Feb 3 2016, 04:46 PM
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Senior Member
1,338 posts Joined: Sep 2012
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QUOTE(GloryKnight @ Feb 3 2016, 04:44 PM) Read liao cannot decide leh T.T Why can't you decide? You don't know how long you want to put?  |
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Feb 3 2016, 04:50 PM
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Senior Member
1,770 posts Joined: Dec 2010 From: ~Where White Knights in Shining Armour Unite~
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Will need to check with HLB on their 4.5% for 6 months FD liao.
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Feb 3 2016, 04:59 PM
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Senior Member
843 posts Joined: Dec 2015 
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QUOTE(GloryKnight @ Feb 3 2016, 04:50 PM) Will need to check with HLB on their 4.5% for 6 months FD liao. some people report mach promotion for 4.5% officially ended now only BSN or AFFIN to choose for 4.5% @ 1 yr |
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Feb 3 2016, 05:00 PM
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Senior Member
1,563 posts Joined: Jan 2003 From: peejay 
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Looks like lately there're more step-up type of FD promotion.. no like no like..
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Feb 3 2016, 05:59 PM
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Senior Member
1,777 posts Joined: Jun 2010
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i missed the board for HLB fd rate 4.5% pa for 6 month.
anymore FD offer by HLB 4%++ ?? |
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Feb 3 2016, 06:02 PM
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Senior Member
1,251 posts Joined: Jan 2012
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i just went to HLB for FD. less than 5 minutes all done. The manager approached me directly and i even received free gift and 1 big stacks of red packets.
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Feb 3 2016, 06:10 PM
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Senior Member
1,962 posts Joined: Nov 2011
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QUOTE(airtawarian @ Feb 3 2016, 06:02 PM) i just went to HLB for FD. less than 5 minutes all done. The manager approached me directly and i even received free gift and 1 big stacks of red packets. Wah, what free gift? |
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Feb 3 2016, 06:17 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(guy3288 @ Feb 3 2016, 01:26 PM) my BR quiet only, no news, if i have to ask again , susah la. Your BR branch may be late in the gift. Will show mine in another post.my largest portion is still with BR. ?no money liao this year..... see what CIMB gave me. But it cannot be compared with your CIMB one.  QUOTE(BoomChaCha @ Feb 3 2016, 01:42 PM) Very sorry... Correction.. The BR 2 yrs 4.55% has been mentioned before. Min. 50k. The above BR 4.55% FD promo is for 2 years tenure.. |
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Feb 3 2016, 06:31 PM
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Junior Member
240 posts Joined: Oct 2015
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QUOTE(michaelho @ Feb 3 2016, 04:32 PM) Why not actually? If I have only RM5 million, I can plaster my face to this forum everyday, what more RM50mil? With close to 200k bank interest every month, i suppose i have some other interests than Lowyat ??? |
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Feb 3 2016, 06:41 PM
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Senior Member
546 posts Joined: Apr 2010
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QUOTE(Yippie123 @ Feb 3 2016, 07:31 PM) With close to 200k bank interest every month, i suppose i have some other interests than Lowyat ??? to each her/his own actually. Dont judge  |
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Feb 3 2016, 06:44 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(Human Nature @ Feb 3 2016, 11:35 AM) Lol, your 10% maybe is my 90% ler update here once you collected the gift...see what are they giving this year QUOTE(guy3288 @ Feb 3 2016, 01:26 PM) my BR quiet only, no news, if i have to ask again , susah la. They changed their gift from hampers of last 3 years (received by me) to more attractive looking packaging but lower value. Anyway a gift is a gift. my largest portion is still with BR. ?no money liao this year..... see what CIMB gave me.  Included is CNY greeting card and Ang Pao package.This post has been edited by bbgoat: Feb 3 2016, 06:44 PM Attached thumbnail(s) 
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Feb 3 2016, 06:46 PM
Show posts by this member only | IPv6 | Post
#2055
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All Stars
26,524 posts Joined: Jan 2003
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Wah nice..like a teapot set.. i prefer this than hamper (except if it is essence of chicken again).
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Feb 3 2016, 07:02 PM
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Senior Member
843 posts Joined: Dec 2015
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QUOTE(bbgoat @ Feb 3 2016, 06:44 PM) They changed their gift from hampers of last 3 years (received by me) to more attractive looking packaging but lower value. Anyway a gift is a gift. yeah. better than never got any gifts. Included is CNY greeting card and Ang Pao package. |
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Feb 3 2016, 07:39 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(intrepidity85 @ Feb 3 2016, 07:02 PM) yeah. better than never got any gifts. BR wise, counter service is courteous. Invited customers for high tea in hotels, Raya makan makan etc. Though some do not like them for no PIDM, but I have no issue with them. Except I did withdraw more than half of my eggs as their FD rates in past 1 year did not match the market rate. This post has been edited by bbgoat: Feb 3 2016, 07:39 PM |
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Feb 3 2016, 07:45 PM
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Senior Member
895 posts Joined: Dec 2013
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QUOTE(pearl_white @ Feb 3 2016, 02:23 PM) I don't envy receiving gifts, as long as they give the % interest in return. u mean u placed more than 50x what the millionnaire here has in br? However, it fathoms me when BR gives hampers to a millionnaire here, when I dont receive any, not even their matchat private banker cards despite having more than 50X what the millionnaire FD here has. they still did not give u anything?  who is the millionnaire?  QUOTE(pearl_white @ Feb 3 2016, 02:39 PM) The other thing I dont like about BR is that despite having that particular FD earning 5%, they seem to register additional FDs as individuals. I have another 1mil FD earning 4.285% when the even give that 4.285% to individuals depositing RM500!!! 1 mil fd in br and getting 4.285%?Poor customer service. |
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Feb 3 2016, 07:59 PM
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Junior Member
483 posts Joined: Feb 2008
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When i open saving acc at BR, they gave me no book one saving acc and printing statement cost RM10.50...
Did any1 of u sifu had open a no book saving acc with BR? |
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Feb 3 2016, 08:01 PM
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Senior Member
843 posts Joined: Dec 2015
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QUOTE(bbgoat @ Feb 3 2016, 07:39 PM) BR wise, counter service is courteous. Invited customers for high tea in hotels, Raya makan makan etc. Though some do not like them for no PIDM, but I have no issue with them. Except I did withdraw more than half of my eggs as their FD rates in past 1 year did not match the market rate. agree with this.. among all banks, only BR give special gifts / invite for dinner with lucky draws for my areabest of all, always less ppl at BR and no need for long queue like BSN overall, good service though no PIDM |
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