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 Fixed Deposit Rates In Malaysia V. No.11, Strictly for FD Discussion Only

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airtawarian
post Jan 23 2016, 09:34 AM

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So, the FD 4.5% for HLBB for 6mths if RM 10,000 = RM 450 per month?
airtawarian
post Jan 23 2016, 09:42 AM

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QUOTE(Ah SiAnG @ Jan 23 2016, 09:37 AM)
it is 4.5% per annum, not 4.5% per month  rclxub.gif
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so 6 months only RM 225?
airtawarian
post Jan 23 2016, 09:49 AM

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QUOTE(Ramjade @ Jan 23 2016, 09:42 AM)
No. If like that, one will get RM2700 by the end of 6 months which is 27% returns. One year get 54% returns. drool.gif Like that, bank/MLM/scam tutup kedai already. tongue.gif

Calculations are RM10k x  0.045 x (total no of days in 6 months/366) = about + - RM221 (assuming one uses 180 days)

+ - RM221 is what one will get after 6 months.
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thnks boss. not much ler. got other better investments? one day i can generate that amount too but this takes 6 mths. cry.gif
airtawarian
post Jan 23 2016, 09:52 AM

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QUOTE(Pinnacle1295 @ Jan 23 2016, 09:49 AM)
Yalor. So even if 4.1% pa the difference in interest gain after 6 month is marginal (around RM205) unless your capital placement is huge.
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i'm still young most of the money gave to family to spend. no wonder capitalist country. vmad.gif
airtawarian
post Jan 30 2016, 10:43 PM

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QUOTE(Bonescythe @ Jan 30 2016, 02:26 PM)
The basic saving account in MACH is called Money Box account.. Same thing, different name.
But the good thing is, Money box account will definitely pay more interest than HLB Conventional basic saving account.

All MACH acc will start with 402
HLB will start with 001
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Boss, can elaborate why Mach earn more interest compared to hlb?
airtawarian
post Feb 3 2016, 06:02 PM

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i just went to HLB for FD. less than 5 minutes all done. The manager approached me directly and i even received free gift and 1 big stacks of red packets.
airtawarian
post Feb 4 2016, 09:22 PM

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QUOTE(lai_dm @ Feb 3 2016, 11:13 PM)
how much deposit to get free gift ?
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RM 10,000. Actually no free gift for others. The manager said only for me.

QUOTE(LNYC @ Feb 3 2016, 11:38 PM)
which branch u went? it took me more than an hour..
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Kl branch

QUOTE(kochin @ Feb 4 2016, 09:24 AM)
mad.gif i texted the branch manager.
ask specifically got free gift bor for my fd deposit?
ang pau packet also elek.
haih. epic fail!  doh.gif
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Haha... That free gift the manager told me only special for me. That's why I put fd there.
airtawarian
post Feb 4 2016, 10:10 PM

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QUOTE(LNYC @ Feb 4 2016, 09:27 PM)
Wah~~ drool.gif  drool.gif
envy you..ada special care for you wub.gif  wub.gif

which KL branch ah? i want to try my luck see see
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Maybe you can try ask your branch. No need envy la. I just treat everyone nicely. Sometimes joke with the staff there.

QUOTE(marcross @ Feb 4 2016, 09:32 PM)
Wonder how u guys close to the branch manager?
How much FD to put to get their number?
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I'm not actually close with manager. I just met the manager twice only. But the manager really nice humble. I only have office number. Haha...
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