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 Fixed Deposit Rates In Malaysia V. No.11, Strictly for FD Discussion Only

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GloryKnight
post Dec 10 2015, 11:27 PM

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the best rates now would be;

1) OCBC
2) UOB
3) Affin

right guys?

I vote to have a top 3 every quarter or so.
GloryKnight
post Dec 16 2015, 10:05 PM

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does anyone know if FD interest rate will be higher next year because of US hike? 4.6% for a 12 month tenure?

if not, would like to get OCBC's.
GloryKnight
post Dec 17 2015, 10:18 AM

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QUOTE(sandkoh @ Dec 16 2015, 10:31 PM)
if u wait, u lose interest. put to whichever fd that fancy u for now.
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QUOTE(wil-i-am @ Dec 16 2015, 11:34 PM)
Suggest u choose OCBC 1st while awaiting astrologer reply
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QUOTE(wil-i-am @ Dec 17 2015, 07:00 AM)
Fed Ends Zero-Rate Era; Signals 4 Quarter-Point Increases in 2016
http://www.bloomberg.com/news/articles/201...-2016-increases
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Any astrology findings here for next year? OCBC seems tempting, 2 more weeks wink.gif

I earn 10% in few days in stock.

GloryKnight
post Dec 17 2015, 09:14 PM

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I will wait for 5% or smell near 5% next year.
GloryKnight
post Dec 19 2015, 11:50 PM

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QUOTE(wil-i-am @ Dec 18 2015, 10:50 PM)
Any T&C?
Btw, tis is not attractive when compare to HSBC which offers 5% for 3 mths
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got any link to HSBC offering 5% for 3 months time deposit?

QUOTE(Ramjade @ Dec 19 2015, 09:06 AM)
HSBC valid for 1 x only. After that you cannot enjoy 5% anymore.
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after the 3 months offer, then take out put in others laugh.gif
GloryKnight
post Dec 20 2015, 12:40 PM

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QUOTE(Bonescythe @ Dec 20 2015, 01:49 AM)
Open a hsbc advance. 1st time fd for joining as hsbc advance is 5% fd promo max 30k for 3 mth.
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ugh, I guess no bah. since they will offer us solutions to financial planning etc which might incur additional costs or not. idk.
GloryKnight
post Feb 3 2016, 04:33 PM

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Anyone have any idea on the best plan for a 10k deposit based on current offers?

Seems like not any offers are being attractive right now.
GloryKnight
post Feb 3 2016, 04:44 PM

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QUOTE(ohcipala @ Feb 3 2016, 04:42 PM)
How long do you want to put? 6 months? 12 months? 5 years?

Inb4 someone ask you to read 1st page brows.gif
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Read liao cannot decide leh T.T
GloryKnight
post Feb 3 2016, 04:50 PM

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Will need to check with HLB on their 4.5% for 6 months FD liao.
GloryKnight
post Feb 18 2016, 10:56 AM

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Okay, seems like HLB 4.5% for 6 months is best for now.

Gotta go!!
GloryKnight
post Feb 19 2016, 02:46 PM

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QUOTE(cwhong @ Feb 18 2016, 02:19 PM)
someone post about HLB quota full already..... i also interested if not full.... nod.gif
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yeap - its affin. HL still have. biggrin.gif

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