i see in the promo, it is stated campain date and campaign effective date..whats the difference?

btw, not 6.88% as mentioned?

if 6.88 i will sure withdraw all from asw2020 and put in this fd @ 6.88% seriously

try to check mbb website..

i need clarification as well..

ikanbilis already provide you with clarification

6.88% ? No bank even touch 5% for FD yet.

just wana to verify from sifu what the hack is 6.88, campaign rate and campaign effective rate.

just wonder why those banks cant just put the rate there but to put so many things to confuse stupid customer like me

to lure those who don't know what effective rate is..

i also kena few years back by ocbc haha.. now i learn from my past mistakes

Campaign rate can put 1 rate for a particular month very high.. but to get tat rate, you need to follow a certain timeframe of low rate. So the marketing will display campaign rate as high as x.xx% p.a (maybe u only enjoy it for certain month, and not the whole period)

Effective rate is when u prorate everything from start to end.. tat is the effective rate, the true rate u are getting

my BR quiet only, no news, if i have to ask again , susah la.
my largest portion is still with BR.
?no money liao this year..... see what CIMB gave me.

Very sorry... Correction..

The above BR 4.55% FD promo is for 2 years tenure..

u guys must have put a lot of money to receive the gifts la... my epf still long long only can withdraw lol

I don't envy receiving gifts, as long as they give the % interest in return.

However, it fathoms me when BR gives hampers to a millionnaire here, when I dont receive any, not even their matchat private banker cards despite having more than 50X what the millionnaire FD here has.

Lol, and yet you have time for forum..

so jeles of ppl receiving gifts from banks.

must work harder......

The other thing I dont like about BR is that despite having that particular FD earning 5%, they seem to register additional FDs as individuals. I have another 1mil FD earning 4.285% when the even give that 4.285% to individuals depositing RM500!!!

Poor customer service.

All fair in love and war. I actually support them. Big or small amount, all received the same interest

*eyes wide open*
first time i see ppl openly tell public that they have 2m

... wah-lau-ehh ... did I miss something here --> BR 5%? ... at what amount they giving 5% leh? ... ...

Why not actually? If I have only RM5 million, I can plaster my face to this forum everyday, what more RM50mil?

Anyone have any idea on the best plan for a 10k deposit based on current offers?

Seems like not any offers are being attractive right now.