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 Fixed Deposit Rates In Malaysia V. No.11, Strictly for FD Discussion Only

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cj7lee
post Feb 4 2016, 09:52 AM

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QUOTE(coolstore @ Feb 3 2016, 11:49 PM)

today went to bsn do a 12mth 4.5%, only know that bsn branch do not issue banker cheque, only hq bsn got this facitility, hard to believe.... when fd mature issue cash to u... i think i would use ibg transfer
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BR also does not issue banker cheque...
babysiew
post Feb 4 2016, 09:53 AM

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QUOTE(lamode @ Feb 4 2016, 09:47 AM)
I was at Menara Affin @ Jalam Raja Chulan, yesterday, 4.5% for 12 mths. Interest credit on maturity.
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thanks!!!
bbgoat
post Feb 4 2016, 10:03 AM

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QUOTE(bbgoat @ Feb 3 2016, 06:44 PM)
They changed their gift from hampers of last 3 years (received by me) to more attractive looking packaging but lower value. Anyway a gift is a gift.  rclxms.gif Included is CNY greeting card and Ang Pao package.
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QUOTE(poor man @ Feb 4 2016, 09:05 AM)
This is br gift rm44.44
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My earlier post already said the gift is of lower value. Anyway it is still a gesture from BR. Good one (gesture), no doubt. biggrin.gif

Anyway good "eye" to catch this thumbup.gif notworthy.gif ! In the past I know BR has been buying from some vendors for this gift to depositors. Only this time know where they are buying from. I was told this year they decided to change from hampers to this gift. biggrin.gif

QUOTE(cj7lee @ Feb 4 2016, 09:52 AM)
BR also does not issue banker cheque...
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Some branch of BR is giving out BC. Have to ask and insist. biggrin.gif

This post has been edited by bbgoat: Feb 4 2016, 10:13 AM
pearl_white
post Feb 4 2016, 10:23 AM

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lo and behold...late last evening without prior notice, there were a few of BR staff incl. the branch manager who dropped by to hand deliver this to me in my office.

Looked like some Eu Yang Sang thing....

I requested 1 year 4.8% for year FD and they said they will call HQ and told me it should not be a problem. Fingers crossed. biggrin.gif

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Human Nature
post Feb 4 2016, 10:46 AM

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^ this one top depositor, hand delivered by several people! What is inside the big gold nugget drool.gif
ikanbilis
post Feb 4 2016, 10:46 AM

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QUOTE(pearl_white @ Feb 4 2016, 10:23 AM)
lo and behold...late last evening without prior notice, there were a few of BR staff incl. the branch manager who dropped by to hand deliver this to me in my office.

Looked like some Eu Yang Sang thing....

I requested 1 year 4.8% for year FD and they said they will call HQ and told me it should not be a problem.  Fingers crossed.  biggrin.gif

user posted image
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Nice hamper! Wow 1 year 4.8%! Must put RM1m? hmm.gif
yygo
post Feb 4 2016, 10:54 AM

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QUOTE(pearl_white @ Feb 4 2016, 10:23 AM)
lo and behold...late last evening without prior notice, there were a few of BR staff incl. the branch manager who dropped by to hand deliver this to me in my office.

Looked like some Eu Yang Sang thing....

I requested 1 year 4.8% for year FD and they said they will call HQ and told me it should not be a problem.  Fingers crossed.  biggrin.gif

user posted image
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now u got us, ultra hnwi. no wonder u said 50x the millionnaire here. meaning 50mil in br? brows.gif
bbgoat
post Feb 4 2016, 10:57 AM

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QUOTE(guy3288 @ Feb 3 2016, 01:26 PM)
my BR quiet only, no news, if i have to ask again , susah la.
my largest portion is still with BR.
?no money liao this year..... see what CIMB gave me.
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I remember previous years u also have the gift delivered to you. While people like me has to collect it. So let us know when you have yours delivered.
SUSintrepidity85
post Feb 4 2016, 11:03 AM

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QUOTE(ikanbilis @ Feb 4 2016, 10:46 AM)
Nice hamper! Wow 1 year 4.8%! Must put RM1m? hmm.gif
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4.8% looks ok.. but how much he put in FD for BR?
yygo
post Feb 4 2016, 11:07 AM

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QUOTE(intrepidity85 @ Feb 4 2016, 11:03 AM)
4.8% looks ok.. but how much he put in FD for BR?
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u did not see it? he said 1mil. but he mite have 50mil there already. tat is wat he said, 50x the millionnaire here. brows.gif
Clement1001
post Feb 4 2016, 11:54 AM

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Went in to BSN and open another FD, told them about the monthly interest for 60months, and they said impossible. Told them to check , and reluctantly they call and confirm with other branch and still say upon maturity. Told them again to check with HQ, after 10 minutes they told me it's actually every 6month for 60months tenure only. Gonna Vomit blood.
luminaryxi
post Feb 4 2016, 12:09 PM

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guys, if FD for short tenure like 3 months 6 months, which is the best bank? lets say 10k
Ramjade
post Feb 4 2016, 12:11 PM

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QUOTE(luminaryxi @ Feb 4 2016, 12:09 PM)
guys, if FD for short tenure like 3 months 6 months, which is the best bank? lets say 10k
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Depends on your prefences. Like some people die die must put Bank A only despite rates not good. whistling.gif Check first page.

This post has been edited by Ramjade: Feb 4 2016, 12:13 PM
TOMEI-R
post Feb 4 2016, 12:37 PM

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QUOTE(Clement1001 @ Feb 4 2016, 11:54 AM)
Went in to BSN and open another FD, told them about the monthly interest for 60months, and they said impossible. Told them to check , and reluctantly they call and confirm with other branch and still say upon maturity. Told them again to check with HQ, after 10 minutes they told me it's actually every 6month for 60months tenure only. Gonna Vomit blood.
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I wonder why people still bother with such banks anyway.
luminaryxi
post Feb 4 2016, 12:40 PM

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QUOTE(Clement1001 @ Feb 4 2016, 11:54 AM)
Went in to BSN and open another FD, told them about the monthly interest for 60months, and they said impossible. Told them to check , and reluctantly they call and confirm with other branch and still say upon maturity. Told them again to check with HQ, after 10 minutes they told me it's actually every 6month for 60months tenure only. Gonna Vomit blood.
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lol that monthly interest look tempting, should i waste time going there ?
SUSintrepidity85
post Feb 4 2016, 12:56 PM

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QUOTE(luminaryxi @ Feb 4 2016, 12:40 PM)
lol that monthly interest look tempting, should i waste time going there ?
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it's your choice
Clement1001
post Feb 4 2016, 01:10 PM

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QUOTE(luminaryxi @ Feb 4 2016, 12:40 PM)
lol that monthly interest look tempting, should i waste time going there ?
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I'm a bit doubt on their monthly or even my current 6 month interest, cause it doesn't show in the paper. Let's just wait and see.
lamode
post Feb 4 2016, 01:25 PM

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Back from CIMB @ Menara Hap Seng.

Did a FD for 1 month at 3.7%.

- Min 10k placement
- Fresh funds only
- Valid til further notice, no exact date for now.

I consider this is good deal for short term FD. rclxms.gif
HarpArtist
post Feb 4 2016, 01:30 PM

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QUOTE(lamode @ Feb 4 2016, 01:25 PM)
Back from CIMB @ Menara Hap Seng.

Did a FD for 1 month at 3.7%.

- Min 10k placement
- Fresh funds only
- Valid til further notice, no exact date for now.

I consider this is good deal for short term FD.  rclxms.gif
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O.o how did you get
kochin
post Feb 4 2016, 01:34 PM

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QUOTE(poor man @ Feb 3 2016, 10:21 PM)
hlisb bank fd 6 mth 4.5% 10 feb 2016 to 29 feb 2016 cklimm u want this fd rclxms.gif
t&c
https://www.hlisb.com.my/assets/files/promo...tion-tnc-en.pdf
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wow. extended to end feb.
yippee.
got some fds maturing end feb. just in time.
kekeke.

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