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 Fixed Deposit Rates In Malaysia V. No.11, Strictly for FD Discussion Only

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ohcipala
post Dec 15 2015, 08:39 PM

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QUOTE(Pewufod @ Dec 15 2015, 08:34 PM)
no discussion on the public bank step up fd promo ?
really that bad ar ?
eyeing the galaxy tab.....biggrin.gif
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Galaxy tab is not related to FD promo also.... Open your eyes bigger icon_idea.gif
ohcipala
post Dec 25 2015, 12:33 AM

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I think there's more to this. You can't withdraw ALL your principal or deposit or savings on the 7th year. It's locked for a long period of time if I'm not mistaken. Go read through the T&C again
ohcipala
post Jan 5 2016, 06:19 PM

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QUOTE(guy3288 @ Jan 5 2016, 06:16 PM)
1 month FD at MBB 4.0%, found out by accident.
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Few pages back, someone posted it ady. I think it's online version of GIA
ohcipala
post Jan 5 2016, 06:22 PM

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QUOTE(Ramjade @ Jan 5 2016, 05:11 PM)
What do you think I have been al these while (place then end of the month uplift then place again with interest) tongue.gif thumbup.gif? By doing that, one is effectively getting more than 3.15% after 1 year.

Btw, if your money is >=RM5k and you are parking your money for 1 month, go for maybank islamic efd which gives you 3.25%. If is less than that, pick ambank islamic efd (their min is RM1k for 1 month which will give 3.15%)
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When you create eFD, you can set it to auto renew principal with interest right? Whats the difference? hmm.gif
ohcipala
post Jan 5 2016, 06:53 PM

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QUOTE(harmonics3 @ Jan 5 2016, 06:27 PM)
Is it GIA FD or normal CASA giving 4%/p.a.
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QUOTE(alexanderclz @ Jan 4 2016, 09:57 PM)
just so share. you may actually open a GIA-i account via Maybank2u. No promo rate of 4.5% but 4% instead. as usual minimum 5k for 1 month and 1k for the rest. still higher than normal board fd rate for those who don't mind regarding PIDM
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ohcipala
post Jan 6 2016, 10:52 PM

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QUOTE(TOMEI-R @ Jan 6 2016, 10:45 PM)
I didnt get charged for my ATM card with Mach. Anyway, I dont understand the fuss about the Rm8 for the atm card. For goodness sake, its Rm 8 only.
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Don't give bank free....... tongue.gif
ohcipala
post Jan 7 2016, 09:17 PM

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QUOTE(Ramjade @ Jan 7 2016, 07:58 PM)
Yup. You are right. I got myself mixed up with the returns of rhb Asian returns  by FSM. blush.gif
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You mean RHB Asian Total Return Fund? Got interest rate of 3.7%? hmm.gif rclxub.gif
ohcipala
post Feb 3 2016, 04:42 PM

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QUOTE(GloryKnight @ Feb 3 2016, 04:33 PM)
Anyone have any idea on the best plan for a 10k deposit based on current offers?

Seems like not any offers are being attractive right now.
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How long do you want to put? 6 months? 12 months? 5 years?

Inb4 someone ask you to read 1st page brows.gif
ohcipala
post Feb 3 2016, 04:46 PM

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QUOTE(GloryKnight @ Feb 3 2016, 04:44 PM)
Read liao cannot decide leh T.T
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Why can't you decide? You don't know how long you want to put? rclxub.gif

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